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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

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July 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 19, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY -- act now to lock in a top rate before offers like these start to disappear.
Stacks of coins and a percentage sign.
July 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 18, 2025: Up to 5.00%

Now's the time -- high-yield savings accounts are offering up to 5.00% APY. Lock in a top rate before these limited-time deals slip away.
A glass jar labeled "Savings" that's full of coins and bills.
July 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 17, 2025: Up to 5.00%

High-yield savings accounts offer up to 5.00% APY now -- lock in one of today's top rates before these standout deals start to disappear.
A brown wallet on an orange background with lightning bolts.
July 16, 2025 | By Ryan Wilcox

I Just Closed My Wells Fargo Bank Account for Good. Here's Why

I ditched Wells Fargo for SoFi to earn a $300 bonus and a higher APY. Here's how you can make the switch, too.
A closed bank vault on a white background with yellow and red upward arrows.
July 16, 2025 | By Ryan Wilcox

Here's How Much $20,000 Would Earn in a 6-Month CD Right Now

A 6-month CD could earn you nearly $400 on a $20,000 deposit. Find out if it's worth locking in a rate now.
A piggy bank wearing a red superhero mask with a diagonal split yellow and teal background.
July 16, 2025 | By Ryan Wilcox

Ranked: The 3 Best Places to Put Your Money in July 2025

Looking to build wealth and avoid debt? Start with these three smart money moves you can make today.
A fresh sheet of newly-minted bills $100 bills.
July 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 16, 2025: Up to 5.00%

Now paying up to 5.00% APY, today's high-yield savings accounts won't stay this rewarding for long -- lock in a top rate before these offers fade away.
A piggy bank with cash sticking out against light green background.
July 15, 2025 | By Brooklyn Sprunger

The Best Student Savings Accounts Right Now (Don't Settle for 0.01%)

Don't settle for 0.01% APY. Discover the best student savings accounts right now with high rates, no fees, and easy access to help your money grow.
A woman filling a savings jar with coins
July 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 15, 2025: Up to 5.00%

High-yield savings accounts are offering up to 5.00% APY today -- don't wait to lock in a strong rate before these deals start to fade.
Stacks of silver coins in increasing heights on a dark blue background.
July 14, 2025 | By Joel O'Leary

Should You Open a 6-Month CD in July 2025?

Here's why opening a 6-month CD in July 2025 could be a smart, low-risk move for savers -- and how to tell if it's the right fit for you.
Cartoon stack of cash wrapped in yellow caution tape on a green background.
July 14, 2025 | By Joel O'Leary

Here's What Really Happens When You Withdraw $10,000 From Your Bank Account

Thinking of taking out $10K in cash? Here's what to expect, how banks handle it, and why it might trigger some extra scrutiny.
A man walking towards an upward trending line chart on mountain landscape.
July 14, 2025 | By Joel O'Leary

Why I'm Not Opening Any CDs in July 2025 -- Even With Rates Over 4%

CD rates are still quite high, but I've got better places to park my money to meet my short-term and long-term money goals. Here's why CDs aren't part of my plan.
A red balloon tied to small stack of coins on yellow background.
July 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 14, 2025: Up to 5.00%

Today's top high-yield savings accounts offer up to 5.00% APY -- lock in a great rate now before these limited-time offers start to slip away.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 13, 2025 | By Ryan Wilcox

If You See This on Your Bank Statement, It's Time to Switch Accounts

Still paying overdraft fees? Here's what to watch for -- and how switching banks can help you avoid them for good.
Repeating percentage signs in red, blue and white on a beige background.
July 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 12, 2025: Up to 5.00%

Earn up to 5.00% APY with today's top high-yield savings accounts -- act now to secure a strong rate before these standout offers start to disappear.
A silver bank safe with a background of days off a calendar.
July 11, 2025 | By Brooklyn Sprunger

4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your savings goals.
A piggy bank overflowing with dollar bills.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
Five stacks of silver coins scaling from small to large in a row on yellow cream split background.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
Two bank vaults, one with a green checkmark over it and one with a red X.
July 2, 2025 | By Ryan Wilcox

Most People Pick the Wrong Savings Account. Did You?

Most Americans earn almost no interest on their savings. Here's how to fix that in 30 minutes or less.
A white bank structure on an orange background featuring rising arrows.
July 1, 2025 | By Ryan Wilcox

How the Average American Could Earn 10x More Interest on Their Savings

Most Americans earn next to nothing in interest on their savings. Learn how to boost your savings APY by switching accounts today.
A piggy bank with a background of dark and stormy clouds.
June 30, 2025 | By Ryan Wilcox

3 Smart Money Moves to Make Before a Recession Hits

Worried about the economy? Check out these three smart money moves to stay protected in the event of a recession.
A black line chart trending steeply downward against a reddish orange background.
June 27, 2025 | By Ryan Wilcox

Don't Wait for the Headlines -- Act Like a Recession Is Coming Now

Stashing your savings in a high-yield account can help you stay ahead of economic uncertainty. See how this simple move can make a big difference.
A piggy bank with handwritten sicky note saying $10k goal on a baby blue background.
June 27, 2025 | By Joel O'Leary

I'm a 'Super Saver.' Here's How I Saved $10K in 6 Months

My wife and I saved a cool $10K in six months with side hustles, no-spend weekends, and smart credit card rewards.
Five piggy banks of various colors in a row ranging from small to large on a light orange background.
June 26, 2025 | By Joel O'Leary

I've Got $25,000 in My HYSA. Is That Enough?

A high-yield savings account is a smart place to stash cash. But how much should you actually keep in there? Here's how to find your number.
calendar, calculator, and money on table
June 21, 2025 | By James McClenathen

Should You Lock In a 6-Month CD in June 2025?

With the Fed keeping rates steady in June, a short-term CD could be a smart move. Here's when it makes sense and how to get the best rate.