Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Credit Cards: Our Expert Picks, Reviews, And Guides

Updated
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Citi is an advertising partner of Motley Fool Money.

Dive deeper into credit cards

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. Circle with letter I in it. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 18.24% - 27.24% Variable APR

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for long 0% intro APR
N/A N/A

Intro: Circle with letter I in it. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR, 21 months from account opening

Balance Transfers: 0% intro APR, 21 months from account opening on qualifying balance transfers

Regular: 17.24%, 23.74%, or 28.99% Variable APR

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for unlimited rewards on purchases
25,000 points (worth $250) Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 1.5-3 points per dollar Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Intro: Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular: 18.24% - 28.24% (Variable)

Top credit cards by issuer

Credit card tools

Keep learning about credit cards

Recent Articles

View All Articles Learn More Link Arrow
Sept. 14, 2025 | By Ryan Wilcox

The Simple Amex Card That Quietly Puts $300+ Back in Your Pocket Each Year

Save on groceries, gas, and online shopping with this card. A simple no-annual-fee card for real life. Learn more here.
Sept. 14, 2025 | By Ryan Wilcox

3 Credit Card Bonuses Worth $750 or More in September 2025

Learn how the welcome bonuses on these popular Chase cards can get you $750 or more in rewards today.
Sept. 14, 2025 | By James McClenathen

The Underrated Wells Fargo Autograph Could Be the Best Everyday Card in 2025

See why this no-annual-fee card with 3X points on everyday categories is a top pick for 2025.
Sept. 14, 2025 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Sept. 14, 2025: Get Interest-Free Breathing Room

This week's best 0% intro APR cards offer up to 24 months interest-free -- ideal for large purchases or tackling debt without extra costs.
Sept. 13, 2025 | By Joel O'Leary

Our Favorite Business Card Just Got Better: Earn a $900 Bonus With Chase Ink Business Unlimited

A new limited-time bonus makes this Chase business card even better for owners who want easy rewards and breathing room on expenses.
Sept. 13, 2025 | By Ryan Wilcox

Why the Wells Fargo Reflect Card Won Our No. 1 Pick for Skipping Interest in 2025

You can get 0% intro APR on the Wells Fargo Reflect for nearly two whole years. See why else it's our favorite card for paying off debt in 2025.
Sept. 13, 2025 | By Ryan Wilcox

Limited-Time Offer: Get a $900 Bonus With This No-Annual-Fee Business Card

Learn how you can earn a $900 bonus for a limited time with Chase's Ink Business Cash card.
Sept. 13, 2025 | By Jake FitzGerald

This Amex Card Pays 6% Back at U.S. Supermarkets, and It's a Game-Changer for Families

This card earns 6% cash back at U.S. supermarkets, making it one of the best cards for families in 2025. Find out more.
Sept. 13, 2025 | By Jake FitzGerald

Discover it® Cash Back: The No-Annual-Fee Card That Quietly Beats Premium Rewards

This card matches all the cash back you earn your first year and charges no annual fee, making it one of 2025's best value cards.
Sept. 13, 2025 | By Joel O'Leary

Best Credit Card Sign-Up Bonuses This Week, Sept. 13, 2025: Don't Let Time Run Out on These Offers

The best credit card sign-up bonuses this week bring big rewards -- cash back, travel perks, and more. Act quickly, these limited-time offers won't last.