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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

An older adult uses a credit card to make a payment on a smartphone in their living room.
Feb. 16, 2026 | By Joel O'Leary

I've Done the Math, and This Welcome Offer Is Worth More Than It Looks

The Discover it Cash Back card has no annual fee, flexible rewards, and a unique cashback match that can double your first-year earnings.
An old-fashioned savings passbook.
Feb. 16, 2026 | By Jake FitzGerald

Set It and Forget It? Here's Why Banks Love Inactive Customers

Think your bank doesn't care if you ignore your account? It might actually prefer it that way.
Mature couple appears distraught while looking at laptop.
Feb. 16, 2026 | By Joel O'Leary

Nearly 1 in 4 BNPL Users Pay Late. Here's the Simple Fix in 2026

Nearly 1 in 4 buy now, pay later users paid late. Here's a simple four-step plan for using BNPL wisely and avoiding regret in 2026.
A mature woman smiles while sitting at her table. She is holding a cellphone and a credit card.
Feb. 16, 2026 | By Ryan Wilcox

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Looking to hold onto a credit card for years, or even decades? Here's what to know about what can happen when you do, good and bad.
Woman walking through airport.
Feb. 16, 2026 | By Jake FitzGerald

This Travel Card's Bonus Is Worth at Least $750

This travel card's 75,000-point bonus is worth at least $750 in Chase Travel value, plus ongoing dining and travel rewards that easily justify its annual fee.
An envelope with Roth IRA written on it and $100 bills falling out.
Feb. 16, 2026 | By Joel O'Leary

The Best Roth IRA Account for 2026, Hands Down

Charles Schwab offers no fees, thousands of investment options, and an easy platform, making it the top Roth IRA choice for 2026.
Happy man celebrating while looking at cellphone.
Feb. 16, 2026 | By Jake FitzGerald

This No-Annual-Fee Credit Card Offers 6% Cash Back and a $200 Bonus

A 6% cash back rate sounds gimmicky. This one isn't. Here's how the math actually works.
Padlock on top of cash
Feb. 16, 2026 | By James McClenathen

Best CD Rates This Week, Feb. 16, 2026: Lock in Today's Yield Before the Next Cut

Top CDs this week offer up to 4.20% APY, making now a smart time to lock in a solid return before rates move lower.
A couple discusses finances at the kitchen table using a laptop and paperwork.
Feb. 16, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, Feb. 16, 2026: Stop Paying Interest and Start Making Progress

Tackle leftover 2025 debt with top balance transfer cards offering long 0% intro APR periods and no annual fees. Compare picks and start paying it down today.
Coins in a glass with a plant growing out of it.
Feb. 16, 2026 | By Jake FitzGerald

Today's Best High-Yield Savings Accounts, Feb. 16, 2026 -- Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
A smiling person holding a credit card.
Feb. 15, 2026 | By Joel O'Leary

What Does It Take to Get the Best Credit Cards?

You'll need more than a high credit score to get approved for top rewards cards. Here's what card issuers look for -- and how to improve your odds.
Family looking at Travel book with young son on flight.
Feb. 15, 2026 | By Jake FitzGerald

This Travel Credit Card Has No Annual Fee Plus a $250 Bonus

No annual fee and a $250 travel bonus? This Bank of America card makes travel rewards easy.
A woman sitting on floor with paper bills and a calculator.
Feb. 15, 2026 | By Joel O'Leary

We Compared Dozens of 0% Intro APR Cards -- These 3 Are the Best Right Now

These 0% intro APR cards are ideal for paying down debt, avoiding interest, and keeping long-term perks. Here's what makes them stand out.
Man using laptop to view his excellent credit score of 811.
Feb. 15, 2026 | By Joel O'Leary

Is There Any Point in Chasing a 'Perfect' Credit Score? Here's the Truth

Only 1.76% of Americans have a perfect credit score. Here's why you don't need one, and what matters more for your financial life.
Sad woman with money flying out of wallet
Feb. 15, 2026 | By Jake FitzGerald

The Little-Known Reason Your 'Free' Savings Account Is Costing You More Than You Think

Your savings account might not charge a fee. But the interest rate could be quietly costing you hundreds every year.
Person smiling while holding credit card and cellphone outdoors near street.
Feb. 15, 2026 | By Jake FitzGerald

This Might Be Controversial but Bank of America's Cash Back Card Is Underrated

This card doesn't get much love, but for the right spender, it can quietly beat a lot of more popular cash back cards.
An overjoyed young couple pumps their fists while reading good news in a document together.
Feb. 15, 2026 | By Joel O'Leary

How to Check if You're Eligible for a 0% Intro APR Credit Card

Most 0% intro APR cards require good credit and quick action. Here's how to check eligibility, avoid mistakes, and make the most of a no-interest period.
Smiling man and woman sitting on yacht
Feb. 15, 2026 | By James McClenathen

Save Thousands on Flights and Hotel Stays: The Best Travel Cards This Week, Feb. 15, 2026

Planning a big trip this year? The right travel credit card can help you save hundreds. Check out the best cards to apply for now and start earning rewards.
Several hundred-dollar bills in an envelope.
Feb. 15, 2026 | By Joel O'Leary

Unlock Hundreds of Dollars and a Higher APY: Best Bank Account Bonuses This Week, Feb. 15, 2026

Open a new bank account and you could earn up to $400 with simple requirements. Explore our top bank bonus picks and see how to qualify today.
couple looking at computer
Feb. 15, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, Feb. 15, 2026: Don't Let Interest Hold You Back This Year

Need a break from interest? Check out this week's top intro APR credit cards with up to 24 months at 0%, and compare the best options to start saving.
Retirees getting assistance from bank tellers at bank.
Feb. 14, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Considering taking $10,000 out of your bank account? Here's what happens when you do it -- and why the government will find out.
woman smiling and holding a large pile of cash
Feb. 14, 2026 | By Jake FitzGerald

This Credit Card Is Paying 6% Cash Back Right Now

A 6% cash back credit card sounds too good to be true. It isn't. Here's how this offer actually works.
yellow airplane with blue credit card
Feb. 14, 2026 | By Jake FitzGerald

10 Benefits of the Chase Sapphire Preferred® Card

Big bonus, flexible points, real travel protections. The Chase Sapphire Preferred is still one of the easiest travel cards to recommend.
A delivery man handing over a bag of takeout food to a customer.
Feb. 14, 2026 | By Jake FitzGerald

This Is How Much Impulse Spending Is Costing Millennials Every Month

Nearly half of millennials admit to spending more than $100 a month on impulse buys. Here's what that really adds up to and how to stop it.
Happy girl throwing confetti in the air
Feb. 14, 2026 | By Ryan Wilcox

These 3 Cards Come With 0% APR Until 2027

Looking for an easier way to erase high-interest debt? Learn how you can get back on track with these three great balance transfer cards.