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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

A man holding several credit cards.
May 8, 2026 | By Ryan Wilcox

Here's What Happens When You Open 5 Credit Cards in One Year

Opening five credit cards in one year is a bold move. Here's what actually happens to your credit score, rewards, and finances when you do it.
Man looks thoughtful while holding credit card and using laptop.
May 8, 2026 | By Joel O'Leary

Think You Need to Carry a Small Credit Card Balance Every Month? Here's Why That's a Myth

Carrying a credit card balance does not help your credit score. Here's what it actually costs you -- and what really builds credit over time.
A man paying for groceries with a credit card.
May 8, 2026 | By Ryan Wilcox

The Amex Blue Cash Preferred Earns 6% on Groceries. Here's Why It's Still Not My Top Pick

The Amex Blue Cash Preferred's cash back rate on groceries at U.S. supermarkets sounds great -- but there's a catch. Here's the card I recommend instead.
Two women outdoors smiling looking at their cellphones.
May 8, 2026 | By Ryan Wilcox

This Chase Card's 5% Cash Back Categories Could Earn You $500+ a Year

This Chase card's rotating 5% cash back categories can add up fast. Here's how to earn $500 or more a year with no annual fee.
Red percent sign amid white dollar signs
May 8, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 8, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
The word "DEBT" on a chalkboard next to an eraser.
May 7, 2026 | By Joel O'Leary

Best Credit Card for People Paying Off Debt: May 2026

The Wells Fargo Reflect Card has an intro APR offer spanning nearly two full years. Here's why it's our top pick for paying off debt in May 2026.
Woman with arms outspread in happiness.
May 7, 2026 | By Ryan Wilcox

We Compared 100+ Credit Cards -- Here's the Best Balance Transfer Card for May 2026

The Citi Double Cash® Card is one of our favorite ways to save on balance transfers this month -- and earn valuable cash back. Here's why.
A woman sitting on floor with paper bills and a calculator.
May 7, 2026 | By Joel O'Leary

3 Top 0% Intro APR Credit Cards You Can Get Right Now: May 2026

A 0% intro APR card pauses interest so every payment goes toward your balance. Here are three worth considering in May 2026.
Two Happy People With a Car
May 7, 2026 | By Ryan Wilcox

Our Best Credit Card Combo for May 2026

These two Citi cards make for a surprisingly powerful combo. Here's how to use them to earn big rewards on all types of spending.
plant growing out of jar of coins
May 7, 2026 | By Jake FitzGerald

Best High-Yield Savings Accounts Today, May 7, 2026: Rates up to 5.00% APY

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
Person looks at credit card in hand while using a laptop.
May 6, 2026 | By Ryan Wilcox

Citi Double Cash vs. Wells Fargo Active Cash: Which Is Better in May 2026?

Citi Double Cash and Wells Fargo Active Cash both earn 2% back with no annual fee -- but there are some key differences. Here's what to know.
A person sitting at an outdoor cafe table holding a credit card and phone with open in front of them.
May 6, 2026 | By Ryan Wilcox

Citi Simplicity vs. Wells Fargo Reflect: Which Balance Transfer Card Is Better in May 2026?

Both the Citi Simplicity and Wells Fargo Reflect come with extra-long intro APR offers. Here's how to pick the right one for your situation.
Jar of coins with plant sprouting from the middle.
May 6, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 6, 2026

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
A smiling woman working at her desk in an office.
May 6, 2026 | By Joel O'Leary

Save $3,500 a Year on Expenses: The Best Business Credit Cards This Month, May 2026

Want to save thousands on business expenses this year? Here's the business credit to get, plus four other favorites available now.
Calendar with pages flying.
May 5, 2026 | By Ryan Wilcox

My 3 Favorite 0% Intro APR Cards for May 2026: Pay No Interest for up to 21 Months

Looking for a 0% intro APR card? Here are my three favorite picks for May 2026 -- including one that keeps interest at bay for a full 21 months.
A man sitting at a desk with his laptop open and looking stressed with his chin in his hands.
May 5, 2026 | By Ryan Wilcox

Afterpay Is a Terrible Idea. Here's What You Should Do Instead

Afterpay might feel like a smart way to spread out costs -- but it's quietly losing you money. Here's what you should do instead.
A man holding a credit card and a woman look at a laptop
May 5, 2026 | By Ryan Wilcox

Chase Freedom Unlimited vs. Citi Double Cash: Which Is Better in May 2026?

Choosing between the Chase Freedom Unlimited and Citi Double Cash? Here's how two of the best no-annual-fee cash-back cards stack up.
Couple sharing food at a european style restaurant
May 5, 2026 | By Ryan Wilcox

Earn 4X Points on Dining and at U.S. Supermarkets: The Best Amex Cards This Month, May 2026

Want to save big on travel, spending at U.S. supermarkets, and more this year? Here's the Amex card worth looking at, plus some other great options out now.
Two people clinking margarita glasses on the beach.
May 5, 2026 | By Jake FitzGerald

Best High-Yield Savings Rates Today, May 5, 2026: Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A person inserting a credit card into a credit card chip reader.
May 4, 2026 | By Joel O'Leary

Forget the Afterpay Card. Use This Instead.

The Afterpay card works anywhere Google Pay and Apple Pay are accepted -- but it earns no rewards and doesn't build credit. Here's a smarter way to pay.
Guy making OK sign holding credit card.
May 4, 2026 | By Joel O'Leary

Once Your Wells Fargo Reflect's Intro APR Ends, Here's the Perfect Card to Switch To

When your intro APR period ends, you have a few options. Here's how to decide which move makes the most sense for your wallet.
Happy man celebrating while looking at cellphone.
May 4, 2026 | By Joel O'Leary

Our Top 0% Intro APR Card of May 2026: Pay No Interest for 21 Months

The Chase Slate card offers one of the longest intro APRs on purchases and balance transfers, with no annual fee -- here's why it's our top pick for May 2026
A man sitting on his couch in front of a laptop while holding his phone and a credit card.
May 4, 2026 | By Ryan Wilcox

I Stopped Using My Debit Card 5 Years Ago. Here's What Changed

I ditched my debit card five years ago and started putting everything on credit cards. Here's what changed -- and why you should do the same.
An hourglass on top of a calendar.
May 4, 2026 | By James McClenathen

Best CD Rates This Week, May 4, 2026: Lock In While Fed Rates Remain Unchanged

This week's top CDs still offer yields as high as 4.20% APY after the Fed held rates steady again last week. Secure a solid return while they last.
Woman looking at her cell phone in frustration as she holds a credit card in her other hand.
May 4, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, May 4, 2026: Stop Watching Your Payments Disappear Into Interest

Quit losing money to interest charges. These balance transfer cards give you 0% intro APR for up to two years and no annual fee to make real progress.