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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A silver bank safe with a background of days off a calendar.
July 11, 2025 | By Brooklyn Sprunger

4 Reasons to Lock in a Western Alliance Bank CD Ahead of This Month's Fed Decision

Lock in top short-term CD rates with as little as $1. Western Alliance Bank CDs offer strong returns and FDIC protection -- perfect for your savings goals.
Four pink piggy banks in a row against yellow background.
July 11, 2025 | By Jake FitzGerald

Warning: These Popular Banks Pay Ultra-Low Interest Rates

Big-name banks often pay insultingly-low interest rates. See what they're really paying and why switching to a high-yield account could earn you more.
Two mystery doors with question marks on an orange background with dollar bills.
July 11, 2025 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in July 2025?

CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the 6-month wave while it lasts?
A piggy bank overflowing with dollar bills.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
A young adult calculates their personal finances at the kitchen table using a tablet.
July 10, 2025 | By Brooklyn Sprunger

Midyear Check-In: Are These 3 Money Mistakes Costing You?

Fix these three common slip-ups to boost savings, cut costs, and finish 2025 stronger. Small moves now can have big payoffs later.
Five stacks of silver coins scaling from small to large in a row on yellow cream split background.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
A scale with checking and coins on one side and HYSA and bills on the other end on a yellow background.
July 10, 2025 | By Joel O'Leary

This Banking Mistake Could Quietly Cost You Thousands

I missed out on over $10K in interest before I learned about high-yield savings accounts -- here's how to avoid that same mistake.
A 10,000 stack of 100 dollar bills wrapped in bank strap against blue background.
July 10, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 10, 2025: Up to 5.00%

Today's best high-yield savings accounts pay up to 5.00% APY -- grab one now to maximize your earnings before these standout rates start to slip away.
Five piggy banks of various colors in a row ranging from small to large on a light orange background.
July 10, 2025 | By James McClenathen

Best CD Rates Today, July 10, 2025: Up to 4.60% APY

Today's top short-term CDs offer up to 4.60% APY -- lock in a strong rate now before possible Fed cuts make returns less rewarding.
A small sad piggy bank and large happy piggy bank against light blue background.
July 9, 2025 | By Jake FitzGerald

Your Savings Account Is Probably Ripping You Off

Your savings account could be paying you pennies while your money loses value. See why it's time to switch to a high-yield savings account that actually pays.
A piggy bank is full to bursting and is beginning to crack and spill coins.
July 9, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 9, 2025: Up to 5.00%

Top high-yield savings accounts are paying up to 5.00% APY today -- these strong rates won't last forever, so act now to lock in more earning power.
A piggy bank with a small hammer beside it.
July 8, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 8, 2025: Up to 5.00%

High-yield savings accounts are offering APYs of up to 5.00% today. These rates won't be around forever -- take advantage now while they last.
A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
July 8, 2025 | By James McClenathen

Best CD Rates Today, July 8, 2025: Up to 4.60% APY

The top CD rates today are up to 4.60% for short-term CDs. Take advantage now before potential Fed rate cuts lower future returns.
An open safe showing coins and bills inside.
July 7, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 7, 2025: Up to 5.00%

It's midyear, and high-yield savings accounts still offer up to 5.00% APY -- now 's a smart time to move your money and watch your savings grow.
An hourglass next to a stack of cash.
July 7, 2025 | By James McClenathen

Best CD Rates Today, July 7, 2025: Up to 4.55% APY

With the year halfway through, short-term CDs still offer up to 4.55% APY -- lock in a solid rate now before potential Fed cuts reduce future returns.
A vintage looking wooden wine barrel with a slot in the top for coins on a yellow background.
July 6, 2025 | By Joel O'Leary

Had the Same Bank Account for 20 Years? It's Time to Switch Now -- Here's Why

Switching banks could earn you 10x more in interest and eliminate annoying fees. Here's why upgrading your old account is totally worth it.
A pink piggy bank on a blue background with green and yellow dollar signs.
July 6, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: July 6, 2025

Score a few hundred dollars with this week's best bank bonuses -- easy steps, no hidden hoops, just real cash for opening a new account.
A piggy bank in hawaiian shirt riding a surfboard.
July 6, 2025 | By James McClenathen

Best CD Rates Today, July 6, 2025: Up to 4.55% APY

Short-term CDs still offer up to 4.55% APY past the halfway point of the year-- lock in a strong rate now before possible Fed cuts lower your earning potential.
A cell phone screen showing $300 bonus received on piggy bank style background.
July 5, 2025 | By Joel O'Leary

Should You Open a Bank Account to Get a Sign-Up Bonus?

You can earn hundreds for opening a new checking or savings account. Here's how it all works and which offers are hot right now.
Man in suit holding multiple stacks of money against light blue bakground.
July 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 5, 2025: Up to 5.00%

Halfway through the year, top high-yield savings accounts still offer up to 5.00% APY -- now's the time to put your money to work and grow your savings.
A wooden mouse trap with fake dollar bills on an aqua-colored background.
July 4, 2025 | By Joel O'Leary

3 Expensive Savings Account Mistakes You Might Be Making

Most Americans are losing money in savings. Here are three top mistakes -- and how to fix them to earn more, save smarter, and skip the fees.
A black bank and white downward arrow against red background.
July 4, 2025 | By James McClenathen

3 Smart Moves to Make Before Interest Rates Fall Again

The Federal Reserve may cut interest rates later this year, which would mean lower rates on savings, loans, and more. Here are some ways to prepare yourself.
Repeating percentage signs in red, blue and white on a beige background.
July 4, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 4, 2025: Up to 5.00%

We've reached the halfway point of the year, and top high-yield savings accounts still offer up to 5.00% APY -- let your money start working harder for you.
Three piggy banks of increasing size on a purple background
July 3, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 3, 2025: Up to 5.00%

We're officially more than halfway through the year and high-yield savings accounts still offer up to 5.00% APY -- move your money now and start earning more.
An hourglass in front of a blue and yellow background.
July 3, 2025 | By James McClenathen

Best CD Rates Today, July 3, 2025: Up to 4.55% APY

Short-term CDs still offer up to 4.55% APY as we get into July -- lock in a strong rate now before potential Fed cuts bring returns down.