Please ensure Javascript is enabled for purposes of website accessibility

This device is too small

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Skip to main content

Credit Cards: Our Expert Picks, Reviews, And Guides

Updated
Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Citi is an advertising partner of Motley Fool Money.

Dive deeper into our top credit card picks

Credit card comparison

We recommend comparing options to ensure the card you're selecting is the best fit for you. To make your search easier, here's a short list of standout credit cards.

Offer Our Rating Welcome Offer Rewards Program APR Learn More
5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for cash back on rotating categories
Discover will match all the cash back you’ve earned at the end of your first year. Circle with letter I in it. INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. 1% - 5% Cashback Circle with letter I in it. Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Intro:

Purchases: 0%, 15 months

Balance Transfers: 0%, 15 months

Regular: 18.24% - 27.24% Variable APR

5.00/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for long 0% intro APR
N/A N/A

Intro: Circle with letter I in it. 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

Purchases: 0% intro APR on purchases for 21 months from account opening

Balance Transfers: 0% intro APR for 21 months from account opening on qualifying balance transfers

Regular: 16.99%, 23.49%, or 28.74% Variable APR

4.70/5 Circle with letter I in it. Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.
= Best
= Excellent
= Good
= Fair
= Poor
Best for unlimited rewards on purchases
25,000 points (worth $250) Circle with letter I in it. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases 1.5-3 points per dollar Circle with letter I in it. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees, and your points don't expire as long as your account remains open. Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.

Intro: Circle with letter I in it. 0% Intro APR for 15 billing cycles for purchases. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR on purchases and balance transfers will apply. A 3% fee for 60 days from account opening, then 4% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.

Purchases: 0% Intro APR for 15 billing cycles for purchases

Balance Transfers: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days

Regular: 18.24% - 28.24% (Variable)

Top credit cards by issuer

Credit card tools

Keep learning about credit cards

Recent Articles

View All Articles Learn More Link Arrow
Sept. 24, 2025 | By James McClenathen

Why the Discover it® Miles Might Be the Best Travel Card With No Annual Fee in 2025

Earn unlimited 1.5X miles, get a first-year match, and pay no annual fee. See why this card shines in 2025.
Sept. 24, 2025 | By Joel O'Leary

Why the Amex Platinum Is the Ultimate 'Line-Skipper' Travel Card

Unlock faster travel, skip airport lines, and enjoy VIP perks with this premium travel card. It's a true game-changer for frequent flyers.
Sept. 24, 2025 | By Ryan Wilcox

$1,800 in Value: The 5 Best Perks of the Updated Amex Platinum

The Amex Platinum just got a bigger hotel credit, new dining credits, and other new perks. See how you could save four figures a year.
Sept. 24, 2025 | By Joel O'Leary

I Just Got a $50,000 Credit Limit With the Prime Visa Card

Here's how I unlocked a $50,000 credit limit on my new Chase credit card in under a minute, and why a high-limit card can be a smart money move.
Sept. 23, 2025 | By Ryan Wilcox

Here's Why I Haven't Used a Debit Card in Years

Since getting the Chase Freedom Unlimited and Wells Fargo Active Cash cards, I haven't used my debit card once. Here's how I earn rewards with the two cards.
Sept. 23, 2025 | By Joel O'Leary

This 2% Flat-Rate Card Outpaces Most Other Rewards Cards

This no-annual-fee credit card offers unlimited 2% cash rewards, making it a standout for flat-rate simplicity and long-term value.
Sept. 23, 2025 | By Joel O'Leary

Here's What Happens When You Pay Your Credit Card Bill Every Week

Paying your balance off every week can lower your utilization, cut interest costs, and help you build stronger money habits. Here's why it works.
Sept. 23, 2025 | By Joel O'Leary

Save $300 at Lululemon Every Year With the New Amex Platinum Card

The refreshed Amex Platinum now includes lululemon credits, plus $3,000+ in other annual perks. Here's how to use it and what else is new.
Sept. 22, 2025 | By Joel O'Leary

Forget the Sapphire Reserve -- Amex Platinum Is the Ultimate Travel Card in 2025

From lounge access to hotel status and rideshare perks, here's how the top luxury travel cards stack up for frequent flyers.
Sept. 22, 2025 | By James McClenathen

Here's How to Use the Amex Platinum's New Resy Credit

The Amex Platinum offers up to $100 per quarter for purchases at Resy restaurants. Learn how to make sure you get the full $400 a year.