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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

June 4, 2024 | By Ben Gran

Flights vs. Hotels: How to Maximize Your Chase Sapphire Points

Should you use Chase Sapphire points to book flights, or hotels? See a few ideas for how to get the most value from Chase Sapphire points.
June 4, 2024 | By Kristi Waterworth

3 Reasons Aspiring Homeowners Should Repair Their Credit

Thinking about buying a home this year? How's your credit? Here are three reasons to work on it before you shop.
June 4, 2024 | By Ben Gran

The 21 Most Inspiring Places You Can Fly to for Free With the Chase Sapphire Cards' Limited-Time Sign-Up Bonus

Want to see how far you can fly with 75,000 Chase Sapphire bonus points? How about: all over the world? Check out these 21 affordable flights.
June 4, 2024 | By Jordi Lippe-McGraw

Here's What Happens When You Mismanage Your Budget in Retirement

Budget pitfalls can impact your retirement. Read on to learn crucial money management tips for retirees.
June 4, 2024 | By Chris Neiger

Why Liability Insurance Is a Must for Any Small Business

Small businesses face the risk of lawsuits more often than you think. Read on to learn how liability insurance can help.
June 4, 2024 | By Jordi Lippe-McGraw

5 Ways to Sell Your Home Fast

Maximize your home sale with expert tips for a quick transaction. Learn how to get your home off the market now.
June 4, 2024 | By Maurie Backman

Costco's $1.50 Hot Dog Is Safe. But What About Membership Fees?

Costco's new CFO recently confirmed that the $1.50 hot dog combo price is staying put. Can the same be said for membership fees? Read on to find out.
June 4, 2024 | By Brittney Myers

Ranked: The 9 Best Airlines for First Class

Flying first class is an experience in and of itself, but these airlines take it up a notch. See which airlines are worth the miles.
June 4, 2024 | By Christy Bieber

3 Facts About Investing in CDs That Will Surprise You

Anyone buying CDs may be surprised to find there actually is a risk of losing money. And this is just one of many things you may not know. Learn more here.
June 4, 2024 | By Dana George

Here's Why I'll Never Get a Sam's Club Plus Membership

Sam's Club offers two tiers of membership, Club and Plus. Find out why one writer has no intention of upgrading to a Plus membership.
June 4, 2024 | By Dana George

How to Get Elite Status on Virgin Atlantic

The goal for most frequent flyers is to earn elite status. If you're a big fan of Virgin Atlantic, here's how to make elite status your own.
June 4, 2024 | By Steven Porrello

Here's What Happens When You Contribute Too Much to Your FSA

Overcontributing to a flexible savings account (FSA) comes with some risks. Find out what happens when you don't use your FSA money by the annual deadline.
June 4, 2024 | By Lyle Daly

Here's the Average Credit Score of Low-Income Americans

Research has found a correlation between credit scores and income. Check out the surprising data on the average credit score for low-income Americans.
June 3, 2024 | By Ben Gran

Top 3 Reasons Why It Might Be Time to Upgrade to the Chase Sapphire Reserve

The Chase Sapphire Reserve credit card offers extra travel-buying value and elite perks. See why it's worth upgrading your credit card.
June 3, 2024 | By Ben Gran

Insider Secrets: How to Maximize Your Chase Sapphire 75K Bonus Points

Wondering how to use 75,000 bonus points from Chase Sapphire? Don't let this special offer go to waste -- see how to get the most travel value for points.
June 3, 2024 | By Maurie Backman

Costco Reveals Shopping Trick to Save 20% on Groceries

Want to save big money at Costco? Read on for an unbelievably easy way to lower your grocery bills.
June 3, 2024 | By Brittney Myers

A 150,000-Point Amex Platinum Welcome Bonus Is on Offer for Some Applicants. Do You Qualify?

This is one of the most prized welcome offers in the game. Only a few will find it, however. Here's how to improve your chances.
June 3, 2024 | By Ben Gran

The Freelance Gender Pay Gap Might Be Even Harder to Fix. Here's How We Can Try...

Female freelancers charge about 26% less than male freelancers. See how freelancers can get paid more by ending the gender pay gap.
June 3, 2024 | By Natasha Etzel

Do This Before Using Your Credit Card to Pay for an Emergency Expense

If you don't have enough savings to cover an emergency expense, try to avoid debt. This type of credit card could help you avoid expensive interest charges.
June 3, 2024 | By Ben Gran

Americans Have Spent Their 'Extra' Pandemic Savings. See What It Means for You

Did you save cash during the pandemic? Fed research shows that Americans saved a ton of money -- but now it's gone. Read on to learn the impact.
June 3, 2024 | By Natasha Etzel

5 Ways a Costco Membership Can Save You Money on Travel

Are you a frequent traveler looking for more ways to save on travel costs? Find out how Costco can help you save money on travel.
June 3, 2024 | By Ben Gran

Earn Up to $60/hour: 10 Top-Paying Side Hustles That Let You Work From Home

Want to make money working from home? The best side hustles identified by FlexJobs pay about $30 to $60 per hour. Get inspired here.
June 3, 2024 | By Robin Hartill, CFP

Here's What Happens When You Don't Repair Your Credit

Not fixing bad credit can be costly, plus you may need to apply for credit sooner than you think. Learn about the easiest way to fix your credit.
June 3, 2024 | By Ben Gran

3 Ways Your Credit Card Can Help You Save on Summer Travel

Want to save money on summer travel? See how the best travel credit cards can help -- with cheap flights, free hotels, and fun upgrades.
June 3, 2024 | By Cole Tretheway

How Much Money Should You Keep in an Emergency Fund? Here's the Sweet Spot

$10,000 is not enough for most American households to build an emergency fund. Find out how much to keep in your fund.