The world of credit and debit cards is dominated by two household names: Visa (NYSE:V) and MasterCard (NYSE:MA). Both companies are giant with billions of cards in circulation around the world and processing trillions of dollars of commerce each quarter. 

In the video below, Motley Fool contributor Jay Jenkins takes on the challenge of choosing just one of the two as the better long-term investment. To this Fool, the answer boils down to international growth and next-generation technology.

Fool contributor Jay Jenkins has no position in any stocks mentioned. The Motley Fool recommends Apple, MasterCard, and Visa. The Motley Fool owns shares of Apple, MasterCard, and Visa. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.