Mortgage REITs like Two Harbors (NYSE:TWO) and Annaly Capital Management (NYSE:NLY) have been making headlines for the past six months – why are investors so fixated on this sector? In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts David Hanson and Matt Koppenheffer take a question from their mailbag about the embattled sector.