In today's episode of Where the Money Is, the Motley Fool's everything-financials show, banking analyst David Hanson is joined by Fool contributor Patrick Morris to discuss Visa and MasterCard's latest innovation to encourage banks and retailers to accept new security technologies. Patrick and David dive deeper the shares of MasterCard and Visa and remind investors of an important investing lesson.

At the 5:23 mark of the show, Patrick tell and viewers why the panic around the student loan "crisis" in the United States needs more context. Patrick and David discuss the increased number of students going to college, the invisible costs of not going to college, and the government effort to crack down on predatory lending and false advertising.

To wrap up the show, Patrick and David continue take a viewers question, test each other's stock knowledge, as well as search Twitter for some insights and quick news tidbits.

This article represents the opinion of the writer, who may disagree with the “official” recommendation position of a Motley Fool premium advisory service. We’re motley! Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.