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FirstCash(NASDAQ) FCFS

Market Cap$9.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (1992)+10,167%
5 Year+172%
1 Year+50%
1 Month+9%
Premium Feature
Moneyball Superscore
79/100
$219.12
-2.21%
-4.95Today
After hours$219.04-$0.08 (-0.04%)
FirstCash last closing stock price
MetricPriceDate
Last closeUSD 219.212026-08-28
FirstCash stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.69%USD 225.282026-08-21
1 month+8.62%USD 201.822026-07-29
3 month-0.12%USD 219.472026-05-29
Year to date+38.38%USD 158.412025-12-31
1 year+49.66%USD 146.482025-08-28
3 year+153.46%USD 86.492023-08-29
5 year+171.95%USD 80.612021-08-27
Since inception+10,167.09%USD 2.141992-05-01

FirstCash Financials at a Glance

Market Cap

$9.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$4.12B

Net Income (TTM)

$388.15M

EPS (TTM)

$8.77

P/E Ratio

24.99

Dividend

$1.68

Beta (Volatility)

0.64 (Low)

Price

$219.12

Volume

401,922

Open

$224.07

Previous Close

$219.21

Daily Range

$218.81 - $225.54

52-Week Range

$144.56 - $238.93

Estimated Earnings Date

Oct 22, 2026

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About FirstCash

FirstCash Holdings, Inc. provides cash loans using personal items as collateral. It sells jewelry and electronics in retail pawn stores. The company offers lease-to-own plans at other retailers.

Pawn, Payments, and Pickups

  • Pawn Loans: Cash loans secured by personal items like jewelry; the borrower is not personally liable for unpaid balances.
  • Retail Sales: Used items sold through stores after pawn forfeitures; sales reached $471.3 million in the second quarter of 2026.
  • Payment Solutions: Lease-to-own income was $115.5 million in the second quarter of 2026, down 17% year over year.
  • Scrap Jewelry: Gold and silver sales from scrap jewelry; U.S. scrap revenue increased 152% in the second quarter of 2026.

Where Is FirstCash Growing?

  • Completed the acquisition of H&T, a pawn operator in the United Kingdom, on August 14, 2025.
  • Announced a pending agreement to acquire Ramsdens for approximately $307.5 million by late 2026.
  • Opened 20 new locations and acquired eight stores in the U.S. during the six months ended June 30, 2026.
  • Purchased real estate for 23 existing store locations for $40.2 million during the six months ended June 30, 2026.

A Global Safety Net

The company operates 3,343 locations across the U.S., Latin America, and the U.K. It maintains flexibility by converting gold jewelry into cash when needed.

The Latest Money Matters

  • Total revenue reached $1,074.7 million in the second quarter of 2026.
  • Net income was $93.5 million for the three-month period ended June 30, 2026.
  • U.S. pawn loan fees rose 15% to $150.1 million in the second quarter of 2026.
  • Operating cash flow hit $330.4 million for the six months ended June 30, 2026, up 36% year over year.

Bottom Line

FirstCash has evolved from a regional operator into a multi-national financial services provider. Its geographic and product diversification supports its long-term stability in the pawn and retail sectors.

AI Generated • Jul 28, 2026

Industry

Consumer Finance

Employees

22,000

CEO

Rick L. Wessel

Headquarters

Fort Worth, TX 76102, US

FCFS Financials

Key Financial Metrics (TTM)

Gross Margin

48.92%

Operating Margin

16.11%

Net Income Margin

9.42%

Return on Equity

17.07%

Return on Capital

11.04%

Return on Assets

7.08%

Earnings Yield

4.00%

Dividend Yield

0.77%

Payout Ratio

19.05%

Stock Overview

Market Cap

$9.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

43.37M

Volume

401.92K

Avg. Volume

474.26K

Financials (TTM)

Gross Profit

$2.02B

Operating Income

$663.77M

EBITDA

$1.18B

Operating Cash Flow

$672.85M

Capital Expenditure

-$76.60M

Free Cash Flow

$596.25M

Cash & ST Invst.

$172.30M

Total Debt

$2.70B

FirstCash Performance Analysis

FirstCash annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 2,728,942,00060.6%
20232023-12-31USD 3,151,796,00015.5%
20242024-12-31USD 3,388,514,0007.5%
20252025-12-31USD 3,661,043,0008.0%
FirstCash sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3012.6%
Q42025-12-3113.1%
Q12026-03-31-0.6%
Q22026-06-302.2%
FirstCash annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 5.3675.9%
20232023-12-31USD 4.80-10.4%
20242024-12-31USD 5.7319.4%
20252025-12-31USD 7.4229.5%
FirstCash sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3038.8%
Q42025-12-3126.3%
Q12026-03-313.4%
Q22026-06-30-12.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$1.07B

+29.4%

Gross Profit

$501.23M

+21.4%

Gross Margin

46.64%

N/A

Market Cap

$9.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$475.38K

N/A

Employees

20,000

N/A

Net Income

$93.47M

+56.3%

EBITDA

$270.76M

+103.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$172.30M

+69.8%

Total Debt

$2.70B

+33.6%

Accounts Receivable

$1.02B

+30.4%

Inventory

$570.49M

+60.4%

Long Term Debt

$2.59B

+34.8%

Short Term Debt

$111.51M

+10.6%

Return on Assets

7.08%

N/A

Return on Invested Capital

13.09%

N/A

Free Cash Flow

$149.33M

+43.7%

Operating Cash Flow

$176.78M

+51.3%

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Questions About FCFS

What is the current price of FirstCash?

FirstCash is trading at $219.21 per share.

What is the 52-week range for FirstCash?

Over the past 52 weeks, FirstCash has traded between $144.56 and $238.93.

How much debt does FirstCash have?

As of the most recent reporting period, FirstCash reported total debt of $2.70B.

How much cash does FirstCash have on hand?

FirstCash reported $172.30M in cash and cash equivalents in its most recent financial results.

What is FirstCash’s dividend yield?

FirstCash currently has a dividend yield of 0.77%.

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