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Cog Financial Services

(ASX) COG

Current PriceA$1.40
Market CapA$309.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)-60%
5 Year+46%
1 Year-8%
1 Month-1%
Cog Financial Services last closing stock price
MetricPriceDate
Last closeEUR 1.452026-07-17
Cog Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+6.23%EUR 1.372026-07-10
1 month-0.68%EUR 1.462026-06-17
3 month+9.85%EUR 1.322026-04-17
Year to date-28.76%EUR 2.042025-12-31
1 year-8.13%EUR 1.582025-07-17
3 year+28.41%EUR 1.132023-07-17
5 year+45.94%EUR 0.992021-07-16
Since inception-59.72%EUR 3.602003-01-28

Cog Financial Services Financials at a Glance

Market Cap

A$309.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$825.73M

Net Income (TTM)

A$32.40M

EPS (TTM)

A$0.10

P/E Ratio

14.63

Dividend

A$0.07

Beta (Volatility)

0.04 (Low)

Price

A$1.40

Volume

31,716

Open

A$1.43

Previous Close

A$1.45

Daily Range

A$1.40 - A$1.43

52-Week Range

A$1.14 - A$2.46

Estimated Earnings Date

Aug 20, 2026

COG News

No articles available.

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About Cog Financial Services

COG Financial Services Limited is a prominent player in the Australian financial services sector, specializing in equipment financing, broking, and aggregation services. Established in 2002, the company has expanded its offerings to include insurance broking and novated leasing, catering to a diverse clientele across the nation.

Products and Services
  • Equipment financing and broking solutions
  • Aggregation services for financial products
  • Insurance broking and novated leasing services
Growth Outlook
  • Revenue increased to AUD 198.5 million in the latest quarter
  • Trailing twelve months (TTM) revenue reached AUD 1.1 billion
  • Strong demand for financial solutions supports future growth
Financial Highlights
  • Net income of AUD 9.88 million reported in the latest quarter
  • TTM dividend yield stands at 4.61%
  • Operating income margin improved to 17.36% in the latest quarter
COG Financial Services Limited operates through three main segments: Finance Broking and Aggregation, Funds Management and Lending, and an 'All Other/Intersegment' category. The company has demonstrated resilience and adaptability in a competitive market, with a notable increase in revenue and net income in recent quarters. The latest quarterly revenue of AUD 198.5 million reflects a robust growth trajectory, while the TTM revenue of AUD 1.1 billion underscores the company's strong market position. The financial metrics indicate a healthy operating environment, with a net income of AUD 9.88 million in the most recent quarter and an operating income margin of 17.36%. The TTM dividend yield of 4.61% presents an attractive return for potential investors. COG Financial Services Limited's commitment to providing comprehensive financial solutions positions it well for continued growth in the evolving financial landscape.
AI Generated • Jun 21, 2026

Industry

Capital Markets

CEO

Andrew Bennett

Headquarters

Chatswood, NSW 2067, AU

COG Financials

Key Financial Metrics (TTM)

Gross Margin

62.43%

Operating Margin

21.36%

Net Income Margin

6.45%

Return on Equity

13.31%

Return on Capital

16.11%

Return on Assets

2.74%

Earnings Yield

6.84%

Dividend Yield

4.48%

Payout Ratio

59.98%

Stock Overview

Market Cap

A$309.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

213.27M

Volume

31.72K

Avg. Volume

365.85K

Financials (TTM)

Gross Profit

A$489.28M

Operating Income

A$149.07M

EBITDA

A$156.46M

Operating Cash Flow

A$110.46M

Capital Expenditure

-A$7.12M

Free Cash Flow

A$103.34M

Cash & ST Invst.

A$183.39M

Total Debt

A$388.27M

Cog Financial Services Performance Analysis

Cog Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30AUD 320,772,000N/A
20232023-06-30AUD 366,009,00014.1%
20242024-06-30AUD 362,345,000-1.0%
20252025-06-30AUD 367,733,0001.5%
Cog Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-3010.1%
Q22024-12-31-2.5%
Q42025-06-30-54.6%
Q22025-12-3173.0%
Cog Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30AUD 0.11N/A
20232023-06-30AUD 0.04-61.0%
20242024-06-30AUD 0.0756.6%
20252025-06-30AUD 0.0940.9%
Cog Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-30-59.0%
Q22024-12-31119.5%
Q42025-06-3019.4%
Q22025-12-31-6.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

A$198.50M

-15.7%

Gross Profit

A$102.25M

+25.3%

Gross Margin

51.51%

N/A

Market Cap

A$309.25MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$309.25K

N/A

Employees

1,000

N/A

Net Income

A$9.88M

-94.8%

EBITDA

A$43.76M

+19.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

A$183.39M

+70.4%

Total Debt

A$388.27M

+54.2%

Accounts Receivable

A$264.93M

+47.0%

Inventory

A$0.00

-100.0%

Long Term Debt

A$172.73M

+183.1%

Short Term Debt

A$215.54M

+13.0%

Return on Assets

2.74%

N/A

Return on Invested Capital

16.31%

N/A

Free Cash Flow

A$39.26M

+73.3%

Operating Cash Flow

A$39.84M

+59.1%

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Questions About COG

What is the current price of Cog Financial Services?

Cog Financial Services is trading at A$1.40 per share.

What is the 52-week range for Cog Financial Services?

Over the past 52 weeks, Cog Financial Services has traded between A$1.14 and A$2.46.

How much debt does Cog Financial Services have?

As of the most recent reporting period, Cog Financial Services reported total debt of A$375.98M.

How much cash does Cog Financial Services have on hand?

Cog Financial Services reported A$149.25M in cash and cash equivalents in its most recent financial results.

What is Cog Financial Services’s dividend yield?

Cog Financial Services currently has a dividend yield of 4.48%.

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