Cog Financial Services logo

Cog Financial Services(ASX) COG

Market CapA$378.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)-50%
5 Year+74%
1 Year-22%
1 Month-2%
A$1.78
+0.57%
+0.01Today
Cog Financial Services last closing stock price
MetricPriceDate
Last closeEUR 1.782026-10-20
Cog Financial Services stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.72%EUR 1.752026-10-13
1 month-1.93%EUR 1.812026-09-18
3 month+34.48%EUR 1.322026-07-22
Year to date-10.81%EUR 1.992025-12-31
1 year-22%EUR 2.282025-10-20
3 year+54.17%EUR 1.152023-10-20
5 year+73.7%EUR 1.022021-10-21
Since inception-49.85%EUR 3.522003-01-28

Cog Financial Services Financials at a Glance

Market Cap

A$378.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$771.17M

Net Income (TTM)

A$43.02M

EPS (TTM)

A$0.11

P/E Ratio

15.39

Dividend

A$0.07

Beta (Volatility)

0.08 (Low)

Price

A$1.78

Volume

71,997

Open

A$1.75

Previous Close

A$1.78

Daily Range

A$1.70 - A$1.79

52-Week Range

A$1.14 - A$2.42

Estimated Earnings Date

Feb 25, 2027

COG News

No articles available.

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About Cog Financial Services

COG Financial Services Limited is a prominent player in the Australian financial services sector, specializing in equipment financing, broking, and aggregation services. Established in 2002, the company has expanded its offerings to include insurance broking and novated leasing, catering to a diverse clientele across the nation.

Products and Services
  • Equipment financing and broking solutions
  • Aggregation services for financial products
  • Insurance broking and novated leasing services
Growth Outlook
  • Revenue increased to AUD 204.93 million in the latest quarter
  • Net income rose to AUD 14.36 million, reflecting strong operational performance
  • Consistent growth in cash flow, with free cash flow reaching AUD 42.11 million
Financial Highlights
  • Trailing twelve months (TTM) revenue of AUD 798.5 million
  • Net profit margin of 6.01% indicates effective cost management
  • Dividend yield of 3.91% offers attractive returns to shareholders
COG Financial Services Limited operates through three main segments: Finance Broking and Aggregation, Funds Management and Lending, and an 'All Other/Intersegment' category. The company has demonstrated resilience and adaptability in a competitive market, evidenced by its recent financial performance. The latest quarterly results show a significant increase in revenue and net income, highlighting the effectiveness of its business strategies. The growth outlook remains positive, supported by a robust cash flow position and a commitment to expanding service offerings. The company's focus on equipment financing and broking positions it well to capitalize on market opportunities. With a solid dividend yield, COG Financial Services Limited presents an appealing option for investors seeking exposure to the financial services sector in Australia.
AI Generated • Sep 23, 2026

Industry

Capital Markets

Sector

Financials

CEO

Andrew Bennett

Website

www.coglimited.com.au

Headquarters

North Sydney, NSW 2060, AU

COG Financials

Key Financial Metrics (TTM)

Gross Margin

50.25%

Operating Margin

18.10%

Net Income Margin

6.01%

Return on Equity

15.76%

Return on Capital

14.54%

Return on Assets

3.26%

Earnings Yield

6.50%

Dividend Yield

3.94%

Payout Ratio

55.57%

Stock Overview

Market Cap

A$378.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

213.27M

Volume

72.00K

Avg. Volume

315.02K

Financials (TTM)

Gross Profit

A$437.23M

Operating Income

A$144.45M

EBITDA

A$170.53M

Operating Cash Flow

A$131.66M

Capital Expenditure

-A$4.37M

Free Cash Flow

A$127.29M

Cash & ST Invst.

A$187.00M

Total Debt

A$345.81M

Cog Financial Services Performance Analysis

Cog Financial Services annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 366,009,00014.1%
20242024-06-30AUD 362,345,000-1.0%
20252025-06-30AUD 367,733,0001.5%
20262026-06-30AUD 403,432,0009.7%
Cog Financial Services sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31-2.5%
Q42025-06-30-54.6%
Q22025-12-3173.0%
Q42026-06-303.2%
Cog Financial Services annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD 0.04-61.0%
20242024-06-30AUD 0.0756.6%
20252025-06-30AUD 0.0940.9%
20262026-06-30AUD 0.1120.3%
Cog Financial Services sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31119.5%
Q42025-06-3019.4%
Q22025-12-31-6.1%
Q42026-06-3035.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$204.93M

-21.0%

Gross Profit

A$100.49M

-34.1%

Gross Margin

49.04%

N/A

Market Cap

A$378.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$378.56K

N/A

Employees

1,000

N/A

Net Income

A$14.36M

+283.4%

EBITDA

A$47.24M

+25.8%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$187.00M

+48.8%

Total Debt

A$345.81M

-8.2%

Accounts Receivable

A$7.68M

-51.4%

Inventory

A$0.00

-100.0%

Long Term Debt

A$140.51M

-6.7%

Short Term Debt

A$205.29M

-9.2%

Return on Assets

3.26%

N/A

Return on Invested Capital

13.55%

N/A

Free Cash Flow

A$42.11M

+131.9%

Operating Cash Flow

A$42.52M

+99.4%

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Questions About COG

What is the current price of Cog Financial Services?

Cog Financial Services is trading at A$1.78 per share.

What is the 52-week range for Cog Financial Services?

Over the past 52 weeks, Cog Financial Services has traded between A$1.14 and A$2.42.

How much debt does Cog Financial Services have?

As of the most recent reporting period, Cog Financial Services reported total debt of A$345.81M.

How much cash does Cog Financial Services have on hand?

Cog Financial Services reported A$187.00M in cash and cash equivalents in its most recent financial results.

What is Cog Financial Services’s dividend yield?

Cog Financial Services currently has a dividend yield of 3.94%.

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