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Pioneer Credit(ASX) PNC

Market CapA$115.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)-52%
5 Year+31%
1 Year-1%
1 Month-3%
A$0.63
+3.28%
+0.02Today
Pioneer Credit last closing stock price
MetricPriceDate
Last closeAUD 0.632026-10-19
Pioneer Credit stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.08%AUD 0.652026-10-12
1 month-3.08%AUD 0.652026-09-18
3 month+3.28%AUD 0.612026-07-21
Year to date-5.26%AUD 0.672025-12-31
1 year-0.79%AUD 0.642025-10-17
3 year+93.85%AUD 0.332023-10-20
5 year+31.25%AUD 0.482021-10-20
Since inception-52.13%AUD 1.272014-05-01

Pioneer Credit Financials at a Glance

Market Cap

A$115.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$159.96M

Net Income (TTM)

A$29.86M

EPS (TTM)

A$0.14

P/E Ratio

4.19

Dividend

A$0.00

Beta (Volatility)

-0.10 (Low)

Price

A$0.63

Volume

230,236

Open

A$0.61

Previous Close

A$0.63

Daily Range

A$0.61 - A$0.63

52-Week Range

A$0.55 - A$0.79

Estimated Earnings Date

Mar 1, 2027

PNC News

No articles available.

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About Pioneer Credit

Pioneer Credit Ltd. engages in the provision of financial services specializing in acquiring and servicing unsecured retail debt portfolios. It also engages in the acquisition and servicing of unsecured retail debt portfolios comprised of personal loans and credit card. The company was founded by Keith R. John in 1998 and is headquartered in Perth, Australia.

Industry

Diversified Financial Services

Employees

343

CEO

Keith R. John

Headquarters

Perth, WA 6000, AU

PNC Financials

Key Financial Metrics (TTM)

Gross Margin

96.24%

Operating Margin

46.52%

Net Income Margin

22.95%

Return on Equity

30.04%

Return on Capital

12.83%

Return on Assets

5.21%

Earnings Yield

23.87%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$115.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

189.27M

Volume

230.24K

Avg. Volume

87.70K

Financials (TTM)

Gross Profit

A$156.15M

Operating Income

A$68.36M

EBITDA

A$75.73M

Operating Cash Flow

A$57.41M

Capital Expenditure

-A$69.38M

Free Cash Flow

-A$11.97M

Cash & ST Invst.

A$140.08M

Total Debt

A$324.60M

Pioneer Credit Performance Analysis

Pioneer Credit annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 78,970,00046.6%
20242024-06-30AUD 88,919,00012.6%
20252025-06-30AUD 88,703,000-0.2%
20262026-06-30AUD 102,949,00016.1%
Pioneer Credit sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31428.7%
Q42025-06-30-0.3%
Q22025-12-3165.0%
Q42026-06-308.5%
Pioneer Credit annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30AUD 0.00N/A
20242024-06-30AUD -0.09N/A
20252025-06-30AUD 0.04N/A
20262026-06-30AUD 0.14280.5%
Pioneer Credit sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31126.0%
Q42025-06-30197.8%
Q22025-12-31122.3%
Q42026-06-3031.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$52.60M

+843.8%

Gross Profit

A$52.60M

+843.8%

Gross Margin

100.00%

N/A

Market Cap

A$115.45MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$336.60K

N/A

Employees

343

N/A

Net Income

A$13.02M

+229.3%

EBITDA

A$13.02M

+12.8%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$140.08M

+18.5%

Total Debt

A$324.60M

+10.7%

Accounts Receivable

A$7.75M

+78.7%

Inventory

A$0.00

N/A

Long Term Debt

A$320.35M

+716.0%

Short Term Debt

A$4.25M

-98.3%

Return on Assets

5.21%

N/A

Return on Invested Capital

10.66%

N/A

Free Cash Flow

A$0.00

+100.0%

Operating Cash Flow

A$69.32M

+663.9%

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Questions About PNC

What is the current price of Pioneer Credit?

Pioneer Credit is trading at A$0.63 per share.

What is the 52-week range for Pioneer Credit?

Over the past 52 weeks, Pioneer Credit has traded between A$0.55 and A$0.79.

How much debt does Pioneer Credit have?

As of the most recent reporting period, Pioneer Credit reported total debt of A$324.60M.

How much cash does Pioneer Credit have on hand?

Pioneer Credit reported A$7.87M in cash and cash equivalents in its most recent financial results.

What is Pioneer Credit’s dividend yield?

Pioneer Credit does not currently have a dividend yield.

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