Accessibility Menu
Pioneer Credit logo

Pioneer Credit(ASX) PNC

Market CapA$127.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)-47%
5 Year+35%
1 Year+21%
1 Month-2%
A$0.68
+1.49%
+0.01Today
Pioneer Credit last closing stock price
MetricPriceDate
Last closeAUD 0.682026-08-14
Pioneer Credit stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.74%AUD 0.682026-08-07
1 month-2.16%AUD 0.702026-07-15
3 month+13.33%AUD 0.602026-05-15
Year to date+2.26%AUD 0.672025-12-31
1 year+21.43%AUD 0.562025-08-14
3 year+91.55%AUD 0.362023-08-15
5 year+34.65%AUD 0.512021-08-13
Since inception-46.64%AUD 1.272014-05-01

Pioneer Credit Financials at a Glance

Market Cap

A$127.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$159.96M

Net Income (TTM)

A$29.86M

EPS (TTM)

A$0.09

P/E Ratio

4.71

Dividend

A$0.00

Beta (Volatility)

-0.04 (Low)

Price

A$0.68

Volume

26,654

Open

A$0.68

Previous Close

A$0.68

Daily Range

A$0.67 - A$0.68

52-Week Range

A$0.55 - A$0.79

Estimated Earnings Date

Sep 1, 2026

PNC News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Pioneer Credit

Pioneer Credit Limited is a financial services company based in Australia, specializing in the acquisition and management of retail debt portfolios. Established in 2002, the company operates primarily from its headquarters in Perth, providing innovative financial solutions across the country.

Products and Services
  • Acquisition and management of retail debt portfolios
  • Financial services tailored for individual and corporate clients
  • Debt recovery and collection services
Growth Outlook
  • Recent quarterly revenue reached AUD 48.5 million, indicating strong operational performance
  • Trailing twelve months (TTM) net profit margin stands at 19.46%, showcasing profitability
  • Current ratio of 15.02 suggests robust liquidity and financial health
Financial Highlights
  • TTM revenue of AUD 274 million reflects consistent growth
  • Operating income for the latest quarter was AUD 24.1 million, demonstrating operational efficiency
  • Return on equity (ROE) of 23.1% indicates effective use of shareholder funds
Pioneer Credit Limited has established itself as a key player in the financial services sector, particularly in debt management. The company's recent financial performance highlights its ability to generate substantial revenue and maintain profitability, even in a competitive market. The strong current ratio indicates that the company is well-positioned to meet its short-term obligations, while the impressive return on equity reflects effective management and utilization of resources. With a focus on growth and operational efficiency, Pioneer Credit Limited presents a compelling opportunity for potential investors interested in the financial services industry.
AI Generated • Jul 20, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

359

CEO

Keith R. John

Website

www.pioneercredit.com.au

Headquarters

Perth, WA 6000, AU

PNC Financials

Key Financial Metrics (TTM)

Gross Margin

96.24%

Operating Margin

46.52%

Net Income Margin

22.95%

Return on Equity

30.04%

Return on Capital

12.72%

Return on Assets

5.16%

Earnings Yield

21.23%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$127.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

187.90M

Volume

26.65K

Avg. Volume

104.69K

Financials (TTM)

Gross Profit

A$156.15M

Operating Income

A$68.36M

EBITDA

A$75.73M

Operating Cash Flow

A$57.41M

Capital Expenditure

-A$69.38M

Free Cash Flow

-A$11.97M

Cash & ST Invst.

A$7.90M

Total Debt

A$328.20M

Pioneer Credit Performance Analysis

Pioneer Credit annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30AUD 78,970,00046.6%
20242024-06-30AUD 88,919,00012.6%
20252025-06-30AUD 88,703,000-0.2%
20262026-06-30AUD 101,100,00014.0%
Pioneer Credit sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31428.7%
Q42025-06-30-0.3%
Q22025-12-3165.0%
Q42026-06-308.5%
Pioneer Credit annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30AUD -0.40N/A
20232023-06-30AUD 0.00N/A
20242024-06-30AUD -0.09N/A
20252025-06-30AUD 0.04N/A
Pioneer Credit sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31126.0%
Q42025-06-30197.8%
Q22025-12-31122.3%
Q42026-06-3031.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

A$52.60M

+843.8%

Gross Profit

A$52.60M

+843.8%

Gross Margin

100.00%

N/A

Market Cap

A$127.77MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$355.92K

N/A

Employees

359

N/A

Net Income

A$13.02M

+229.3%

EBITDA

A$13.02M

+12.8%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

A$7.90M

-93.3%

Total Debt

A$328.20M

+11.9%

Accounts Receivable

A$14.70M

+239.2%

Inventory

A$0.00

N/A

Long Term Debt

A$328.20M

+736.0%

Short Term Debt

A$0.00

-100.0%

Return on Assets

5.16%

N/A

Return on Invested Capital

10.47%

N/A

Free Cash Flow

A$0.00

+100.0%

Operating Cash Flow

A$69.32M

+663.9%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
FSA.AXFSA Group Limited
A$1.27+0.80%
TOP.AXThorney Opportunities Ltd
A$0.57-0.87%
CAM.AXClime Capital Limited
A$0.68-0.74%
HMY.AXHarmoney Corp Limited
A$0.77+0.66%

Trending Stocks

Symbol / CompanyPricePrice Chg
NUNu Holdings
$15.23+0.09%
TSLLDirexion Shares ETF Trust - Direxion Daily Tsla Bull 2x ETF
$8.76+0.01%
ONDSOndas
$9.24+0.04%
SPCXSpace Exploration Technologies
$140.00-0.01%

Questions About PNC

What is the current price of Pioneer Credit?

Pioneer Credit is trading at A$0.68 per share.

What is the 52-week range for Pioneer Credit?

Over the past 52 weeks, Pioneer Credit has traded between A$0.55 and A$0.79.

How much debt does Pioneer Credit have?

As of the most recent reporting period, Pioneer Credit reported total debt of A$328.20M.

How much cash does Pioneer Credit have on hand?

Pioneer Credit reported A$7.90M in cash and cash equivalents in its most recent financial results.

What is Pioneer Credit’s dividend yield?

Pioneer Credit does not currently have a dividend yield.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services