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Pioneer Credit

(ASX) PNC

Current PriceA$0.70
Market CapA$111.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)-45%
5 Year+46%
1 Year+29%
1 Month-7%
Pioneer Credit last closing stock price
MetricPriceDate
Last closeAUD 0.702026-07-15
Pioneer Credit stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.47%AUD 0.722026-07-08
1 month-7.33%AUD 0.752026-06-15
3 month+13.93%AUD 0.612026-04-15
Year to date+4.51%AUD 0.672025-12-31
1 year+28.7%AUD 0.542025-07-15
3 year+95.77%AUD 0.362023-07-14
5 year+46.32%AUD 0.482021-07-16
Since inception-45.46%AUD 1.272014-05-01

Pioneer Credit Financials at a Glance

Market Cap

A$111.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

A$112.93M

Net Income (TTM)

A$6.77M

EPS (TTM)

A$0.09

P/E Ratio

7.35

Dividend

A$0.00

Beta (Volatility)

-0.04 (Low)

Price

A$0.70

Volume

0

Open

A$0.70

Previous Close

A$0.70

Daily Range

A$0.70 - A$0.70

52-Week Range

A$0.48 - A$0.79

Estimated Earnings Date

Sep 1, 2026

PNC News

No articles available.

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About Pioneer Credit

Pioneer Credit Limited is a financial services company based in Australia, specializing in the acquisition and management of retail debt portfolios. Established in 2002, the company operates primarily from its headquarters in Perth, providing innovative financial solutions to its clients.

Products and Services
  • Acquisition and management of retail debt portfolios
  • Financial advisory services tailored to individual needs
  • Debt recovery and collection services
Growth Outlook
  • Recent quarterly revenue reached AUD 48.5 million, indicating strong operational performance
  • Trailing twelve months (TTM) net income margin stands at 19.46%, showcasing profitability
  • Current ratio of 15.02 suggests robust liquidity and financial stability
Financial Highlights
  • TTM price-to-earnings ratio of 7.33 indicates potential value for investors
  • Quarterly revenue growth of 65% compared to the previous quarter
  • Net income of AUD 10.18 million reported in the latest quarter
Pioneer Credit Limited has demonstrated a solid financial foundation, with a focus on managing retail debt portfolios effectively. The company’s recent performance reflects a significant increase in revenue and profitability, positioning it favorably within the financial services sector. The strong liquidity ratios further enhance its appeal to potential investors, indicating a capacity to meet short-term obligations while pursuing growth opportunities. With a competitive price-to-earnings ratio, Pioneer Credit Limited may represent an attractive investment opportunity in the financial services industry.
AI Generated • Jun 20, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

359

CEO

Keith R. John

Website

www.pioneercredit.com.au

Headquarters

Perth, WA 6000, AU

PNC Financials

Key Financial Metrics (TTM)

Gross Margin

95.12%

Operating Margin

46.24%

Net Income Margin

19.46%

Return on Equity

23.10%

Return on Capital

1.83%

Return on Assets

3.82%

Earnings Yield

13.61%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

A$111.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

159.57M

Volume

0

Avg. Volume

91.38K

Financials (TTM)

Gross Profit

A$109.13M

Operating Income

A$56.15M

EBITDA

A$74.26M

Operating Cash Flow

-A$24.20M

Capital Expenditure

-A$101.00K

Free Cash Flow

-A$24.30M

Cash & ST Invst.

A$136.38M

Total Debt

A$311.39M

Pioneer Credit Performance Analysis

Pioneer Credit annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-06-30AUD 53,866,000N/A
20232023-06-30AUD 78,970,00046.6%
20242024-06-30AUD 88,919,00012.6%
20252025-06-30AUD 88,703,000-0.2%
Pioneer Credit sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-30-79.7%
Q22024-12-31428.7%
Q42025-06-30-0.3%
Q22025-12-3165.0%
Pioneer Credit annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-06-30AUD -0.40N/A
20232023-06-30AUD 0.00N/A
20242024-06-30AUD -0.09N/A
20252025-06-30AUD 0.04N/A
Pioneer Credit sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-06-30-17800.0%
Q22024-12-31126.0%
Q42025-06-30197.8%
Q22025-12-31122.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

A$48.50M

+77.0%

Gross Profit

A$44.70M

-25.7%

Gross Margin

92.16%

N/A

Market Cap

A$111.70MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

A$311.14K

N/A

Employees

359

N/A

Net Income

A$10.18M

+31709.4%

EBITDA

A$20.45M

-1.1%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

A$136.38M

+7.2%

Total Debt

A$311.39M

+5.8%

Accounts Receivable

A$3.75M

+216.3%

Inventory

A$0.00

N/A

Long Term Debt

A$302.06M

+8.7%

Short Term Debt

A$9.33M

-43.6%

Return on Assets

3.82%

N/A

Return on Invested Capital

9.30%

N/A

Free Cash Flow

A$671.00K

+103.9%

Operating Cash Flow

A$684.00K

+104.1%

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Questions About PNC

What is the current price of Pioneer Credit?

Pioneer Credit is trading at A$0.70 per share.

What is the 52-week range for Pioneer Credit?

Over the past 52 weeks, Pioneer Credit has traded between A$0.48 and A$0.79.

How much debt does Pioneer Credit have?

As of the most recent reporting period, Pioneer Credit reported total debt of A$300.13M.

How much cash does Pioneer Credit have on hand?

Pioneer Credit reported A$3.56M in cash and cash equivalents in its most recent financial results.

What is Pioneer Credit’s dividend yield?

Pioneer Credit does not currently have a dividend yield.

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