Citizens & Northern
(NASDAQ) CZNC
Citizens & Northern Financials at a Glance
Market Cap
$379.65M
Revenue (TTM)
$165.42M
Net Income (TTM)
$17.41M
EPS (TTM)
$1.08
P/E Ratio
19.56
Dividend
$1.12
Beta (Volatility)
0.57 (Low)
Dividend
$1.12
Beta (Volatility)
0.57 (Low)
Price
$21.03
Volume
40,595
Open
$21.31
Price
$21.03
Volume
40,595
Open
$21.31
Previous Close
$21.07
Daily Range
$20.97 - $21.39
52-Week Range
$18.02 - $24.11
Dividend
$1.12
Beta (Volatility)
0.57 (Low)
Price
$21.03
Volume
40,595
Open
$21.31
Previous Close
$21.07
Daily Range
$20.97 - $21.39
52-Week Range
$18.02 - $24.11
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Get Access NowAbout Citizens & Northern
Industry
Banks
Sector
FinancialsEmployees
460
CEO
J. Bradley Scovill
Website
www.cnbankpa.comHeadquarters
Wellsboro, PA 16901, US
CZNC Financials
Key Financial Metrics (TTM)
Gross Margin
59%
Operating Margin
13%
Net Income Margin
11%
Return on Equity
6%
Return on Capital
1%
Return on Assets
1%
Earnings Yield
5.11%
Dividend Yield
5.29%
Payout Ratio
97.41%
Stock Overview
Market Cap
$379.65M
Shares Outstanding
17.92M
Volume
40.59K
Avg. Volume
42.06K
Financials (TTM)
Gross Profit
$100.75M
Operating Income
$28.64M
EBITDA
$28.64M
Operating Cash Flow
$32.00M
Capital Expenditure
$1.91M
Free Cash Flow
$30.10M
Cash & ST Invst.
$337.38M
Total Debt
$193.05M
Citizens & Northern Performance Analysis
Revenue Growth Rate
Annual and quarterly growth comparisonEarnings Per Share Growth Rate
Annual and quarterly EPS growth comparisonQuarterly Performance
Revenue
$48.78M
+27.3%
Gross Profit
$23.05M
-12.6%
Gross Margin
47.24%
N/A
Market Cap
$379.65M
N/A
Market Cap/Employee
$983.56K
N/A
Employees
386
N/A
Net Income
$273.00K
-95.7%
EBITDA
$335.00K
-95.9%
Quarterly Fundamentals
Net Cash
$139.60M
-142.5%
Accounts Receivable
$11.90M
+28.2%
Inventory
$0.00
N/A
Long Term Debt
$139.94M
-27.9%
Short Term Debt
$53.11M
+9200.9%
Return on Assets
0.55%
N/A
Return on Invested Capital
0.68%
N/A
Free Cash Flow
$8.47M
+713.3%
Operating Cash Flow
$8.65M
+446.7%