Fb Bancorp(NASDAQ) FBLA

FB Bancorp helps people in Louisiana save and borrow money. It offers personal and business accounts through Fidelity Bank. The bank also lends money for homes and local businesses.

How the Bank Serves Customers

• Residential Lending: Mortgages for one- to four-family homes and residential construction projects.
• Business Loans: Financing for commercial real estate, land development, and general business operations.
• Checking and Savings: Personal and commercial accounts, including interest-bearing checking and fixed-term savings accounts.
• Consumer Credit: Loans for home equity, automobiles, boats, and other personal needs.
• Digital Banking: Online deposit and lending services provided through a digital-only division named Andi.

Pivots and New Directions

• Sold the NOLA Lending Group mortgage banking segment on March 1, 2026, to exit a loss-making business.
• Shifted from a mutual organization to a public stock-owned company in October 2024.
• Expanded physical operations and lending teams into the Baton Rouge and Lafayette markets.

Standing Out in Louisiana

Fidelity Bank has served southern Louisiana continuously since 1908. It combines traditional community service with a digital-only bank called Andi to reach new markets.

A Look at the Numbers

• Revenue was $17.4 million in Q1 2026, down 16.7% from $20.9 million in Q1 2025.
• Net income reached $119,000 in Q1 2026, down 83.1% year-over-year.
• Operating income hit $613,000 in Q1 2026, down 30.2% from the prior year.
• Total assets reached $1.27 billion as of March 31, 2026, compared to $1.26 billion at the end of 2025.

The Big Picture

FB Bancorp is refocusing on its core banking and digital services after divesting its mortgage banking arm. This transition aims to improve stability while expanding its footprint in key Louisiana cities.