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First Citizens BancShares(NASDAQ) FCNCO

Market CapN/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2022)+3%
5 YearN/A
1 Year-4%
1 Month+1%
$20.54
-0.39%
-0.08Today
First Citizens BancShares last closing stock price
MetricPriceDate
Last closeUSD 20.632026-07-27
First Citizens BancShares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.84%USD 20.802026-07-20
1 month+1.41%USD 20.342026-06-26
3 month-4.34%USD 21.562026-04-28
Year to date+0.48%USD 20.532025-12-31
1 year-3.81%USD 21.442025-07-25
3 year+20.19%USD 17.162023-07-28
Since inception+3.37%USD 19.852022-01-05

First Citizens BancShares Financials at a Glance

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$14.43B

Net Income (TTM)

$2.35B

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$1.41

Beta (Volatility)

0.31 (Low)

Price

$20.54

Volume

0

Open

$20.54

Previous Close

$20.54

Daily Range

$20.54 - $20.54

52-Week Range

$20.05 - $23.91

Estimated Earnings Date

Oct 22, 2026

FCNCO News

No articles available.

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About First Citizens BancShares

First Citizens BancShares, Inc. operates as the parent company for First-Citizens Bank & Trust Company, providing a wide range of retail and commercial banking solutions. Founded in 1898 and headquartered in Raleigh, North Carolina, the company serves individuals, businesses, and professionals through a robust branch network and digital platforms.

Products and Services
  • Comprehensive banking solutions including checking, savings, and loans
  • Wealth management and investment advisory services
  • Treasury management and merchant processing services
Growth Outlook
  • Recent quarterly revenue reached $3.48 billion, showcasing strong demand
  • Net income for Q1 2026 was $534 million, reflecting solid profitability
  • Operating income margin improved to 20.27%, indicating operational efficiency
Financial Highlights
  • Trailing twelve months (TTM) revenue of $14.1 billion, demonstrating consistent growth
  • Net profit margin of 15.62% highlights effective cost management
  • Dividend yield of 0.40% offers attractive returns to shareholders
First Citizens BancShares, Inc. has established itself as a significant player in the regional banking sector, with a diverse portfolio of products and services tailored to meet the needs of its customers. The company's recent financial performance indicates a strong growth trajectory, supported by increasing revenues and profitability. The solid net profit margin reflects effective management strategies, while the dividend yield presents an appealing option for income-focused investors. With a commitment to innovation and customer service, First Citizens BancShares, Inc. is well-positioned for future growth in the competitive banking landscape.
AI Generated • Jul 14, 2026

Industry

Banks

Sector

Financials

Headquarters

Raleigh, NC 27609, US

FCNCO Financials

Key Financial Metrics (TTM)

Gross Margin

64.04%

Operating Margin

21.88%

Net Income Margin

16.31%

Return on Equity

10.68%

Return on Capital

5.10%

Return on Assets

0.99%

Earnings Yield

N/A

Dividend Yield

6.85%

Payout Ratio

7.22%

Stock Overview

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

0

Volume

0

Avg. Volume

14.48K

Financials (TTM)

Gross Profit

$9.24B

Operating Income

$3.16B

EBITDA

$3.48B

Operating Cash Flow

$3.00B

Capital Expenditure

-$773.00M

Free Cash Flow

$2.22B

Cash & ST Invst.

$1.52B

Total Debt

$32.19B

First Citizens BancShares Performance Analysis

First Citizens BancShares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-302.0%
Q42025-12-31-1.1%
Q12026-03-31-4.8%
Q22026-06-303.6%
First Citizens BancShares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-301.8%
Q42025-12-316.2%
Q12026-03-31-6.9%
Q22026-06-3030.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Currently no data to display.

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Currently no data to display.

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$3.60B

-0.5%

Gross Profit

$2.42B

+7.1%

Gross Margin

67.12%

N/A

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

17,876

N/A

Net Income

$672.00M

+16.9%

EBITDA

$891.00M

+0.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$1.52B

-95.9%

Total Debt

$32.19B

-16.3%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$32.04B

-15.7%

Short Term Debt

$152.00M

-67.7%

Return on Assets

0.99%

N/A

Return on Invested Capital

1.33%

N/A

Free Cash Flow

-$22.00M

+87.4%

Operating Cash Flow

$172.00M

+75.5%

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Questions About FCNCO

What is the current price of First Citizens BancShares?

First Citizens BancShares is trading at $20.54 per share.

What is the 52-week range for First Citizens BancShares?

Over the past 52 weeks, First Citizens BancShares has traded between $20.05 and $23.91.

How much debt does First Citizens BancShares have?

First Citizens BancShares total debt is unavailable.

How much cash does First Citizens BancShares have on hand?

First Citizens BancShares does not have cash on hand data available.

What is First Citizens BancShares’s dividend yield?

First Citizens BancShares currently has a dividend yield of 6.85%.

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