Fidelity D & D Bancorp

Fidelity helps people and businesses in Pennsylvania manage their money. It provides accounts for saving and loans for buying homes. The firm also assists families with wealth planning and insurance.

Banking and Planning

• Commercial Lending: Loans for businesses to fund operations, equipment, and real estate projects.
• Consumer Banking: Personal checking and savings accounts, along with mortgages and auto loans for individuals.
• Wealth Management: Asset management and insurance products for long-term financial planning.
• Trust Services: Fiduciary and estate services for corporate and individual clients.

Expanding the Map

• Operated 22 full-service banking offices across Lackawanna, Luzerne, and Northampton counties by April 2022.
• Established specialized Wealth Management offices to serve clients in Schuylkill and Lebanon counties.
• Shifted $245.5 million in securities to a held-to-maturity status in April 2022 to manage interest rate impacts.

A Regional Specialty

Fidelity integrates traditional community banking with specialized trust services usually found at larger financial institutions. It maintains a localized focus by concentrating its operations and decision-making within specific Pennsylvania markets.

Recent Financial Results

• Net income rose to $7.5 million in Q1 2026, a 24.5% increase compared to Q1 2025.
• Total revenue reached $35.6 million in Q1 2026, up 10.6% from the same period the previous year.
• Operating income grew to $8.4 million in Q1 2026, representing a 19.2% increase year-over-year.
• Total assets stood at $2.86 billion as of March 31, 2026, up from $2.75 billion at the end of 2025.
• Free cash flow was $7.6 million in Q1 2026, a 34.3% decrease from $11.5 million in Q1 2025.

The Big Picture

Fidelity has transitioned from a century-old local bank into a diversified regional financial services provider. Its growth relies on balancing traditional lending with expanded wealth management and trust activities.