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Fold(NASDAQ) FLD

Current Price$0.45
Market Cap$23.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2022)-95%
5 YearN/A
1 Year-90%
1 Month-22%
Fold last closing stock price
MetricPriceDate
Last closeUSD 0.452026-07-23
Fold stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+15.63%USD 0.392026-07-16
1 month-21.93%USD 0.582026-06-23
3 month-70.3%USD 1.522026-04-24
Year to date-82.7%USD 2.612025-12-31
1 year-89.83%USD 4.442025-07-23
3 year-95.66%USD 10.392023-07-24
Since inception-95.22%USD 9.702022-02-09

Fold Financials at a Glance

Market Cap

$23.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$30.30M

Net Income (TTM)

-$49.88M

EPS (TTM)

-$1.01

P/E Ratio

-0.46

Dividend

$0.00

Beta (Volatility)

0.00 (Low)

Price

$0.45

Volume

475

Open

$0.45

Previous Close

$0.45

Daily Range

$0.44 - $0.45

52-Week Range

$0.36 - $4.70

Estimated Earnings Date

Aug 11, 2026

FLD News

No articles available.

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About Fold

Fold helps people earn and use bitcoin in daily life. Its app lets users get bitcoin rewards for spending or saving. The company targets U.S. consumers who want to integrate bitcoin into regular banking.

Bitcoin in Your Pocket: Products and Services

  • Banking and Payments: FDIC-insured checking, prepaid debit card, and bill pay for everyday spending.
  • Merchant Offers: Gift cards and card-linked deals with bitcoin rewards for purchases.
  • Custody and Trading: Buy, sell, store, and withdraw bitcoin through a secure partner platform.
  • Bitcoin Gift Card: USD gift card redeemable for bitcoin, available online and in retail stores.
  • Employee Bitcoin Bonus: Employers can give staff bitcoin bonuses, managed through Fold’s platform.

Leveling Up: Growth and Expansion Moves

  • Launched Fold Bitcoin Gift Card in May 2025, expanding into Kroger retail stores.
  • Introduced Fold Credit Card in March 2026, issued by Celtic Bank and processed by Visa and Stripe.
  • Rolled out Employee Bitcoin Bonus Program in January 2026 for workplace rewards.
  • Released Fold App 2.0 in February 2026 to support new products and features.
  • Secured $250 million equity facility (June 2025) and $45 million credit facility (October 2025) for funding.

What Makes Fold Stand Out

Fold focuses only on bitcoin, not other cryptocurrencies, making its platform simple for users. It partners with established banks and payment processors to offer familiar financial products with bitcoin rewards. The company holds bitcoin as a treasury asset, aligning its interests with customers who want exposure to bitcoin.

Five Things You Need to Know

  • Revenue was $31.8 million in FY2025, up 34% from FY2024.
  • Merchant offers drove 88.4% of total revenue in FY2025.
  • Operating loss was $27.7 million in FY2025, up 377% from FY2024.
  • Cash position was $7.7 million as of December 31, 2025.
  • Fold held 1,606 bitcoin ($140.5 million) at year-end 2025, with 1,000 bitcoin as collateral.

Bottom Line

Fold has evolved from a bitcoin rewards app to a broader financial platform. Its focus on bitcoin integration and partnerships shapes its position in the U.S. fintech market.

AI Generated • Apr 16, 2026

Industry

Capital Markets

Sector

Financials

Employees

40

CEO

William Reeves

Website

www.foldapp.com

Headquarters

Phoenix, AZ 85016, US

FLD Financials

Key Financial Metrics (TTM)

Gross Margin

72.07%

Operating Margin

-86.01%

Net Income Margin

-164.63%

Return on Equity

-70.61%

Return on Capital

-19.57%

Return on Assets

-63.68%

Earnings Yield

-2.17%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$23.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

50.78M

Volume

475

Avg. Volume

2.31M

Financials (TTM)

Gross Profit

$21.83M

Operating Income

-$26.06M

EBITDA

-$42.54M

Operating Cash Flow

-$17.76M

Capital Expenditure

-$1.15M

Free Cash Flow

-$18.91M

Cash & ST Invst.

$11.53M

Total Debt

$32.15M

Fold Performance Analysis

Fold annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 0N/A
20232023-12-31USD 0N/A
20242024-12-31USD 23,753,148N/A
20252025-12-31USD 31,793,67333.9%
Fold sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3015.4%
Q32025-09-30-9.5%
Q42025-12-3123.4%
Q12026-03-31-38.8%
Fold annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.03N/A
20232023-12-31USD 0.14327.8%
20242024-12-31USD -11.15N/A
20252025-12-31USD -1.65-85.2%
Fold sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30114.6%
Q32025-09-30-96.4%
Q42025-12-31-300.0%
Q12026-03-31-2850.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$5.59M

-21.1%

Gross Profit

$1.56M

+125.2%

Gross Margin

27.86%

N/A

Market Cap

$23.56MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$535.53K

N/A

Employees

44

N/A

Net Income

-$29.17M

+40.3%

EBITDA

-$26.73M

+43.7%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$11.53M

-1.5%

Total Debt

$32.15M

-50.6%

Accounts Receivable

$714.98K

-38.3%

Inventory

$460.70K

+14.1%

Long Term Debt

$0.00

-100.0%

Short Term Debt

$32.15M

N/A

Return on Assets

-63.68%

N/A

Return on Invested Capital

-71.69%

N/A

Free Cash Flow

-$7.06M

-35.2%

Operating Cash Flow

-$6.59M

-33.1%

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Questions About FLD

What is the current price of Fold?

Fold is trading at $0.45 per share.

What is the 52-week range for Fold?

Over the past 52 weeks, Fold has traded between $0.36 and $4.70.

How much debt does Fold have?

As of the most recent reporting period, Fold reported total debt of $32.15M.

How much cash does Fold have on hand?

Fold reported $11.53M in cash and cash equivalents in its most recent financial results.

What is Fold’s dividend yield?

Fold does not currently have a dividend yield.

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