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Jiayin Group(NASDAQ) JFIN

Market Cap$54.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2019)-83%
5 Year-30%
1 Year-83%
1 Month-24%
$2.28
+5.07%
+0.11Today
Jiayin Group last closing stock price
MetricPriceDate
Last closeUSD 2.172026-08-03
Jiayin Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.93%USD 2.152026-07-27
1 month-24.13%USD 2.862026-07-02
3 month-55.71%USD 4.902026-05-05
Year to date-62.59%USD 5.802025-12-31
1 year-83.41%USD 13.082025-08-01
3 year-60.47%USD 5.492023-08-04
5 year-29.57%USD 3.082021-08-04
Since inception-82.99%USD 12.762019-05-10

Jiayin Group Financials at a Glance

Market Cap

$54.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥5.18B

Net Income (TTM)

CN¥933.59M

EPS (TTM)

$2.49

P/E Ratio

0.87

Dividend

$0.00

Beta (Volatility)

1.08 (Average)

Price

$2.28

Volume

39,058.727

Open

$2.20

Previous Close

$2.36

Daily Range

$2.20 - $2.39

52-Week Range

$2.12 - $14.70

Estimated Earnings Date

Aug 26, 2026

JFIN News

Upward Stock Direction Getty

Why Shares of Jiayin Group Are Up Today

Bram BerkowitzAug 25, 2021
Generic downward stock move Getty

Why Shares of Jiayin Group Are Falling Today

Bram BerkowitzMar 19, 2021

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About Jiayin Group

Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. The company operates a sophisticated fintech platform that connects individual borrowers with institutional funding partners, ensuring secure and transparent transactions.

Products and Services
  • Online consumer lending platform for individual borrowers
  • Referral services for various investment products
  • Software development and IT assistance
Growth Outlook
  • Significant revenue growth observed in recent quarters
  • Strong demand for fintech solutions in China
  • Expansion into new markets anticipated in the coming years
Financial Highlights
  • Recent quarterly revenue of 752 million CNY, showing resilience
  • Trailing twelve months (TTM) net profit margin of 18% indicates profitability
  • Current ratio of 24.63 suggests strong liquidity position
Jiayin Group Inc. has established itself as a key player in the rapidly growing fintech sector in China. The company's innovative platform not only facilitates lending but also provides additional services that enhance user experience and engagement. Recent financial performance highlights a robust revenue trajectory, with a notable quarterly revenue of 752 million CNY, reflecting the company's ability to adapt and thrive in a competitive landscape. The TTM net profit margin of 18% underscores the company's operational efficiency and profitability, while a current ratio of 24.63 indicates a strong liquidity position, allowing for flexibility in operations and potential growth initiatives. As the demand for fintech solutions continues to rise, Jiayin Group Inc. is well-positioned to capitalize on emerging opportunities in the market.
AI Generated • Jul 20, 2026

Industry

Consumer Finance

Sector

Financials

Employees

1,155

CEO

Ding Gui Yan

Website

ir.jiayin-fintech.com

Headquarters

Shanghai, SH 200122, CN

JFIN Financials

Key Financial Metrics (TTM)

Gross Margin

76.37%

Operating Margin

21.60%

Net Income Margin

18.01%

Return on Equity

21.99%

Return on Capital

4.87%

Return on Assets

10.96%

Earnings Yield

1.15%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$54.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

25.33M

Volume

39.06K

Avg. Volume

84.99K

Financials (TTM)

Gross Profit

CN¥3.96B

Operating Income

CN¥1.12B

EBITDA

CN¥1.14B

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥430.28M

Total Debt

CN¥691.31M

Jiayin Group Performance Analysis

Jiayin Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 485,826,10276.0%
20232023-12-31CNY 771,325,18658.8%
20242024-12-31CNY 804,049,9774.2%
20252025-12-31CNY 865,581,8267.7%
Jiayin Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-306.2%
Q32025-09-30-22.1%
Q42025-12-31-26.9%
Q12026-03-31-30.0%
Jiayin Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 3.26140.3%
20232023-12-31CNY 3.425.2%
20242024-12-31CNY 2.76-19.3%
20252025-12-31CNY 4.0948.0%
Jiayin Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-2.8%
Q32025-09-30-25.2%
Q42025-12-31-73.4%
Q12026-03-31-159.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CN¥752.10M

-57.6%

Gross Profit

CN¥422.51M

-70.7%

Gross Margin

56.18%

N/A

Market Cap

$54.97MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$47.59K

N/A

Employees

1,155

N/A

Net Income

-CN¥61.28M

-111.4%

EBITDA

-CN¥68.22M

-111.2%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CN¥430.28M

+126.2%

Total Debt

CN¥691.31M

+1366.7%

Accounts Receivable

CN¥3.92B

+3.4%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥514.87M

+992.4%

Short Term Debt

CN¥176.44M

N/A

Return on Assets

10.96%

N/A

Return on Invested Capital

13.43%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About JFIN

What is the current price of Jiayin Group?

Jiayin Group is trading at $2.36 per share.

What is the 52-week range for Jiayin Group?

Over the past 52 weeks, Jiayin Group has traded between $2.12 and $14.70.

How much debt does Jiayin Group have?

As of the most recent reporting period, Jiayin Group reported total debt of CN¥100.45M.

How much cash does Jiayin Group have on hand?

Jiayin Group reported CN¥62.52M in cash and cash equivalents in its most recent financial results.

What is Jiayin Group’s dividend yield?

Jiayin Group does not currently have a dividend yield.

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