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MainStreet Bancshares(NASDAQ) MNSB

Current Price$23.34
Market Cap$165.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+154%
5 Year+5%
1 Year+11%
1 Month-3%
MainStreet Bancshares last closing stock price
MetricPriceDate
Last closeUSD 23.302026-07-22
MainStreet Bancshares stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-3.64%USD 24.182026-07-15
1 month-3.36%USD 24.112026-06-22
3 month-1.56%USD 23.672026-04-23
Year to date+15.43%USD 20.192025-12-31
1 year+10.94%USD 21.002025-07-22
3 year+2.05%USD 22.832023-07-21
5 year+4.53%USD 22.292021-07-23
Since inception+153.63%USD 9.222005-09-02

MainStreet Bancshares Financials at a Glance

Market Cap

$165.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$130.82M

Net Income (TTM)

$17.34M

EPS (TTM)

$2.03

P/E Ratio

11.47

Dividend

$0.40

Beta (Volatility)

0.52 (Low)

Price

$23.34

Volume

1,616

Open

$23.70

Previous Close

$23.34

Daily Range

$22.97 - $23.70

52-Week Range

$17.86 - $25.29

Estimated Earnings Date

Oct 26, 2026

MNSB News

No articles available.

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About MainStreet Bancshares

MainStreet Bancshares, Inc. is a financial holding company headquartered in Fairfax, Virginia. It owns MainStreet Bank and MainStreet Community Capital, LLC. The company delivers a wide array of financial services with a focus on community banking, offering tailor-made products for individuals, businesses, and professionals. The company stands out in the competitive financial landscape through its sophisticated digital banking platform and a focus on personalized customer service, which has allowed it to build a robust local presence with broader national capabilities.

Products and Services

Business and consumer checking accounts

Premium interest-bearing checking

Consumer savings and certificates of deposit

Commercial, real estate, and consumer loans

Advanced digital banking solutions, including mobile banking apps

Banking as a Service (BaaS) through its Avenu division

What Makes MainStreet Bancshares, Inc. Special

MainStreet Bancshares, Inc. differentiates itself by combining advanced banking technology with personalized customer service. It was the first community bank in the Washington, D.C. area to offer a comprehensive online business banking solution. The company's embedded BaaS capabilities, under the Avenu division, enable partnerships with fintech companies, adding value through low-cost deposits and additional income streams.

Five Things You Need to Know

MainStreet Bancshares, Inc. operates six branches in Northern Virginia and Washington, D.C., focusing on small to medium-sized businesses and community banking.

The company emphasizes personalized, local decision-making, appealing to customers disenchanted with larger regional banks.

Its Avenu division offers an embedded BaaS solution, integrating fintech partners directly with its banking platform.

MainStreet is committed to community development, actively working with MainStreet Community Capital, LLC to support economically distressed areas.

The company is listed on the Nasdaq Capital Market and focuses on sustained growth through strategic financial product offerings and technological innovation.

AI Generated • Apr 16, 2026

Industry

Banks

Employees

166

CEO

Jeff W. Dick, MBA

Headquarters

Fairfax, VA 22030, US

MNSB Financials

Key Financial Metrics (TTM)

Gross Margin

55.62%

Operating Margin

16.00%

Net Income Margin

12.96%

Return on Equity

7.98%

Return on Capital

6.62%

Return on Assets

0.78%

Earnings Yield

8.72%

Dividend Yield

1.72%

Payout Ratio

30.16%

Stock Overview

Market Cap

$165.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

7.12M

Volume

1.62K

Avg. Volume

47.30K

Financials (TTM)

Gross Profit

$72.22M

Operating Income

$21.82M

EBITDA

$25.37M

Operating Cash Flow

$19.96M

Capital Expenditure

-$4.22M

Free Cash Flow

$15.74M

Cash & ST Invst.

$87.24M

Total Debt

$70.10M

MainStreet Bancshares Performance Analysis

MainStreet Bancshares annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 88,679,00026.1%
20232023-12-31USD 127,761,00044.1%
20242024-12-31USD 137,867,0007.9%
20252025-12-31USD 135,342,000-1.8%
MainStreet Bancshares sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-5.4%
Q42025-12-31-2.0%
Q12026-03-31-3.5%
Q22026-06-30-200.0%
MainStreet Bancshares annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 3.2623.0%
20232023-12-31USD 3.25-0.3%
20242024-12-31USD -1.60N/A
20252025-12-31USD 1.76N/A
MainStreet Bancshares sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-1.9%
Q42025-12-31-11.5%
Q12026-03-314.3%
Q22026-06-3018.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$32.98M

-6.7%

Gross Profit

$18.54M

-9.1%

Gross Margin

56.21%

N/A

Market Cap

$165.84MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$969.80K

N/A

Employees

171

N/A

Net Income

$4.67M

+1.7%

EBITDA

$6.16M

-10.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$87.24M

-19.0%

Total Debt

$70.10M

-1.6%

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$70.10M

-1.6%

Short Term Debt

$0.00

N/A

Return on Assets

0.78%

N/A

Return on Invested Capital

6.91%

N/A

Free Cash Flow

$6.50M

+365.8%

Operating Cash Flow

$6.60M

+355.1%

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Questions About MNSB

What is the current price of MainStreet Bancshares?

MainStreet Bancshares is trading at $23.34 per share.

What is the 52-week range for MainStreet Bancshares?

Over the past 52 weeks, MainStreet Bancshares has traded between $17.86 and $25.29.

How much debt does MainStreet Bancshares have?

As of the most recent reporting period, MainStreet Bancshares reported total debt of $70.10M.

How much cash does MainStreet Bancshares have on hand?

MainStreet Bancshares does not have cash on hand data available.

What is MainStreet Bancshares’s dividend yield?

MainStreet Bancshares currently has a dividend yield of 1.72%.

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