Guidewire Software(NYSE) GWRE

Guidewire helps insurance companies manage policies, billing, and claims efficiently.

Products and Services

• Subscription and support (62% of revenue for the three months ended April 30, 2025): Core software for managing policies, billing, and claims for property and casualty insurers.
• InsuranceNow (cloud-based): All-in-one platform for smaller insurers to manage insurance operations online.
• License revenue (19% of revenue for the three months ended April 30, 2025): Traditional software licenses for insurers preferring to run systems themselves.
• Services (19% of revenue for the three months ended April 30, 2025): Implementation, integration, and consulting to help insurers use Guidewire’s products.
• Analytics & Data: Tools for risk assessment, business performance, and predictive analytics to help insurers make decisions.

Growth and Expansion

• Acquired Quantee in 2025 to add dynamic pricing software for insurers.
• Grew international presence, with approximately 36% of revenue from outside the US in 2025.
• Built a global network of system integrator partners to support customer migrations and implementations.
• Introduced a $300 million credit facility in 2025 to support future growth.

What Makes Guidewire Stand Out

Guidewire’s software supports the full insurance process, from policy creation to claims. Its cloud-based approach allows frequent updates and easy scaling for insurers. The company’s global reach and strong partner network help it serve both large and small insurance providers worldwide.

Five Things You Need to Know

• Revenue was $333 million in QQ1 2026, up 26.5% from QQ1 2025.
• Annual recurring revenue reached $960 million as of April 30, 2025, compared to $864 million as of July 31, 2024.
• Operating income was $18 million in QQ1 2026, up from a $5 million loss in QQ1 2025.

Bottom Line

Guidewire has shifted from traditional software to cloud-based services, growing its recurring revenue. Its adaptability and global reach position it as a key technology provider for property and casualty insurers.