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Q2(NYSE) QTWO

Market Cap$3.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+310%
5 Year-31%
1 Year-20%
1 Month-2%
Premium Feature
Moneyball Superscore
77/100
$62.02
-3.22%
-2.06Today
Pre market$61.55-$0.47 (-0.76%)
Q2 last closing stock price
MetricPriceDate
Last closeUSD 62.132026-09-04
Q2 stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-4.61%USD 65.132026-08-28
1 month-2.33%USD 63.612026-08-05
3 month+35.92%USD 45.712026-06-05
Year to date-13.9%USD 72.162025-12-31
1 year-19.59%USD 77.272025-09-04
3 year+81.3%USD 34.272023-09-05
5 year-31.43%USD 90.612021-09-03
Since inception+309.56%USD 15.172014-03-20

Q2 Financials at a Glance

Market Cap

$3.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$846.20M

Net Income (TTM)

$91.99M

EPS (TTM)

$1.39

P/E Ratio

44.56

Dividend

$0.00

Beta (Volatility)

1.62 (High)

Price

$62.02

Volume

639.03

Open

$63.36

Previous Close

$62.13

Daily Range

$61.51 - $63.57

52-Week Range

$40.79 - $85.19

Estimated Earnings Date

Nov 4, 2026

QTWO News

SellAlert-Blue.png

Investment Firm Sells SaaS Stock Worth $14.2 Million, According to Recent SEC Filing

Jake LerchMay 21, 2026
SellAlert-Red.png

Conestoga Sells 64K Q2 Shares

Lawrence Rothman, CFAApr 27, 2026
BuyAlert-Red.png

What Investors Should Know About a $100 Million Bet on This Digital Banking Stock Down 30%

Jonathan PoncianoMar 10, 2026
chart rising with money in the background

Why Q2 Holdings Stock Soared Today

Steve SymingtonFeb 22, 2024
middle-aged man thinking computer

Why Q2 Holdings Stock Plunged This Week

John BallardJun 10, 2022
Why_the_Market_Liked_Q2_Holdings__Earnings_Report

Why the Market Liked Q2 Holdings' Earnings Report

Jeremy BowmanNov 14, 2021
Bank teller greeting a customer

1 High-Potential SaaS Company You've Probably Never Heard Of

Matt Frankel, CFP®Apr 6, 2021
qtwo3

Q2 Holdings: Great Story, Great Opportunity -- but No Profits

PT LathropAug 4, 2020
Page 1

QTWO: Motley Fool Moneyball Superscore

77

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About Q2

Q2 Holdings, Inc. builds software for banks and credit unions. The tools help these firms offer digital banking to customers. The platform makes managing money easier for people and businesses.

Digital Tools for Local Banks

  • Digital Banking: Cloud-based platform for consumer, small business, and commercial banking; accounts for a substantial majority of revenue.
  • Lending and Pricing: Tools for digital loan applications, sales enablement, and pricing; includes products like PrecisionLender.
  • Risk and Fraud: Security solutions that monitor transactions and resolve disputes for financial service providers.
  • Banking as a Service: Open API (application programming interface) suite for financial technology companies and alternative finance firms.

Expanding the Digital Ecosystem

  • Migrated the digital banking platform to third-party public cloud service providers to improve operational efficiency.
  • Launched the Innovation Studio to allow partners to build custom features using application programming interfaces and software development kits.
  • Repaid $304.0 million in debt that matured during the six-month period ended June 30, 2026.
  • Allocated $120.1 million for share repurchases during the first half of 2026.

How the Platform Connects

Q2 uses an open architecture that allows customers to build unique digital experiences. This platform integrates with many third-party systems to maintain reliable financial services across multiple devices.

Q2 by the Numbers

  • Total revenue was $219.8 million in the three-month period ended June 30, 2026, up 12.6% year over year.
  • Subscription revenue grew 15% year over year during the second quarter of 2026.
  • Net income reached $29.9 million for the three-month period ended June 30, 2026.
  • Registered users reached 27.8 million as of June 30, 2026, compared to 26.2 million as of June 30, 2025.

The Bottom Line

Q2 has evolved from a banking vendor into a broad technology platform for financial providers. Its transition to cloud-based services and expanded product suite support its long-term scaling strategy.

AI Generated • Aug 4, 2026

Industry

Software

Sector

Information Technology

Employees

2,549

CEO

Matthew P. Flake

Website

www.q2.com

Headquarters

Austin, TX 78729, US

QTWO Financials

Key Financial Metrics (TTM)

Gross Margin

56.99%

Operating Margin

10.26%

Net Income Margin

10.87%

Return on Equity

14.49%

Return on Capital

4.52%

Return on Assets

9.50%

Earnings Yield

2.24%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$3.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

62.35M

Volume

639.03

Avg. Volume

801.76K

Financials (TTM)

Gross Profit

$482.24M

Operating Income

$86.78M

EBITDA

$145.03M

Operating Cash Flow

$226.26M

Capital Expenditure

-$23.75M

Free Cash Flow

$202.51M

Cash & ST Invst.

$106.43M

Total Debt

$40.93M

Q2 Performance Analysis

Q2 annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 565,673,00013.4%
20232023-12-31USD 624,624,00010.4%
20242024-12-31USD 696,464,00011.5%
20252025-12-31USD 794,809,00014.1%
Q2 sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.4%
Q42025-12-313.2%
Q12026-03-314.0%
Q22026-06-301.5%
Q2 annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -1.90-4.9%
20232023-12-31USD -1.12-41.1%
20242024-12-31USD -0.64-42.8%
20252025-12-31USD 0.80N/A
Q2 sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3027.8%
Q42025-12-3134.8%
Q12026-03-3129.0%
Q22026-06-3015.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$219.77M

+12.6%

Gross Profit

$130.20M

+24.5%

Gross Margin

59.25%

N/A

Market Cap

$3.87BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.52M

N/A

Employees

2,549

N/A

Net Income

$29.86M

+153.8%

EBITDA

$41.40M

+45.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$106.43M

-80.0%

Total Debt

$40.93M

-92.4%

Accounts Receivable

$70.51M

+3.2%

Inventory

$690.00K

N/A

Long Term Debt

$32.24M

-11.7%

Short Term Debt

$8.69M

-98.3%

Return on Assets

9.50%

N/A

Return on Invested Capital

12.23%

N/A

Free Cash Flow

$58.95M

+12.8%

Operating Cash Flow

$60.65M

+24.7%

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Questions About QTWO

What is the current price of Q2?

Q2 is trading at $62.13 per share.

What is the 52-week range for Q2?

Over the past 52 weeks, Q2 has traded between $40.79 and $85.19.

How much debt does Q2 have?

As of the most recent reporting period, Q2 reported total debt of $40.93M.

How much cash does Q2 have on hand?

Q2 reported $102.14M in cash and cash equivalents in its most recent financial results.

What is Q2’s dividend yield?

Q2 does not currently have a dividend yield.

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