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Velocity Financial

(NYSE) VEL

Current Price$17.57
Market Cap$698.35MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2020)+32%
5 Year+42%
1 Year-5%
1 Month+2%

Velocity Financial Financials at a Glance

Market Cap

$698.35MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$688.55M

Net Income (TTM)

$108.53M

EPS (TTM)

$2.76

P/E Ratio

6.44

Dividend

$0.00

Beta (Volatility)

0.68 (Low)

Price

$17.57

Volume

70,282.112

Open

$17.70

Previous Close

$17.51

Daily Range

$17.43 - $17.93

52-Week Range

$16.19 - $21.40

Estimated Earnings Date

Aug 6, 2026

VEL News

No articles available.

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About Velocity Financial

Industry

Diversified Financial Services

Employees

371

CEO

Christopher D. Farrar

Headquarters

Westlake Village, CA 91362, US

VEL Financials

Key Financial Metrics (TTM)

Gross Margin

68.57%

Operating Margin

54.56%

Net Income Margin

15.76%

Return on Equity

16.71%

Return on Capital

7.09%

Return on Assets

1.43%

Earnings Yield

15.53%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$698.35MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

39.26M

Volume

70.28K

Avg. Volume

84.91K

Financials (TTM)

Gross Profit

$472.14M

Operating Income

$375.69M

EBITDA

$361.59M

Operating Cash Flow

$26.67M

Capital Expenditure

-$342.00K

Free Cash Flow

$26.33M

Cash & ST Invst.

$87.05M

Total Debt

$6.72B

Velocity Financial Performance Analysis

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$167.92M

+40.8%

Gross Profit

$153.75M

+304.3%

Gross Margin

91.56%

N/A

Market Cap

$698.35MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.88M

N/A

Employees

371

N/A

Net Income

$22.36M

+21.5%

EBITDA

$140.04M

+37.1%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$87.05M

+68.5%

Total Debt

$6.72B

+28.0%

Accounts Receivable

$51.26M

-68.4%

Inventory

$0.00

N/A

Long Term Debt

$6.62B

+41.5%

Short Term Debt

$98.01M

-82.8%

Return on Assets

1.43%

N/A

Return on Invested Capital

5.13%

N/A

Free Cash Flow

$12.00M

+249.1%

Operating Cash Flow

$12.04M

+240.6%

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Questions About VEL

What is the current price of Velocity Financial?

Velocity Financial is trading at $17.51 per share.

What is the 52-week range for Velocity Financial?

Over the past 52 weeks, Velocity Financial has traded between $16.19 and $21.40.

How much debt does Velocity Financial have?

As of the most recent reporting period, Velocity Financial reported total debt of $6.72B.

How much cash does Velocity Financial have on hand?

Velocity Financial reported $112.05M in cash and cash equivalents in its most recent financial results.

What is Velocity Financial’s dividend yield?

Velocity Financial does not currently have a dividend yield.

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