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Ffb Bancorp(OTC) CFST

Market CapN/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2006)+930%
5 Year+89%
1 Year+9%
1 Month+0%
N/A
Ffb Bancorp last closing stock price
MetricPriceDate
Last closeUSD 89.002026-09-25
Ffb Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0.51%USD 88.552026-09-18
1 month+0.45%USD 88.602026-08-26
3 month+4.39%USD 85.262026-06-26
Year to date+4.71%USD 85.002025-12-31
1 year+9.4%USD 81.352025-09-25
3 year+28.99%USD 69.002023-09-26
5 year+89.36%USD 47.002021-09-24
Since inception+930.29%USD 8.642006-03-10

Ffb Bancorp Financials at a Glance

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$81.55M

Net Income (TTM)

$33.61M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

Oct 12, 2018

CFST News

banking, bank teller, cash

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About Ffb Bancorp

FFB Bancorp operates as a bank holding company for FFB Bank, providing a range of banking products and services for individuals and small to middle-market businesses in the United States. Founded in 2005 and based in Fresno, California, the company has recently rebranded from Communities First Financial Corporation in May 2023.

Products and Services
  • Checking and savings accounts, money market accounts, and certificates of deposit
  • Residential and commercial loans, including small business and agricultural loans
  • Online and mobile banking services, including cash management and merchant services
Growth Outlook
  • Revenue increased to $28.97 million in Q2 2026, up from $26.04 million in Q1 2026
  • Net income rose to $5.48 million in Q2 2026, reflecting strong operational efficiency
  • Return on equity stands at 10.69%, indicating effective use of shareholder funds
Financial Highlights
  • Net profit margin of 18.52% for the trailing twelve months
  • Operating income margin improved to 25.55% in Q2 2026
  • Price-to-earnings ratio of 13.48 suggests attractive valuation compared to peers
FFB Bancorp has demonstrated a solid performance in recent quarters, with a notable increase in revenue and net income. The company's focus on providing diverse banking services positions it well for continued growth. The recent financial metrics indicate a strong operational framework, with margins improving and a favorable return on equity. Investors may find the current valuation appealing, especially in light of the company's consistent performance and strategic initiatives aimed at expanding its market presence.
AI Generated • Sep 22, 2026

Industry

Banks

Sector

Financials

Employees

191

CEO

Steve Miller

Website

www.fresnofirstbank.com

Headquarters

Fresno, CA 93711, US

CFST Financials

Key Financial Metrics (TTM)

Gross Margin

79.67%

Operating Margin

25.55%

Net Income Margin

18.52%

Return on Equity

10.69%

Return on Capital

19.88%

Return on Assets

1.21%

Earnings Yield

N/A

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

N/A

Volume

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

$81.55M

Operating Income

$48.60M

EBITDA

$48.81M

Operating Cash Flow

$22.95M

Capital Expenditure

-$310.00K

Free Cash Flow

$22.64M

Cash & ST Invst.

$12.51M

Total Debt

$39.56M

Ffb Bancorp Performance Analysis

Ffb Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 64,483,00025.1%
20232023-12-31USD 97,700,00051.5%
20242024-12-31USD 115,911,00018.6%
20252025-12-31USD 118,206,0002.0%
Ffb Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42022-12-316.0%
Q12023-03-3112.4%
Q22023-06-3026.7%
Q32023-09-30-16.4%
Ffb Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 8.4427.5%
20232023-12-31USD 10.5625.1%
20242024-12-31USD 10.721.5%
20252025-12-31USD 7.66-28.6%
Ffb Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42022-12-319.5%
Q12023-03-310.8%
Q22023-06-3022.2%
Q32023-09-30-6.1%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q3 2023YOY CHG

Revenue

$20.50M

+26.4%

Gross Profit

$20.50M

+26.4%

Gross Margin

100.00%

N/A

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

119

N/A

Net Income

$8.87M

+28.5%

EBITDA

$12.17M

+20.3%

Quarterly Fundamentals

Name
Q3 2023YOY CHG

Total Cash

$12.51M

-48.3%

Total Debt

$39.56M

+0.4%

Accounts Receivable

$42.60M

+9.8%

Inventory

$0.00

N/A

Long Term Debt

$39.56M

+0.4%

Short Term Debt

$0.00

N/A

Return on Assets

1.21%

N/A

Return on Invested Capital

1.69%

N/A

Free Cash Flow

N/A

N/A

Operating Cash Flow

N/A

N/A

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Questions About CFST

What is the current price of Ffb Bancorp?

Ffb Bancorp is trading at N/A per share.

What is the 52-week range for Ffb Bancorp?

Over the past 52 weeks, Ffb Bancorp has traded between N/A and N/A.

How much debt does Ffb Bancorp have?

As of the most recent reporting period, Ffb Bancorp reported total debt of $34.90M.

How much cash does Ffb Bancorp have on hand?

Ffb Bancorp does not have cash on hand data available.

What is Ffb Bancorp’s dividend yield?

Ffb Bancorp does not currently have a dividend yield.

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