FirstRand logo

FirstRand(OTC) FANDF

Market Cap$32.59BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2003)+424%
5 Year+94%
1 Year+47%
1 Month+4%
$5.82
+0.00%
+0.00Today
FirstRand last closing stock price
MetricPriceDate
Last closeUSD 5.822026-08-20
FirstRand stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.97%USD 5.602026-08-13
1 month+3.97%USD 5.602026-07-16
3 month+7.23%USD 5.432026-05-18
Year to date+16.62%USD 4.992025-12-31
1 year+46.98%USD 3.962025-08-05
3 year+79.72%USD 3.242023-08-21
5 year+93.73%USD 3.012021-08-19
Since inception+423.84%USD 1.112003-12-10

FirstRand Financials at a Glance

Market Cap

$32.59BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

ZAR 377.55B

Net Income (TTM)

ZAR 81.23B

EPS (TTM)

$0.38

P/E Ratio

15.48

Dividend

$0.29

Beta (Volatility)

0.07 (Low)

Price

$5.82

Volume

5,000

Open

$5.82

Previous Close

$5.82

Daily Range

$5.82 - $5.82

52-Week Range

$4.22 - $6.01

Estimated Earnings Date

Mar 4, 2027

FANDF News

No articles available.

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About FirstRand

FirstRand Limited is a prominent financial services group based in South Africa, offering a diverse range of banking, insurance, and investment products. The company operates through various segments, including FNB, WesBank, RMB, and FNB Africa, catering to retail, commercial, corporate, and public sector clients.

Products and Services
  • Comprehensive banking solutions for individuals and businesses
  • Insurance products covering various sectors
  • Investment services tailored for diverse client needs
Growth Outlook
  • Expansion into African markets enhances revenue potential
  • Investment in technology to improve customer experience and efficiency
  • Focus on sustainable finance aligns with global trends
Financial Highlights
  • Recent quarterly revenue of 135.25 billion ZAR reflects strong performance
  • Net income for the latest quarter reached 23.88 billion ZAR
  • TTM return on equity stands at 19.99%, indicating effective capital use
FirstRand Limited has established itself as a key player in the financial services sector, leveraging its extensive product offerings and strategic market positioning. The company's commitment to growth, particularly in the African market, presents significant opportunities for future expansion. Recent financial performance highlights, including a robust quarterly revenue and strong net income, underscore the company's operational efficiency and profitability. With a focus on technology and sustainable finance, FirstRand is well-positioned to adapt to evolving market demands and capitalize on emerging trends.
AI Generated • Aug 21, 2026

Industry

Diversified Financial Services

Employees

51,712

CEO

Mary Vilakazi

Headquarters

Sandton, GT 2196, ZA

FANDF Financials

Key Financial Metrics (TTM)

Gross Margin

60.73%

Operating Margin

21.66%

Net Income Margin

15.36%

Return on Equity

17.13%

Return on Capital

18.93%

Return on Assets

1.37%

Earnings Yield

6.46%

Dividend Yield

5.06%

Payout Ratio

80.10%

Stock Overview

Market Cap

$32.59BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

5.60B

Volume

5.00K

Avg. Volume

2.13K

Financials (TTM)

Gross Profit

ZAR 276.24B

Operating Income

ZAR 181.38B

EBITDA

ZAR 62.16B

Operating Cash Flow

-ZAR 59.61B

Capital Expenditure

-ZAR 10.46B

Free Cash Flow

-ZAR 70.08B

Cash & ST Invst.

ZAR 103.75B

Total Debt

ZAR 71.32B

FirstRand Performance Analysis

FirstRand annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-06-30ZAR 11,781,529,44811.1%
20242024-06-30ZAR 13,443,110,97514.1%
20252025-06-30ZAR 12,696,185,024-5.6%
20262026-06-30ZAR 13,849,116,7559.1%
FirstRand sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-31-46.9%
Q42025-06-302.9%
Q22025-12-31100.8%
Q42026-06-30-19.0%
FirstRand annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-06-30ZAR 0.36-5.0%
20242024-06-30ZAR 0.36-0.2%
20252025-06-30ZAR 0.4113.1%
20262026-06-30ZAR 0.38-8.1%
FirstRand sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-12-3112.9%
Q42025-06-30-1.1%
Q22025-12-3111.3%
Q42026-06-30-42.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2026YOY CHG

Revenue

ZAR 109.49B

-11.2%

Gross Profit

ZAR 67.27B

-45.4%

Gross Margin

61.44%

N/A

Market Cap

$32.59BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$630.18K

N/A

Employees

51,712

N/A

Net Income

ZAR 13.81B

-29.0%

EBITDA

ZAR 24.90B

-4.0%

Quarterly Fundamentals

Name
Q4 2026YOY CHG

Total Cash

ZAR 103.75B

-36.3%

Total Debt

ZAR 71.32B

-65.3%

Accounts Receivable

ZAR 135.97M

-98.6%

Inventory

ZAR 0.00

N/A

Long Term Debt

ZAR 50.49B

-81.5%

Short Term Debt

ZAR 20.83B

N/A

Return on Assets

1.37%

N/A

Return on Invested Capital

1.94%

N/A

Free Cash Flow

ZAR 20.03B

-65.9%

Operating Cash Flow

ZAR 17.28B

-72.2%

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Questions About FANDF

What is the current price of FirstRand?

FirstRand is trading at $5.82 per share.

What is the 52-week range for FirstRand?

Over the past 52 weeks, FirstRand has traded between $4.22 and $6.01.

How much debt does FirstRand have?

As of the most recent reporting period, FirstRand reported total debt of ZAR 4.42B.

How much cash does FirstRand have on hand?

FirstRand does not have cash on hand data available.

What is FirstRand’s dividend yield?

FirstRand currently has a dividend yield of 5.06%.

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