Federal National Mortgage Association(OTC) FNMAM

Federal National Mortgage Association, commonly known as Fannie Mae, is a government-sponsored enterprise that provides liquidity for home purchases and financing of multifamily rental housing. Established in 1938 and headquartered in Washington, DC, the company plays a crucial role in enhancing the availability and affordability of housing in the United States.

Products and Services

• Liquidity provision for the mortgage market
• Financing options for multifamily rental housing
• Refinancing solutions for existing mortgages

Growth Outlook

• Revenue increased to $40.8 billion in Q2 2026
• Operating income reached $4.94 billion in the latest quarter
• Net income of $3.98 billion reflects strong profitability

Financial Highlights

• Trailing twelve months (TTM) P/E ratio stands at 3.82
• Net profit margin of 9.34% indicates effective cost management
• Operating cash flow per share of $5.22 supports financial stability

Fannie Mae operates through two primary segments: Single-Family and Multifamily. The Single-Family segment focuses on providing liquidity to the mortgage market, while the Multifamily segment generates revenue through guaranty fees on multifamily mortgage loans. The company has shown resilience in its financial performance, with a notable increase in revenue and operating income in recent quarters. The strong net income reflects effective management and operational efficiency, positioning Fannie Mae as a key player in the financial services sector. With a solid foundation and a commitment to enhancing housing affordability, Fannie Mae continues to be an essential component of the U.S. housing finance system.