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Vanquis Banking Group Plc(OTC) FPLPF

Current Price$1.56
Market Cap$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-86%
5 Year-6%
1 Year+109%
1 Month+3%
Vanquis Banking Group Plc last closing stock price
MetricPriceDate
Last closeUSD 1.562026-05-06
Vanquis Banking Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.39%USD 1.512026-01-16
1 month+3.39%USD 1.512026-01-16
3 month+3.39%USD 1.512026-01-16
Year to date+3.39%USD 1.512025-12-15
1 year+108.74%USD 0.752025-04-28
3 year-12.08%USD 1.782023-04-19
5 year-5.53%USD 1.652020-10-05
Since inception-86.31%USD 11.412004-06-23

Vanquis Banking Group Plc Financials at a Glance

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£734.75M

Net Income (TTM)

-£110.60M

EPS (TTM)

$0.04

P/E Ratio

34.77

Dividend

$0.00

Beta (Volatility)

-0.04 (Low)

Price

$1.56

Volume

3,125

Open

$1.56

Previous Close

$1.56

Daily Range

$1.56 - $1.56

52-Week Range

$0.75 - $1.56

Estimated Earnings Date

Jul 30, 2026

FPLPF News

No articles available.

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About Vanquis Banking Group Plc

Vanquis Banking Group plc is a financial services company specializing in personal credit solutions. The company primarily serves the non-standard lending market in the United Kingdom and the Republic of Ireland, offering a range of credit products.

Products and Services
  • Credit cards tailored for non-standard borrowers
  • Unsecured personal loans with flexible repayment options
  • Vehicle financing for cars, motorcycles, and light commercial vehicles
Growth Outlook
  • Recent quarterly revenue reached £311.7 million, indicating strong demand
  • Trailing twelve months (TTM) gross profit margin stands at 70.43%
  • Operating income ratio improved to 24.92% in the latest quarter
Financial Highlights
  • Net income for the latest quarter was £3.1 million, showing profitability
  • Cash and cash equivalents totaled £804.4 million, providing liquidity
  • Debt-to-equity ratio is 6.99, indicating a leveraged capital structure
Vanquis Banking Group plc has established itself as a key player in the non-standard lending market, focusing on providing accessible credit solutions. The company's recent financial performance reflects a positive trajectory, with significant revenue growth and improved profitability metrics. The strong cash position enhances the company's ability to navigate market challenges and invest in future growth opportunities. With a diverse product offering and a commitment to serving underserved segments, Vanquis Banking Group plc presents an intriguing option for investors interested in the financial services sector.
AI Generated • Jul 25, 2026

Industry

Consumer Finance

Sector

Financials

Employees

1,294

CEO

Ian Michael Brian McLaughlin

Website

www.vanquisbankinggroup.com

Headquarters

Bradford, WY BD1 2SU, GB

FPLPF Financials

Key Financial Metrics (TTM)

Gross Margin

70.43%

Operating Margin

49.70%

Net Income Margin

1.87%

Return on Equity

1.89%

Return on Capital

4.05%

Return on Assets

0.22%

Earnings Yield

2.88%

Dividend Yield

0.00%

Payout Ratio

5.75%

Stock Overview

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

255.09M

Volume

3.13K

Avg. Volume

50.403

Financials (TTM)

Gross Profit

£268.17M

Operating Income

£285.99M

EBITDA

£224.93M

Operating Cash Flow

£533.17M

Capital Expenditure

-£5.50M

Free Cash Flow

£527.67M

Cash & ST Invst.

£1.06B

Total Debt

£3.41B

Vanquis Banking Group Plc Performance Analysis

Vanquis Banking Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 665,407,653-9.5%
20232023-12-31GBP 744,836,66411.9%
20242024-12-31GBP 751,353,6390.9%
20252025-12-31GBP 798,246,1316.2%
Vanquis Banking Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30-53.7%
Q42024-12-31-13.4%
Q22025-06-3022.9%
Q42025-12-31103.0%
Vanquis Banking Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.38N/A
20232023-12-31GBP -0.06N/A
20242024-12-31GBP -0.60937.6%
20252025-12-31GBP 0.04N/A
Vanquis Banking Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30-909.2%
Q42024-12-31-135.7%
Q22025-06-30105.8%
Q42025-12-31-40.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£311.75M

-0.1%

Gross Profit

£174.17M

+3.8%

Gross Margin

55.87%

N/A

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$307.76K

N/A

Employees

1,294

N/A

Net Income

£3.10M

-29.6%

EBITDA

£86.69M

-16.9%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£1.06B

+42.8%

Total Debt

£3.41B

+32.5%

Accounts Receivable

£900.00K

-95.5%

Inventory

£0.00

N/A

Long Term Debt

£3.41B

+135.7%

Short Term Debt

£0.00

-100.0%

Return on Assets

0.22%

N/A

Return on Invested Capital

25.76%

N/A

Free Cash Flow

£195.47M

+692.3%

Operating Cash Flow

£197.87M

+891.5%

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Questions About FPLPF

What is the current price of Vanquis Banking Group Plc?

Vanquis Banking Group Plc is trading at $1.56 per share.

What is the 52-week range for Vanquis Banking Group Plc?

Over the past 52 weeks, Vanquis Banking Group Plc has traded between $0.75 and $1.56.

How much debt does Vanquis Banking Group Plc have?

As of the most recent reporting period, Vanquis Banking Group Plc reported total debt of £4.56B.

How much cash does Vanquis Banking Group Plc have on hand?

Vanquis Banking Group Plc reported £1.08B in cash and cash equivalents in its most recent financial results.

What is Vanquis Banking Group Plc’s dividend yield?

Vanquis Banking Group Plc does not currently have a dividend yield.

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