Vanquis Banking Group Plc logo

Vanquis Banking Group Plc(OTC) FPLPF

Market Cap$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)-86%
5 Year-6%
1 Year+109%
1 Month+3%
$1.56
+0.00%
+0.00Today
Vanquis Banking Group Plc last closing stock price
MetricPriceDate
Last closeUSD 1.562026-05-06
Vanquis Banking Group Plc stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+3.39%USD 1.512026-01-16
1 month+3.39%USD 1.512026-01-16
3 month+3.39%USD 1.512026-01-16
Year to date+3.39%USD 1.512025-12-15
1 year+108.74%USD 0.752025-04-28
3 year-12.08%USD 1.782023-04-19
5 year-5.53%USD 1.652020-10-05
Since inception-86.31%USD 11.412004-06-23

Vanquis Banking Group Plc Financials at a Glance

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£910.86M

Net Income (TTM)

-£67.06M

EPS (TTM)

$0.05

P/E Ratio

26.96

Dividend

$0.00

Beta (Volatility)

-0.04 (Low)

Price

$1.56

Volume

3,125

Open

$1.56

Previous Close

$1.56

Daily Range

$1.56 - $1.56

52-Week Range

$1.49 - $1.56

Estimated Earnings Date

Apr 1, 2027

FPLPF News

No articles available.

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About Vanquis Banking Group Plc

Vanquis Banking Group plc is a financial services company focused on providing personal credit solutions. The company primarily operates in the non-standard lending market within the United Kingdom and the Republic of Ireland, offering a range of credit products.

Products and Services
  • Credit cards tailored for non-standard borrowers
  • Unsecured personal loans for various financial needs
  • Vehicle financing options for cars and light commercial vehicles
Growth Outlook
  • Revenue increased to £316.5 million in Q2 2026, showing strong demand
  • Operating income rose to £87.7 million, reflecting improved efficiency
  • Net income reached £7.6 million, indicating a positive trend in profitability
Financial Highlights
  • Trailing twelve-month revenue of £1.2 billion, demonstrating consistent growth
  • Operating profit margin of 27.7%, showcasing operational efficiency
  • Net income margin of 2.4%, reflecting effective cost management
Vanquis Banking Group plc has established itself as a key player in the personal credit market, particularly for individuals with non-standard credit profiles. The company's diverse product offerings cater to a wide range of financial needs, making it a significant option for consumers seeking credit solutions. Recent financial performance indicates a robust growth trajectory, with notable increases in revenue and profitability. The operating profit margin suggests that the company is effectively managing its costs while maximizing revenue potential. Overall, the financial metrics reflect a solid foundation for future growth, positioning Vanquis Banking Group plc as an attractive option for potential investors interested in the financial services sector.
AI Generated • Aug 25, 2026

Industry

Consumer Finance

Employees

1,294

CEO

Ian Michael Brian McLaughlin

Headquarters

Bradford, WY BD1 2SU, GB

FPLPF Financials

Key Financial Metrics (TTM)

Gross Margin

56.76%

Operating Margin

26.32%

Net Income Margin

1.71%

Return on Equity

2.20%

Return on Capital

4.05%

Return on Assets

0.25%

Earnings Yield

3.71%

Dividend Yield

0.00%

Payout Ratio

4.63%

Stock Overview

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

255.09M

Volume

3.13K

Avg. Volume

0

Financials (TTM)

Gross Profit

£637.46M

Operating Income

£230.36M

EBITDA

£204.54M

Operating Cash Flow

£345.74M

Capital Expenditure

-£1.10M

Free Cash Flow

£344.64M

Cash & ST Invst.

£1.26B

Total Debt

£3.81B

Vanquis Banking Group Plc Performance Analysis

Vanquis Banking Group Plc annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 665,407,653-9.5%
20232023-12-31GBP 744,836,66411.9%
20242024-12-31GBP 751,353,6390.9%
20252025-12-31GBP 798,246,1316.2%
Vanquis Banking Group Plc sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-13.4%
Q22025-06-3022.9%
Q42025-12-31103.0%
Q22026-06-302.8%
Vanquis Banking Group Plc annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.38N/A
20232023-12-31GBP -0.06N/A
20242024-12-31GBP -0.60937.6%
20252025-12-31GBP 0.04N/A
Vanquis Banking Group Plc sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-135.7%
Q22025-06-30105.8%
Q42025-12-31-40.5%
Q22026-06-3050.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£320.51M

+122.0%

Gross Profit

£184.68M

+200.0%

Gross Margin

57.62%

N/A

Market Cap

$398.24MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$307.76K

N/A

Employees

1,294

N/A

Net Income

£7.74M

+121.6%

EBITDA

£95.81M

-17.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£1.26B

+62.5%

Total Debt

£3.81B

+56.2%

Accounts Receivable

£2.97B

+3493.1%

Inventory

£0.00

N/A

Long Term Debt

£3.81B

+56.2%

Short Term Debt

£0.00

N/A

Return on Assets

0.25%

N/A

Return on Invested Capital

3.78%

N/A

Free Cash Flow

-£23.83M

-115.0%

Operating Cash Flow

-£23.73M

-114.5%

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Questions About FPLPF

What is the current price of Vanquis Banking Group Plc?

Vanquis Banking Group Plc is trading at $1.56 per share.

What is the 52-week range for Vanquis Banking Group Plc?

Over the past 52 weeks, Vanquis Banking Group Plc has traded between $1.49 and $1.56.

How much debt does Vanquis Banking Group Plc have?

As of the most recent reporting period, Vanquis Banking Group Plc reported total debt of £4.56B.

How much cash does Vanquis Banking Group Plc have on hand?

Vanquis Banking Group Plc reported £1.08B in cash and cash equivalents in its most recent financial results.

What is Vanquis Banking Group Plc’s dividend yield?

Vanquis Banking Group Plc does not currently have a dividend yield.

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