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Ottawa Bancorp(OTC) OTTW

Market Cap$58.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2005)+246%
5 Year+49%
1 Year+23%
1 Month+20%
$19.05
+1.33%
+0.25Today
Ottawa Bancorp last closing stock price
MetricPriceDate
Last closeUSD 18.802026-08-28
Ottawa Bancorp stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.05%USD 18.812026-08-21
1 month+20.28%USD 15.632026-07-29
3 month+23.77%USD 15.192026-05-29
Year to date+29.81%USD 14.482025-12-31
1 year+22.92%USD 15.292025-08-28
3 year+88.8%USD 9.962023-08-28
5 year+49.22%USD 12.602021-08-27
Since inception+246.43%USD 5.432005-07-14

Ottawa Bancorp Financials at a Glance

Market Cap

$58.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$19.58M

Net Income (TTM)

$2.30M

EPS (TTM)

$1.01

P/E Ratio

18.57

Dividend

$0.44

Beta (Volatility)

-0.01 (Low)

Price

$19.05

Volume

9,226

Open

$18.88

Previous Close

$19.05

Daily Range

$18.88 - $19.05

52-Week Range

$14.00 - $19.10

Estimated Earnings Date

Jan 27, 2022

OTTW News

No articles available.

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About Ottawa Bancorp

Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, providing a range of financial services to individual and corporate customers in Illinois. Founded in 1871, the company has established a strong presence in the regional banking sector.

Products and Services
  • Offers savings, checking, and money market accounts
  • Provides various loan products, including mortgages and business loans
  • Delivers cash management solutions and digital banking services
Growth Outlook
  • Recent quarterly revenue increased to $5.22 million, up from $4.84 million
  • Net income for Q2 2026 reached $962,361, reflecting strong profitability
  • Consistent growth in total assets, now at $355.65 million
Financial Highlights
  • Trailing twelve months (TTM) revenue of $20.5 million, indicating solid performance
  • Net profit margin of 11.77% demonstrates effective cost management
  • Dividend yield of 2.79% offers attractive returns for investors
Ottawa Bancorp, Inc. has shown resilience and growth potential in the regional banking sector. The recent increase in revenue and net income highlights the company's ability to adapt and thrive in a competitive environment. With a diverse range of products and services, Ottawa Bancorp is well-positioned to meet the financial needs of its customers while delivering value to its shareholders. The company's strong financial metrics, including a solid net profit margin and attractive dividend yield, further enhance its appeal to potential investors.
AI Generated • Aug 2, 2026

Industry

Banks

Sector

Financials

CEO

Craig M. Hepner

Website

www.ottawasavings.com

Headquarters

Ottawa, IL 61350, US

OTTW Financials

Key Financial Metrics (TTM)

Gross Margin

64.42%

Operating Margin

16.35%

Net Income Margin

11.77%

Return on Equity

5.50%

Return on Capital

4.14%

Return on Assets

0.65%

Earnings Yield

5.39%

Dividend Yield

2.34%

Payout Ratio

0.00%

Stock Overview

Market Cap

$58.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

3.12M

Volume

9.23K

Avg. Volume

4.91K

Financials (TTM)

Gross Profit

$12.62M

Operating Income

$3.20M

EBITDA

$3.20M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$9.38M

Total Debt

$17.02M

Ottawa Bancorp Performance Analysis

Ottawa Bancorp annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 14,880,369-3.3%
20232023-12-31USD 16,469,37110.7%
20242024-12-31USD 16,827,0062.2%
20252025-12-31USD 18,542,83110.2%
Ottawa Bancorp sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-303.0%
Q42025-12-313.7%
Q12026-03-310.0%
Q22026-06-307.8%
Ottawa Bancorp annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 0.92-10.4%
20232023-12-31USD 0.66-28.0%
20242024-12-31USD 0.32-51.9%
20252025-12-31USD 0.71123.5%
Ottawa Bancorp sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-14.3%
Q42025-12-31-22.2%
Q12026-03-3185.7%
Q22026-06-3061.5%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$5.22M

+15.2%

Gross Profit

$3.61M

+22.6%

Gross Margin

69.06%

N/A

Market Cap

$58.68MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$792.91K

N/A

Employees

74

N/A

Net Income

$962.36K

+94.5%

EBITDA

$1.24M

+75.8%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$9.38M

-64.7%

Total Debt

$17.02M

-25.4%

Accounts Receivable

$1.20M

-41.6%

Inventory

$0.00

N/A

Long Term Debt

$17.02M

-25.4%

Short Term Debt

$0.00

N/A

Return on Assets

0.65%

N/A

Return on Invested Capital

0.90%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About OTTW

What is the current price of Ottawa Bancorp?

Ottawa Bancorp is trading at $19.05 per share.

What is the 52-week range for Ottawa Bancorp?

Over the past 52 weeks, Ottawa Bancorp has traded between $14.00 and $19.10.

How much debt does Ottawa Bancorp have?

As of the most recent reporting period, Ottawa Bancorp reported total debt of $17.02M.

How much cash does Ottawa Bancorp have on hand?

Ottawa Bancorp does not have cash on hand data available.

What is Ottawa Bancorp’s dividend yield?

Ottawa Bancorp currently has a dividend yield of 2.34%.

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