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Postal Savings Bank Of China(OTC) PSTVY

Market Cap$12.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)+32%
5 Year+7%
1 Year-7%
1 Month+6%
$12.19
-8.58%
-1.14Today
Postal Savings Bank Of China last closing stock price
MetricPriceDate
Last closeUSD 12.192026-08-13
Postal Savings Bank Of China stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.73%USD 12.402026-08-06
1 month+5.69%USD 11.532026-07-13
3 month-4.68%USD 12.782026-05-15
Year to date-5.93%USD 12.952025-12-31
1 year-7.46%USD 13.172025-08-13
3 year+33.83%USD 9.112023-08-14
5 year+7.21%USD 11.372021-08-13
Since inception+31.6%USD 9.262018-01-30

Postal Savings Bank Of China Financials at a Glance

Market Cap

$12.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥498.20B

Net Income (TTM)

CN¥87.59B

EPS (TTM)

$2.06

P/E Ratio

5.91

Dividend

$0.62

Beta (Volatility)

0.22 (Low)

Price

$12.19

Volume

1

Open

$12.30

Previous Close

$12.19

Daily Range

$12.19 - $12.30

52-Week Range

$10.65 - $14.95

Estimated Earnings Date

Apr 27, 2026

PSTVY News

No articles available.

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About Postal Savings Bank Of China

Postal Savings Bank of China Co., Ltd. (PSBC) is a prominent banking institution in China, providing a wide range of financial services to individual and institutional clients. Established in 2007, the bank has rapidly expanded its operations, boasting an extensive network of branches across the country.

Products and Services
  • Comprehensive personal banking solutions, including various deposit accounts
  • Corporate banking services, offering diverse lending products and cash management
  • Investment services, including wealth management and trading in financial products
Growth Outlook
  • Revenue increased to CNY 144.59 billion in Q1 2026, reflecting strong demand
  • Net income reached CNY 25.57 billion in Q1 2026, showcasing profitability
  • Robust asset growth with total assets of CNY 19.44 trillion as of Q1 2026
Financial Highlights
  • Trailing twelve months (TTM) revenue of CNY 537.38 billion, indicating consistent performance
  • Net profit margin of 22.56% TTM, demonstrating effective cost management
  • Dividend yield of 1.87% TTM, providing attractive returns to shareholders
Postal Savings Bank of China Co., Ltd. has established itself as a key player in the Chinese banking sector, offering a diverse array of products and services tailored to meet the needs of its clients. The bank's growth trajectory is supported by impressive financial metrics, including a significant increase in revenue and net income in the most recent quarter. With a strong asset base and a commitment to expanding its services, PSBC is well-positioned to capitalize on the growing demand for banking solutions in China. The bank's focus on both personal and corporate banking, along with its investment services, enhances its competitive edge in the market.
AI Generated • Jul 18, 2026

Industry

Banks

Sector

Financials

Employees

196,779

CEO

Xue Wen Zhang, PhD

Website

www.psbc.com

Headquarters

Beijing, BE 100808, CN

PSTVY Financials

Key Financial Metrics (TTM)

Gross Margin

83.84%

Operating Margin

13.06%

Net Income Margin

22.56%

Return on Equity

8.09%

Return on Capital

4.90%

Return on Assets

0.45%

Earnings Yield

16.92%

Dividend Yield

5.10%

Payout Ratio

60.23%

Stock Overview

Market Cap

$12.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

992.81M

Volume

1

Avg. Volume

1.87K

Financials (TTM)

Gross Profit

CN¥328.80B

Operating Income

CN¥122.75B

EBITDA

CN¥74.54B

Operating Cash Flow

-CN¥45.28B

Capital Expenditure

-CN¥8.33B

Free Cash Flow

-CN¥53.61B

Cash & ST Invst.

CN¥1.35T

Total Debt

CN¥994.94B

Postal Savings Bank Of China Performance Analysis

Postal Savings Bank Of China annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 81,815,177,1533.9%
20232023-12-31CNY 80,733,901,351-1.3%
20242024-12-31CNY 80,524,064,221-0.3%
20252025-12-31CNY 78,801,292,729-2.1%
Postal Savings Bank Of China sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-300.5%
Q32025-09-3073.6%
Q42025-12-31-0.2%
Q12026-03-315.5%
Postal Savings Bank Of China annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY 2.526.1%
20232023-12-31CNY 2.30-8.7%
20242024-12-31CNY 2.25-2.5%
20252025-12-31CNY 1.86-17.2%
Postal Savings Bank Of China sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-30-20.8%
Q32025-09-3021.1%
Q42025-12-31-62.0%
Q12026-03-31140.3%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

CN¥144.59B

+83.8%

Gross Profit

CN¥82.02B

+4.2%

Gross Margin

56.73%

N/A

Market Cap

$12.10BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$61.48K

N/A

Employees

196,779

N/A

Net Income

CN¥25.73B

+1.9%

EBITDA

CN¥27.47B

N/A

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

CN¥1.35T

+0.4%

Total Debt

CN¥994.94B

+32.0%

Accounts Receivable

CN¥0.00

N/A

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥731.12B

+27.6%

Short Term Debt

CN¥263.82B

+46.2%

Return on Assets

0.45%

N/A

Return on Invested Capital

0.26%

N/A

Free Cash Flow

CN¥33.15B

+105.0%

Operating Cash Flow

CN¥34.78B

+105.3%

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Questions About PSTVY

What is the current price of Postal Savings Bank Of China?

Postal Savings Bank Of China is trading at $12.19 per share.

What is the 52-week range for Postal Savings Bank Of China?

Over the past 52 weeks, Postal Savings Bank Of China has traded between $10.65 and $14.95.

How much debt does Postal Savings Bank Of China have?

As of the most recent reporting period, Postal Savings Bank Of China reported total debt of CN¥144.56B.

How much cash does Postal Savings Bank Of China have on hand?

Postal Savings Bank Of China does not have cash on hand data available.

What is Postal Savings Bank Of China’s dividend yield?

Postal Savings Bank Of China currently has a dividend yield of 5.10%.

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