Southern BancShares (n.c.) logo

Southern BancShares (n.c.)(OTC) SBNC

Market Cap$1.02BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+5,045%
5 Year+160%
1 Year+40%
1 Month+4%
$13,500.00
+0.00%
+0.00Today
Southern BancShares (n.c.) last closing stock price
MetricPriceDate
Last closeUSD 13,500.002026-10-12
Southern BancShares (n.c.) stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.89%USD 13,250.002026-10-01
1 month+3.85%USD 13,000.002026-09-11
3 month+7.19%USD 12,594.062026-07-10
Year to date+30%USD 10,384.272025-12-30
1 year+40.05%USD 9,639.622025-10-10
3 year+161.63%USD 5,160.042023-10-10
5 year+159.65%USD 5,199.352021-10-11
Since inception+5,044.56%USD 262.412004-02-27

Southern BancShares (n.c.) Financials at a Glance

Market Cap

$1.02BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$207.19M

Net Income (TTM)

$64.04M

EPS (TTM)

$1,227.19

P/E Ratio

11.00

Dividend

$25.00

Beta (Volatility)

0.09 (Low)

Price

$13,500.00

Volume

2

Open

$13,500.00

Previous Close

$13,500.00

Daily Range

$13,500.00 - $13,500.00

52-Week Range

$9,600.00 - $13,500.00

Estimated Earnings Date

N/A

SBNC News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About Southern BancShares (n.c.)

Southern BancShares (N.C.), Inc. is a regional bank headquartered in Mount Olive, North Carolina, providing a wide range of commercial banking services. The company operates through its subsidiary, Southern Bank and Trust Company, serving individual consumers and businesses across North Carolina and Virginia.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and CDs
  • Diverse loan options such as mortgages, vehicle leases, and credit cards
  • Supplementary services like treasury management and online banking
Growth Outlook
  • Recent quarterly revenue reached $111.3 million, indicating strong operational performance
  • Net income for Q2 2026 was $53.5 million, showcasing profitability
  • Expansion plans include increasing branch locations to enhance market presence
Financial Highlights
  • Trailing twelve months (TTM) revenue of $111.3 million reflects consistent growth
  • Net profit margin stands at 30.9%, indicating effective cost management
  • Dividend yield of 0.19% demonstrates commitment to returning value to shareholders
Southern BancShares (N.C.), Inc. has established itself as a reliable financial institution with a robust suite of banking products tailored to meet the needs of both individual and business clients. The company's recent financial performance highlights its ability to generate significant revenue and maintain a strong net profit margin, which is crucial for long-term sustainability. With plans for expansion and a focus on enhancing customer service, Southern BancShares is well-positioned to capitalize on growth opportunities in the regional banking sector. The commitment to shareholder returns through dividends further underscores the company's financial health and strategic direction.
AI Generated • Sep 19, 2026

Industry

Banks

Sector

Financials

CEO

Drew M. Covert

Website

www.southernbank.com

Headquarters

Mount Olive, NC 28365, US

SBNC Financials

Key Financial Metrics (TTM)

Gross Margin

70.97%

Operating Margin

26.34%

Net Income Margin

30.91%

Return on Equity

9.11%

Return on Capital

10.36%

Return on Assets

1.13%

Earnings Yield

9.09%

Dividend Yield

0.19%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.02BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

75.40K

Volume

2

Avg. Volume

4.077

Financials (TTM)

Gross Profit

$147.04M

Operating Income

$54.57M

EBITDA

$60.06M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$221.57M

Total Debt

$17.59M

Southern BancShares (n.c.) Performance Analysis

Southern BancShares (n.c.) annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 169,249,000-18.6%
20232023-12-31USD 196,836,00016.3%
20242024-12-31USD 228,561,00016.1%
20252025-12-31USD 253,766,00011.0%
Southern BancShares (n.c.) sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-100.6%
Q42025-12-3130980.1%
Q12026-03-31-113.9%
Q22026-06-30815.9%
Southern BancShares (n.c.) annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 377.64-67.7%
20232023-12-31USD 1,907.08405.0%
20242024-12-31USD 2,064.118.2%
20252025-12-31USD 901.29-56.3%
Southern BancShares (n.c.) sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-30-137.7%
Q42025-12-31460.4%
Q12026-03-31-150.3%
Q22026-06-30328.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$111.32M

+81.2%

Gross Profit

$97.03M

N/A

Gross Margin

87.17%

N/A

Market Cap

$1.02BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.41M

N/A

Employees

423

N/A

Net Income

$53.53M

+56.0%

EBITDA

$67.73M

-3.9%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$221.57M

+34.5%

Total Debt

$17.59M

-86.3%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$17.59M

-86.3%

Short Term Debt

$0.00

N/A

Return on Assets

1.13%

N/A

Return on Invested Capital

0.96%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
HTBHomeTrust Bancshares, Inc.
$45.84+0.00%
CARECarter Bankshares, Inc.
$30.19-0.36%
SFSTSouthern First Bancshares, Inc.
$60.09-0.17%
FCBMFirst Carolina Financial Services
$12.71-0.70%

Trending Stocks

Symbol / CompanyPricePrice Chg
CIFRCipher Digital
$11.34-12.77%
BMBLBumble
$5.95+56.58%
SOXSDirexion Shares ETF Trust - Direxion Daily Semiconductor Bear 3x ETF
$37.42+0.62%
INTCIntel
$102.81+1.44%

Questions About SBNC

What is the current price of Southern BancShares (n.c.)?

Southern BancShares (n.c.) is trading at $13,500.00 per share.

What is the 52-week range for Southern BancShares (n.c.)?

Over the past 52 weeks, Southern BancShares (n.c.) has traded between $9,600.00 and $13,500.00.

How much debt does Southern BancShares (n.c.) have?

As of the most recent reporting period, Southern BancShares (n.c.) reported total debt of $17.59M.

How much cash does Southern BancShares (n.c.) have on hand?

Southern BancShares (n.c.) does not have cash on hand data available.

What is Southern BancShares (n.c.)’s dividend yield?

Southern BancShares (n.c.) currently has a dividend yield of 0.19%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services