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Southern BancShares (n.c.)

(OTC) SBNC

Current Price$12,400.00
Market Cap$934.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2004)+4,623%
5 Year+147%
1 Year+43%
1 Month+2%
Southern BancShares (n.c.) last closing stock price
MetricPriceDate
Last closeUSD 12,400.002026-07-16
Southern BancShares (n.c.) stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.59%USD 12,599.992026-07-08
1 month+2.48%USD 12,100.002026-06-10
3 month+7.88%USD 11,494.012026-04-17
Year to date+19.36%USD 10,389.172025-12-30
1 year+43.27%USD 8,654.872025-07-16
3 year+127.78%USD 5,443.962023-07-13
5 year+146.78%USD 5,024.672021-07-16
Since inception+4,623.15%USD 262.542004-02-27

Southern BancShares (n.c.) Financials at a Glance

Market Cap

$934.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$172.85M

Net Income (TTM)

$68.28M

EPS (TTM)

$0.00

P/E Ratio

0.00

Dividend

$25.00

Beta (Volatility)

0.09 (Low)

Price

$12,400.00

Volume

1

Open

$12,400.00

Previous Close

$12,400.00

Daily Range

$12,400.00 - $12,400.00

52-Week Range

$8,600.01 - $12,600.00

Estimated Earnings Date

N/A

SBNC News

No articles available.

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About Southern BancShares (n.c.)

Southern BancShares (N.C.), Inc. is a regional bank headquartered in Mount Olive, North Carolina, providing a wide range of commercial banking services. The company operates through its subsidiary, Southern Bank and Trust Company, serving both individual consumers and business clients across North Carolina and Virginia.

Products and Services
  • Comprehensive deposit accounts including checking, savings, and CDs
  • Diverse loan options such as mortgages, vehicle leases, and business financing
  • Supplementary services like treasury management and online banking
Growth Outlook
  • Expansion of branch locations enhances market presence in North Carolina and Virginia
  • Increasing demand for digital banking services supports growth potential
  • Focus on business lending solutions aligns with regional economic development
Financial Highlights
  • Recent quarterly revenue of $111.79 million reflects strong operational performance
  • Net income for the latest quarter reached $46.91 million, showcasing profitability
  • Return on equity stands at 13.68%, indicating effective management of shareholder funds
Southern BancShares (N.C.), Inc. has established itself as a significant player in the regional banking sector, with a robust suite of products and services tailored to meet the needs of both consumers and businesses. The bank's strategic focus on expanding its branch network and enhancing digital banking capabilities positions it well for future growth. Recent financial performance highlights, including a substantial quarterly revenue and net income, underscore the company's operational strength and commitment to delivering value to its stakeholders. With a solid return on equity, Southern BancShares demonstrates effective management and a promising outlook for potential investors.
AI Generated • Jun 20, 2026

Industry

Banks

Sector

Financials

CEO

Drew M. Covert

Website

www.southernbank.com

Headquarters

Mount Olive, NC 28365, US

SBNC Financials

Key Financial Metrics (TTM)

Gross Margin

46.01%

Operating Margin

50.23%

Net Income Margin

39.50%

Return on Equity

13.68%

Return on Capital

10.36%

Return on Assets

1.22%

Earnings Yield

N/A

Dividend Yield

0.20%

Payout Ratio

0.00%

Stock Overview

Market Cap

$934.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

75.40K

Volume

1

Avg. Volume

1.468

Financials (TTM)

Gross Profit

$79.53M

Operating Income

$86.82M

EBITDA

$92.32M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$276.44M

Total Debt

$112.85M

Southern BancShares (n.c.) Performance Analysis

Southern BancShares (n.c.) annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 169,249,000-18.6%
20232023-12-31USD 196,836,00016.3%
20242024-12-31USD 228,561,00016.1%
20252025-12-31USD 253,766,00011.0%
Southern BancShares (n.c.) sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-31N/A
Q22025-06-30N/A
Q32025-09-30-100.6%
Q42025-12-3130980.1%
Southern BancShares (n.c.) annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD 377.64-67.7%
20232023-12-31USD 1,907.08405.0%
20242024-12-31USD 2,064.118.2%
20252025-12-31USD 901.29-56.3%
Southern BancShares (n.c.) sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q12025-03-31-160.1%
Q22025-06-30221.8%
Q32025-09-30-137.7%
Q42025-12-31460.4%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

$111.79M

N/A

Gross Profit

$95.48M

N/A

Gross Margin

85.41%

N/A

Market Cap

$934.51MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$2.21M

N/A

Employees

423

N/A

Net Income

$46.91M

N/A

EBITDA

$37.81M

N/A

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

$276.44M

-3.1%

Total Debt

$112.85M

N/A

Accounts Receivable

$0.00

-100.0%

Inventory

$0.00

N/A

Long Term Debt

$112.85M

+3.2%

Short Term Debt

$0.00

-100.0%

Return on Assets

1.22%

N/A

Return on Invested Capital

3.67%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SBNC

What is the current price of Southern BancShares (n.c.)?

Southern BancShares (n.c.) is trading at $12,400.00 per share.

What is the 52-week range for Southern BancShares (n.c.)?

Over the past 52 weeks, Southern BancShares (n.c.) has traded between $8,600.01 and $12,600.00.

How much debt does Southern BancShares (n.c.) have?

As of the most recent reporting period, Southern BancShares (n.c.) reported total debt of $137.10M.

How much cash does Southern BancShares (n.c.) have on hand?

Southern BancShares (n.c.) does not have cash on hand data available.

What is Southern BancShares (n.c.)’s dividend yield?

Southern BancShares (n.c.) currently has a dividend yield of 0.20%.

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