Santa Cruz County Bank(OTC) SCZC

Market CapN/A

Since IPO (2004)+1,404%

5 Year+144%

1 Year+42%

1 Month+1%

N/A

Santa Cruz County Bank last closing stock price
Metric	Price	Date
Last close	USD 54.30	2026-08-17

Santa Cruz County Bank stock price return by period
Period	Price return	Price at period start	Period start date
1 week	-0.35%	USD 54.49	2026-08-10
1 month	+0.66%	USD 53.94	2026-07-17
3 month	+9.31%	USD 49.67	2026-05-19
Year to date	+25.18%	USD 43.38	2025-12-31
1 year	+41.99%	USD 38.24	2025-08-15
3 year	+121.66%	USD 24.50	2023-08-18
5 year	+143.66%	USD 22.29	2021-08-18
Since inception	+1,404.27%	USD 3.61	2004-03-25

Santa Cruz County Bank Financials at a Glance

Market Cap

N/A

Revenue (TTM)

$139.03M

Net Income (TTM)

$36.64M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

Apr 22, 2025

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

Apr 22, 2025

SCZC News

No articles available.

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About Santa Cruz County Bank

West Coast Community Bancorp operates as the parent organization of West Coast Community Bank, providing a wide range of banking services for both businesses and individuals. The bank is dedicated to delivering tailored financial solutions, including various lending options and digital banking services.

Products and Services

Corporate loans and revolving lines of credit
Commercial real estate mortgages and agricultural credit
Digital banking platforms and treasury management tools

Growth Outlook

Revenue of $44.5 million reported in Q1 2026, showing stability
Net income of $14.99 million in Q1 2026, reflecting strong profitability
Consistent growth in digital banking services enhancing customer engagement

Financial Highlights

Trailing twelve months (TTM) net profit margin of 30.62%
TTM return on equity at 14.42%, indicating effective management
Quarterly earnings per share (EPS) of $1.45 in Q1 2026, showcasing growth

West Coast Community Bancorp has established itself as a reliable financial institution with a focus on customer-centric banking solutions. The diverse product offerings cater to various financial needs, from corporate loans to digital banking services. Recent financial performance indicates a solid growth trajectory, with significant revenue and net income figures. The bank's commitment to enhancing digital services positions it well for future growth, appealing to a broad customer base. Investors may find the company's strong profitability metrics and effective management practices noteworthy as they consider potential opportunities.

AI Generated • Jul 21, 2026

Industry

Banks

Sector

Financials

CEO

Krista Snelling

Website

www.wccb.com

Headquarters

Santa Cruz, CA 95060, US

SCZC Financials

Key Financial Metrics (TTM)

Gross Margin

76.67%

Operating Margin

41.53%

Net Income Margin

29.87%

Return on Equity

13.83%

Return on Capital

14.07%

Return on Assets

1.80%

Earnings Yield

N/A

Dividend Yield

1.73%

Payout Ratio

0.00%

Stock Overview

Market Cap

N/A

Shares Outstanding

N/A

Volume

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

$119.73M

Operating Income

$49.03M

EBITDA

$33.56M

Operating Cash Flow

$0.00

Capital Expenditure

$0.00

Free Cash Flow

$0.00

Cash & ST Invst.

$0.00

Total Debt

$15.10M

Santa Cruz County Bank Performance Analysis

Santa Cruz County Bank annual revenue and year-over-year revenue growth by fiscal year
Fiscal year	Period end	Revenue	YoY growth
2022	2022-12-31	USD 76,605,000	12.4%
2023	2023-12-31	USD 98,485,000	28.6%
2024	2024-12-31	USD 124,197,000	26.1%
2025	2025-12-31	USD 172,163,000	38.6%

Santa Cruz County Bank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2024-09-30	-19.5%
Q4	2024-12-31	99.5%
Q1	2025-03-31	-5.2%
Q2	2025-06-30	-17.7%

Santa Cruz County Bank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal year	Period end	Diluted EPS	YoY growth
2022	2022-12-31	USD 3.62	190.8%
2023	2023-12-31	USD 4.17	15.0%
2024	2024-12-31	USD 3.28	-21.3%
2025	2025-12-31	USD 4.76	45.0%

Santa Cruz County Bank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarter	Period end	QoQ growth
Q3	2024-09-30	-1.0%
Q4	2024-12-31	-62.5%
Q1	2025-03-31	208.3%
Q2	2025-06-30	9.9%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name

Q2 2025YOY CHG

Revenue

$33.59M

+25.2%

Gross Profit

$33.59M

+25.2%

Gross Margin

100.00%

N/A

Market Cap

N/A

Market Cap/Employee

N/A

Employees

149

N/A

Net Income

$12.92M

+57.2%

EBITDA

$0.00

-100.0%

Quarterly Fundamentals

Name

Q2 2025YOY CHG

Total Cash

$0.00

-100.0%

Total Debt

$15.10M

-8.5%

Accounts Receivable

$0.00

N/A

Inventory

$0.00

N/A

Long Term Debt

$15.10M

-8.5%

Short Term Debt

$0.00

N/A

Return on Assets

1.80%

N/A

Return on Invested Capital

2.50%

N/A

Free Cash Flow

$0.00

N/A

Operating Cash Flow

$0.00

N/A

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Questions About SCZC

What is the current price of Santa Cruz County Bank?

Santa Cruz County Bank is trading at N/A per share.

What is the 52-week range for Santa Cruz County Bank?

Over the past 52 weeks, Santa Cruz County Bank has traded between N/A and N/A.

How much debt does Santa Cruz County Bank have?

As of the most recent reporting period, Santa Cruz County Bank reported total debt of $0.00.

How much cash does Santa Cruz County Bank have on hand?

Santa Cruz County Bank does not have cash on hand data available.

What is Santa Cruz County Bank’s dividend yield?

Santa Cruz County Bank does not currently have a dividend yield.

Santa Cruz County Bank(OTC) SCZC

Santa Cruz County Bank Financials at a Glance

SCZC News

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Our CEO Is Handing Members His Secret Weapon

About Santa Cruz County Bank

SCZC Financials

Key Financial Metrics (TTM)

Stock Overview

Financials (TTM)

Santa Cruz County Bank Performance Analysis

Revenue Growth Rate

Earnings Per Share Growth Rate

Quarterly Performance

Quarterly Fundamentals

Other Investments to Explore

People Also Watch

Trending Stocks

Questions About SCZC

What is the current price of Santa Cruz County Bank?

What is the 52-week range for Santa Cruz County Bank?

How much debt does Santa Cruz County Bank have?

How much cash does Santa Cruz County Bank have on hand?

What is Santa Cruz County Bank’s dividend yield?

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