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Oi Wah Pawnshop Credit(SEHK) 1319

Market CapHK$529.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2013)+67%
5 Year+8%
1 Year+23%
1 Month-2%
HK$0.29
+3.64%
+0.01Today
Oi Wah Pawnshop Credit last closing stock price
MetricPriceDate
Last closeHKD 0.292026-08-31
Oi Wah Pawnshop Credit stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+0%HKD 0.292026-08-24
1 month-1.72%HKD 0.292026-07-31
3 month-3.39%HKD 0.302026-06-02
Year to date+5.56%HKD 0.272025-12-31
1 year+23.38%HKD 0.232025-08-29
3 year+14.92%HKD 0.252023-08-31
5 year+7.55%HKD 0.272021-09-01
Since inception+66.9%HKD 0.162013-03-12

Oi Wah Pawnshop Credit Financials at a Glance

Market Cap

HK$529.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

HK$305.18M

Net Income (TTM)

HK$138.52M

EPS (TTM)

HK$0.04

P/E Ratio

6.41

Dividend

HK$0.02

Beta (Volatility)

-0.09 (Low)

Price

HK$0.29

Volume

80,000

Open

HK$0.28

Previous Close

HK$0.28

Daily Range

HK$0.28 - HK$0.29

52-Week Range

HK$0.23 - HK$0.36

Estimated Earnings Date

May 27, 2025

1319 News

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About Oi Wah Pawnshop Credit

Oi Wah Pawnshop Credit Holdings Limited is an investment holding firm based in Hong Kong, specializing in secured financial solutions. Established in 1975, the company offers a range of services including pawn and mortgage loans, general money lending, and consulting services.

Products and Services
  • Pawn and mortgage loans tailored for individual and business needs
  • General money lending services with competitive interest rates
  • Consulting services to assist clients in financial planning
Growth Outlook
  • Recent quarterly revenue reached HKD 87.6 million, indicating strong demand
  • Trailing twelve months (TTM) net income margin stands at 52%, showcasing profitability
  • Current ratio of 21.57 suggests robust liquidity and financial stability
Financial Highlights
  • TTM revenue of HKD 303.5 million reflects consistent growth
  • Dividend yield of 7.96% offers attractive returns to shareholders
  • Operating income margin of 63.99% demonstrates operational efficiency
Oi Wah Pawnshop Credit Holdings Limited operates in the financial services sector, focusing on providing secured loans and financial solutions. The company has shown resilience and growth potential, as evidenced by its recent quarterly performance and strong financial ratios. The high net income margin and liquidity position indicate a solid foundation for future expansion. With a competitive dividend yield, Oi Wah presents an appealing option for investors seeking exposure to the financial services industry in Hong Kong.
AI Generated • Aug 11, 2026

Industry

Consumer Finance

Sector

Financials

Employees

52

CEO

Kai Ho Chan

Website

www.pawnshop.com.hk

Headquarters

Hong Kong, HK

1319 Financials

Key Financial Metrics (TTM)

Gross Margin

97.19%

Operating Margin

63.99%

Net Income Margin

52.09%

Return on Equity

7.23%

Return on Capital

8.34%

Return on Assets

6.67%

Earnings Yield

15.60%

Dividend Yield

7.82%

Payout Ratio

18.87%

Stock Overview

Market Cap

HK$529.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

1.92B

Volume

80.00K

Avg. Volume

153.94K

Financials (TTM)

Gross Profit

HK$323.74M

Operating Income

HK$172.24M

EBITDA

HK$189.67M

Operating Cash Flow

HK$361.66M

Capital Expenditure

-HK$1.43M

Free Cash Flow

HK$360.23M

Cash & ST Invst.

HK$376.91M

Total Debt

HK$62.80M

Oi Wah Pawnshop Credit Performance Analysis

Oi Wah Pawnshop Credit annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-02-28HKD 167,912,0009.0%
20242024-02-29HKD 184,037,0009.6%
20252025-02-28HKD 173,874,000-5.5%
20262026-02-28HKD 173,458,000-0.2%
Oi Wah Pawnshop Credit sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-08-31-15.4%
Q42025-02-2830.1%
Q22025-08-31-14.3%
Q42026-02-2823.3%
Oi Wah Pawnshop Credit annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-02-28HKD 0.0420.5%
20242024-02-29HKD 0.040.4%
20252025-02-28HKD 0.03-35.4%
20262026-02-28HKD 0.0447.9%
Oi Wah Pawnshop Credit sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-08-31-17.3%
Q42025-02-28-16.5%
Q22025-08-3150.8%
Q42026-02-2815.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

HK$87.58M

+16.3%

Gross Profit

HK$83.12M

+10.4%

Gross Margin

94.91%

N/A

Market Cap

HK$529.19MMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

HK$10.18M

N/A

Employees

52

N/A

Net Income

HK$44.23M

+20.2%

EBITDA

HK$59.29M

+12.4%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

HK$376.91M

+120.9%

Total Debt

HK$62.80M

-35.6%

Accounts Receivable

HK$790.75M

N/A

Inventory

HK$0.00

N/A

Long Term Debt

HK$8.66M

+20.1%

Short Term Debt

HK$54.14M

N/A

Return on Assets

6.67%

N/A

Return on Invested Capital

8.57%

N/A

Free Cash Flow

HK$109.12M

-2.9%

Operating Cash Flow

HK$109.23M

-4.2%

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Questions About 1319

What is the current price of Oi Wah Pawnshop Credit?

Oi Wah Pawnshop Credit is trading at HK$0.29 per share.

What is the 52-week range for Oi Wah Pawnshop Credit?

Over the past 52 weeks, Oi Wah Pawnshop Credit has traded between HK$0.23 and HK$0.36.

How much debt does Oi Wah Pawnshop Credit have?

As of the most recent reporting period, Oi Wah Pawnshop Credit reported total debt of HK$62.80M.

How much cash does Oi Wah Pawnshop Credit have on hand?

Oi Wah Pawnshop Credit reported HK$376.91M in cash and cash equivalents in its most recent financial results.

What is Oi Wah Pawnshop Credit’s dividend yield?

Oi Wah Pawnshop Credit currently has a dividend yield of 7.82%.

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