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VersaBank(TSX) VB

Market CapN/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2017)+426%
5 Year+109%
1 Year+80%
1 Month-1%
N/A
VersaBank last closing stock price
MetricPriceDate
Last closeCAD 26.822026-08-31
VersaBank stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-0.81%CAD 27.042026-08-24
1 month-0.85%CAD 27.052026-07-31
3 month+7.02%CAD 25.062026-06-02
Year to date+31.23%CAD 20.442025-12-31
1 year+79.86%CAD 14.912025-08-29
3 year+136.69%CAD 11.332023-09-01
5 year+109.06%CAD 12.832021-09-01
Since inception+426.27%CAD 5.212017-02-02

VersaBank Financials at a Glance

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CA$68.20M

Net Income (TTM)

CA$22.66M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

N/A

VB News

No articles available.

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About VersaBank

VersaBank operates as a Schedule I chartered bank in Canada, providing a comprehensive suite of financial products and services. Founded in 1979 and based in London, Canada, the bank specializes in deposit solutions and lending services, including point-of-sale financing and commercial banking.

Products and Services
  • Guaranteed investment certificates (GICs) and savings accounts
  • Registered retirement savings plans (RRSPs) and tax-free savings accounts (TFSAs)
  • Commercial lending for real estate and infrastructure projects
Growth Outlook
  • Recent quarterly revenue reached CAD 85.67 million, showing strong performance
  • Trailing twelve months (TTM) net income of CAD 7.52 million indicates profitability
  • Consistent growth in cash flow from operations supports future expansion
Financial Highlights
  • TTM revenue of CAD 339.67 million reflects a solid financial foundation
  • Net profit margin of 9.34% demonstrates effective cost management
  • Dividend yield of 0.38% offers a return to shareholders
VersaBank's diverse product offerings and strategic focus on commercial lending position the bank for continued growth in the competitive financial services sector. The recent financial performance highlights a robust revenue stream and profitability, which may attract potential investors looking for opportunities in the regional banking industry. The bank's commitment to innovation and customer service further enhances its market presence, making it a noteworthy consideration for investment.
AI Generated • Aug 20, 2026

Industry

Banks

Sector

Financials

Employees

131

CEO

Susan T. McGovern

Website

www.versabank.com

Headquarters

London, ON N6A 5P2, CA

VB Financials

Key Financial Metrics (TTM)

Gross Margin

42.38%

Operating Margin

13.62%

Net Income Margin

9.34%

Return on Equity

5.64%

Return on Capital

13.90%

Return on Assets

0.47%

Earnings Yield

N/A

Dividend Yield

36.47%

Payout Ratio

10.57%

Stock Overview

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

N/A

Volume

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

CA$68.20M

Operating Income

CA$61.16M

EBITDA

CA$62.93M

Operating Cash Flow

-CA$88.52M

Capital Expenditure

CA$53.00K

Free Cash Flow

-CA$88.47M

Cash & ST Invst.

CA$0.00

Total Debt

CA$0.00

VersaBank Performance Analysis

VersaBank annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-10-31CAD 132,999,00040.0%
20232023-10-31CAD 237,918,00078.9%
20242024-10-31CAD 294,397,00023.7%
20252025-10-31CAD 304,153,0003.3%
VersaBank sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22021-04-303.6%
Q32021-07-31-1.5%
Q42021-10-3115.9%
Q12022-01-310.2%
VersaBank annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-10-31CAD 0.79-17.4%
20232023-10-31CAD 1.5798.3%
20242024-10-31CAD 1.49-4.7%
20252025-10-31CAD 0.90-39.5%
VersaBank sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22021-04-308.0%
Q32021-07-31-3.7%
Q42021-10-317.7%
Q12022-01-31-28.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2022YOY CHG

Revenue

CA$18.27M

+18.4%

Gross Profit

CA$18.27M

+18.4%

Gross Margin

100.00%

N/A

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

145

N/A

Net Income

CA$5.57M

+5.2%

EBITDA

CA$15.95M

+7.3%

Quarterly Fundamentals

Name
Q1 2022YOY CHG

Total Cash

CA$0.00

-100.0%

Total Debt

CA$0.00

-100.0%

Accounts Receivable

CA$0.00

-100.0%

Inventory

CA$0.00

N/A

Long Term Debt

CA$0.00

-100.0%

Short Term Debt

CA$0.00

N/A

Return on Assets

0.47%

N/A

Return on Invested Capital

4.82%

N/A

Free Cash Flow

-CA$6.69M

+74.8%

Operating Cash Flow

-CA$6.69M

+74.7%

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Questions About VB

What is the current price of VersaBank?

VersaBank is trading at N/A per share.

What is the 52-week range for VersaBank?

Over the past 52 weeks, VersaBank has traded between N/A and N/A.

How much debt does VersaBank have?

As of the most recent reporting period, VersaBank reported total debt of CA$104.32M.

How much cash does VersaBank have on hand?

VersaBank does not have cash on hand data available.

What is VersaBank’s dividend yield?

VersaBank does not currently have a dividend yield.

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