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The Retirement Savings Gap: Are Americans Ready?

Nearly half of households are at risk of a retirement savings shortfall.

By Jack CaporalUpdated Sep 8, 2025 at 4:08 PM EST | Fact-checked by Margo Winton Parodi

Key Points

  • 47% of US working households risk insufficient retirement savings.
  • 79% of Americans see a national retirement crisis amid inflation concerns.
  • Only 37% of US workers feel confident that their retirement savings are on track.

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