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Banking Articles

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Recent Articles

A block indicating the direction of rates being changed to a different direction.
Sept. 23, 2026 | By Joel O'Leary

Here's What Happens When the APY Changes on Your Savings Account

A shifting savings rate can mean more interest or less. Here's what actually changes, what stays safe, and how to keep earning a top rate.
A jar labeled emergency fund holding a stash of cash.
Sept. 23, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 23, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced last week, we'll likely see banks raise top APYs.
A stylish young woman celebrating and throwing confetti in the air.
Sept. 22, 2026 | By Joel O'Leary

Happen Bank Just Raised Its Savings APY to 4.20% -- Here's What to Know

Online savings rates are climbing after the Federal Reserve's latest rate hike. Here's what a top-rated high-yield account means for your cash.
A piggy bank among a pile of fallen leaves.
Sept. 22, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 22, 2026: Up to 4.50% APY Still on Offer

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
A stack of coins in ascending height sits next to a piggy bank.
Sept. 21, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 21, 2026

Top high-yield savings accounts are still paying up to 4.50% after last week's Fed rate hike. Start earning more on your savings balance today.
Two excited young women both holding cash.
Sept. 20, 2026 | By Ryan Wilcox

Unlock up to $400 in Bonus Cash and an APY Boost: Best Bank Account Bonuses This Week, Sept. 20, 2026

Right now, one of the best high-yield savings accounts is offering $50 or $400 in bonus cash and an APY boost. Here's how to get it, plus other great options.
A miniature White House figure on top of hundred dollar bills.
Sept. 19, 2026 | By Joel O'Leary

Trump's $5,000 'Election Dividend' Won't Happen. Here Are 3 Real Ways to Save Thousands

Congress is unlikely to pass a $5,000 dividend. Paying down debt, investing, and switching accounts can build thousands regardless.
A piggy bank sits on top of a steering wheel with a view of the road and outdoors beyond.
Sept. 19, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Sept. 19, 2026

The Fed held rates steady five times to start 2026, followed most recently by a rate hike. Find out where top high-yield savings accounts stand now.
A pig bank and stacks of coins sit on a desk next to a calculator with a person in the background.
Sept. 18, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 18, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike earlier this week. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Couple looks at and points to something on laptop screen together while smiling.
Sept. 17, 2026 | By Joel O'Leary

The Best HYSA if You're Starting With $0: No Minimum, No Monthly Fees

SoFi has no minimum balance requirement and no monthly fees, which makes it easy to start building savings from scratch.
Stacks of coins in increasing height following by a large dollar sign.
Sept. 17, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 17, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But with a Fed rate hike announced yesterday, we may see banks raise APYs.
Piles of coins in increasing height with an upward arrow and text that says "interest rates"
Sept. 16, 2026 | By Joel O'Leary

The Fed Is Raising Rates for the First Time Since 2023. Here's What It Means for Your Savings

The Federal Reserve's rate increase pushes savings yields higher and borrowing costs up. Here's how the decision affects savers and people in debt.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 16, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 16, 2026: APYs up to 4.50% Before the Fed Decision

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Man with glasses using laptop looks away appearing to be in thought.
Sept. 16, 2026 | By Joel O'Leary

Here's When Your High-Yield Savings Account Doesn't Make Sense Anymore

Keeping a liquid emergency fund is smart, but oversaving can quietly cost you. Here are the clear signs your money has outgrown a simple interest rate.
Stacks of coins in increasing size with blocks reading "inflation" and an upward trending arrow.
Sept. 15, 2026 | By Joel O'Leary

Here's How Much Your Savings Account Is Losing to Inflation Right Now -- and the Fix

Most savings accounts don't keep up with inflation. Here's how much buying power you lose each year and the simple move that fixes it.
Blocks that spell out FED on top of a hundred dollar bill.
Sept. 15, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 15, 2026

Top high-yield savings accounts are still paying up to 4.50% APY leading up to this week's Fed meeting. Start earning more on your savings balance today.
Young man puts his hand to his face in frustration while holding his phone and looking at laptop.
Sept. 14, 2026 | By Joel O'Leary

The 3 Best Savings Accounts for People Who Are Bad at Saving

Automatic transfers, round-ups, and goal buckets do the saving for you, so building a cushion no longer depends on willpower or a big paycheck.
A chalkboard with question marks next to a piggy bank wearing glasses.
Sept. 14, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 14, 2026

The Fed has held rates steady five times so far in 2026, but what will happen with rates this week? Find out where top high-yield savings accounts stand now.
An hourglass on top of a calendar.
Sept. 13, 2026 | By Ryan Wilcox

This 2-Year CD Earns 4.35% APY and Has No Minimum Deposit. Should You Open One Now?

Want to earn one of the best 2-year CD rates I've ever seen? Here's how to do it, plus some other great savings options available today.
A yellow percent sign next to a hand holding a fan of hundred dollar bills.
Sept. 13, 2026 | By Ryan Wilcox

Get a Boosted APY up to 4.10%* for 6 Months: Best Bank Account Bonuses This Week, Sept. 13, 2026

Ready to unlock a boosted APY for a full six months? Here's the bank account to open today, plus a few other great options.
Chain and padlock wrapped around stack of 100 dollar bills.
Sept. 12, 2026 | By Ryan Wilcox

Get 4.25% APY for 5 Years and No Minimum Deposit Now With This CD

Want a competitive guaranteed APY for five whole years? Here's the CD worth opening now, plus a few other more flexible options.
An ascending stack of coins being watered with a sprout coming from the tallest stack and a piggy bank behind.
Sept. 12, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Available Today, Sept. 12, 2026: Get up to 4.50% APY

The Fed meets next week to discuss rates, with a hike the most likely outcome. Top HYSAs continue to offer up to 4.50% APY in the mean time.
Cash visible with a background showing the American flag.
Sept. 11, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 11, 2026: Earn up to 4.50% APY

The best high-yield savings accounts continue to offer up to 4.50% APY leading up to the Fed meeting next week. Find out more.
Piggy bank, stacks of coins, and an alarm clock on a table.
Sept. 10, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 10, 2026

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
A hand makes stacks of coins next to a cardboard cutout of an alarm clock.
Sept. 9, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 9, 2026: Up to 4.50% APY Still on Offer

Top high-yield savings accounts are still paying up to 4.50% APY leading up to the September Fed meeting. Start earning more on your savings balance today.