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Banking Articles

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A piggy bank among a pile of fallen leaves.
Oct. 5, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Oct. 5, 2026: Up to 5.00% APY Available

The best high-yield savings accounts now offer up to 5.00% APY. Top rates are becoming more competitive thanks to the Fed's September rate hike.
Happy woman hiding half her face with a fan of cash.
Oct. 4, 2026 | By Ryan Wilcox

Get up to $1,000 Bonus Cash: Best Bank Account Bonuses This Week, Oct. 4, 2026

Some of the best savings accounts out there are offering up to $1,000 in bonus cash for opening a new account. Here's what to know.
A jar that says emergency savings is on a bookshelf and full of cash.
Oct. 3, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 5.00% APY Today, Oct. 3, 2026

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster.
Person hiding cash under mattress.
Oct. 2, 2026 | By Ryan Wilcox

How Much Cash Should You Keep at Home?

How much cash should you keep at home? Here's how much is too much -- and how much isn't enough.
A couple withdraws money from an ATM machine.
Oct. 2, 2026 | By Joel O'Leary

3 Reasons the SoFi Checking and Savings Is Hands Down the Best Checking Account

SoFi bundles checking, savings, and investing into one account with no account fees, and it earned our 2026 Best Online Savings Account award.
A piggy bank with folded bills sticking out the top and coins scattered around its feet.
Oct. 2, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, Oct. 2, 2026

Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike last month. Start earning more on your savings balance today.
Person making a mobile check deposit.
Oct. 1, 2026 | By Joel O'Leary

American Express Is One of the Most Trusted Names in Banking -- Here's What That Means for Your Savings in 2026

American Express® High Yield Savings offers world class customer service, daily compounding interest, and convenient digital features. Here's what the means for your savings.
Man appears to be in thought while looking at laptop screen.
Oct. 1, 2026 | By Joel O'Leary

American Express® High Yield Savings vs. Ally vs. Marcus: Which One Is Actually Better for You?

See how these popular high-yield savings accounts compare on rate, features, and overall banking experience. Here's how to pick the right account for you.
Woman using laptop and phone to track her personal finances.
Oct. 1, 2026 | By Joel O'Leary

4 Little-Known Perks of the American Express® High Yield Savings Account Most People Overlook

Earn a competitive APY with no monthly fees, no minimum balance, and 24/7 customer support.
Hand putting quarters into a wooden bank shaped like a pig with stacks of quarters next to it.
Oct. 1, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Offering up to 4.50% APY Today, Oct. 1, 2026

The Fed held rates steady five times to start 2026, followed by a rate hike in September. Find out where top high-yield savings accounts stand now.
Vault filled with stacks and rolls of money.
Sept. 30, 2026 | By Ryan Wilcox

Should You Ever Keep More Than $50,000 in Savings?

Is $50,000 in savings too much or not enough? The short answer: It depends. Here's what to know.
A man sitting at a sunny desk and looking up something on a laptop.
Sept. 30, 2026 | By Ryan Wilcox

Why a 4% CD Might Be the Worst Place for Your Cash

A 4% CD rate looks pretty great -- until it doesn't. Here's what to know, and a few other better options available now.
A white piggy bank that says emergency fund next to a stack of U.S. currency.
Sept. 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, Sept. 30, 2026: Earn up to 4.50% APY

The Fed officially announced a rate hike earlier this month. Top HYSAs continue to offer up to 4.50% APY, but we could see that number inch upward as a result.
Bank customer dealing with cash with teller.
Sept. 29, 2026 | By Ryan Wilcox

Here's What Your Bank Actually Does With Your Money

Ever wonder what happens to your money after you deposit it? Here's how banks actually use your cash to profit.
Stack of hundred dollar bills on table
Sept. 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 4.50% APY Today, Sept. 29, 2026

The best high-yield savings accounts continue to offer up to 4.50% APY. But after the September Fed rate hike, we'll likely see banks raise top APYs.
A man reading on a tablet with a laptop open on the table.
Sept. 28, 2026 | By Ryan Wilcox

Interest Rates Are Climbing Again. Here's Where to Move Your Cash Now

High-yield savings accounts are looking even better after the Fed's latest hike. See what counts as a good rate, plus what else to do with your cash today.
Piggy bank surround by cash stacks
Sept. 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, Sept. 28, 2026: Up to 4.50% APY Available

Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster.
Couple appears frustrated while looking at the contents of a laptop screen.
Sept. 27, 2026 | By Joel O'Leary

Here's What Happens When You Cash Out a CD Early

Withdrawing money from a certificate of deposit before it matures usually triggers a penalty that can eat into your interest and even your original deposit.
Man in glasses uses a laptop.
Sept. 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money in September 2026

Before you lock savings in a CD, it's worth knowing when a flexible savings account earns more and still lets you withdraw anytime.
Woman excited about something she sees on her cellphone.
Sept. 27, 2026 | By Ryan Wilcox

Earn up to $400 Cash and a 6-Month APY Boost: Best Bank Account Bonuses This Week, Sept. 27, 2026

My favorite high-yield savings account is offering $50 or $400 in bonus cash and a boosted APY for up to six months. Here's how you can get it.
Money hidden in a dresser drawer.
Sept. 26, 2026 | By Joel O'Leary

Don't Keep Cash at Home. Here Are 3 Easy Places to Put It Instead

Money sitting in cash slowly loses value to inflation. Learn safe, flexible ways to earn interest on savings while keeping funds protected and easy to reach.
Person makes calculations and writes them in a notebooks while a piggy bank sits nearby.
Sept. 26, 2026 | By Joel O'Leary

Here's How Much Your Savings Can Earn at 4.20% APY in 2026

See how much a high-yield savings account can earn on your cash, why rates are rising again, and where to find a top one.
Young man pausing from using his laptop to look at a calendar.
Sept. 26, 2026 | By Joel O'Leary

CDs Are Paying 4%. Here's the One Scenario Where They Actually Make Sense

A CD isn't right for most savers. But for money you'll need on a set date, locking it up can beat keeping it liquid. Here's how to tell.
Glass jar full of hundred dollar bills.
Sept. 26, 2026 | By Ryan Wilcox

Best Savings Accounts Offering up to 4.50% APY Today, Sept. 26, 2026

Top high-yield savings accounts are still paying up to 4.50% after the Fed rate hike earlier this month. Start earning more on your savings balance today.
Woman shrugs shoulders while looking at laptop screen.
Sept. 25, 2026 | By Joel O'Leary

Here's What Happens When You Leave $10,000 in a Checking Account

Idle cash in everyday checking earns almost nothing, while a high-yield savings account can grow the same balance with no extra effort.