Based on the aggregated intelligence of 145,000-plus investors participating in Motley Fool CAPS, the Fool's free investing community, insurance giant Aflac (NYSE:AFL) has earned a respected four-star ranking.

With that in mind, let's take a closer look at Aflac's business and see what CAPS investors are saying about the stock right now.

Aflac facts

Headquarters (Founded)

Columbus, Ga. (1955)

Market Cap

$21.7 billion



Trailing-12-Month Revenue

$17.9 billion


CEO Daniel Amos (since 1990)

CFO Kriss Cloninger, III (since 1992)

Return on Equity (Average, Past 3 Years)


Dividend Yield


Other Highly Rated Insurance Stocks

Berkshire Hathaway (NYSE:BRK-A) (NYSE:BRK-B)

Chubb (NYSE:CB)

CAPS Members Bullish on AFL Also Bullish on

General Electric (NYSE:GE)

CAPS Members Bearish on AFL Also Bearish on

Bank of America (NYSE:BAC)

JPMorgan Chase (NYSE:JPM)

Sources: Capital IQ (a division of Standard & Poor's) and Motley Fool CAPS.

On CAPS, 94.3% of the 1,355 members who have rated Aflac believe the stock will outperform the S&P 500 going forward. These bulls include bartdz and bbluemz.

Just a few months ago, bartdz singled out the stock as a surefire income opportunity: "With an outstanding dividend payment record and no signs of that stopping, share price recovering with upside room remaining, plus a terrific advertising campaign here and a solid market base in Japan, to act as a counterweight -- what's not to like?"

In a pitch from last week, bbluemz assured Fools that Aflac is all it's quacked up to be:

Competitive advantage is their cutting edge technology, branding of the duck, distribution channels and diversity of product lines. Aflac's business generates excess capital with remarkably high rates of return given the high regulatory capital level requirements. The Company has continued to return this excess capital to their shareholders through share repurchases and increasing dividends. ... Time is on your side with a great undervalued company.

What do you think about Aflac, or any other stock for that matter? Make your voice heard on Motley Fool CAPS today. The CAPS community is waiting to hear your opinions. CAPS is 100% free, so get started!

Fool contributor Brian Pacampara owns no position in any of the companies mentioned. Aflac and Berkshire are Motley Fool Stock Advisor picks. Berkshire is also an Inside Value choice, and the Fool owns shares of it. The Fool's disclosure policy always gets a perfect score.