In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson breakdown three important factors impacting PNC Financial Services (PNC 2.98%), KeyCorp (KEY 1.74%), and Allstate (ALL 2.28%). The duo tells investors why one of these companies may present the best opportunity.

Have you missed out on the massive gains in bank stocks over the past few years that now seem so obvious? There's good news: It's not too late. Bargains of a lifetime are still available, but you need to know where to look. The Motley Fool's new report "Finding the Next Bank Stock Home Run" will show you how and where to find these deals. It's completely free -- click here to get started.