As the number of banks and bank branches dwindles, some investors are wondering if branch-lite companies like BofI Holding (AX 2.71%) and Capital One (COF 3.30%) are well-positioned for a potential change in the banking sector. In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss the future of banking and how investors (and customers) might benefit.