General Electric (GE 1.30%) is planning on spinning off its North American consumer lending segment of GE Capital in the form of an IPO. In this segment of The Motley Fool's financials-focused show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson take a question from their mailbag about GE's plan and whether the new company is appealing, as well as stack the segment against the already-public Discover (DFS -2.60%).