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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 11, 2026 | By Ryan Wilcox

Here's What Happens When You Only Use Credit Cards

What actually happens when you ditch cash and debit entirely for credit cards? I tried it. Here's what I learned: the good, the bad, and the tricky.
May 11, 2026 | By Joel O'Leary

5 Things People Get Wrong About Balance Transfers

A balance transfer can save you $1,000+ in interest -- but common mistakes can wipe out those savings. Here's what to watch out for before you transfer.
May 11, 2026 | By Ryan Wilcox

Act Fast: Get up to $6,000 in First-Year Value With the Chase Sapphire Reserve

The Chase Sapphire Reserve is offering its best-ever welcome bonus -- but it probably won't be around long. Here's how you can save today.
May 11, 2026 | By James McClenathen

Best CD Rates This Week, May 11, 2026: New Fed Chair, Same Urgency -- Lock In Your Rate Now

This week's best CDs offer up to 4.20% APY, making now a smart time to lock in a solid return before rates have the chance to move lower.
May 11, 2026 | By James McClenathen

Best Balance Transfer Cards This Week, May 11, 2026: Turn the Tables on High Interest

Beat high interest at its own game. These balance transfer cards offer 0% intro APR for up to two years, no annual fees, and a path to real progress.
May 11, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, May 11, 2026: Up to 5.00% APY Still on Offer

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
May 10, 2026 | By Joel O'Leary

3 Things to Do Before You Apply for a Balance Transfer Card

Avoid wasted hard inquiries and transfer fees that eat your savings. Here are three steps to take before applying for a balance transfer card.
May 10, 2026 | By Joel O'Leary

You Might Not Believe How Much $5,000 Would Earn in a 6-Month CD Now

A $5,000 deposit in a 6-month CD at today's top rates earns less than most people expect. Here's the real number -- and what to consider before you open one.
May 10, 2026 | By Joel O'Leary

Hotel Cards vs. Travel Cards: Which Is Actually Worth More for Most Travelers?

Hotel cards offer solid loyalty perks, but flexible travel points often go further. Here's how to decide which type of card fits your travel style.
May 10, 2026 | By James McClenathen

Up to $3,000 Toward Travel: The Chase Sapphire Reserve's Biggest Sign-Up Bonus Ever Is Here

For a limited time, the Chase Sapphire Reserve is offering a massive sign-up bonus -- its best ever! Should you apply?
May 10, 2026 | By Joel O'Leary

Unlock up to $400 and a Boosted APY: Best Bank Account Bonuses This Week, May 10, 2026

My favorite high-yield savings account is offering sweet bonus cash and an elevated APY. Here's why now's the time to open an account.
May 10, 2026 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, May 10, 2026: Stop Throwing Money at Interest

This week's longest 0% intro APR cards give you up to 24 months with no interest. Make real progress on debt without fees standing in your way.
May 9, 2026 | By Joel O'Leary

Not All Banks Are Dropping APYs. These 3 Are Still Offering 4% or Higher.

Some banks are still offering 4.00% APY or higher on savings accounts right now -- here are three worth considering for your savings in 2026.
May 9, 2026 | By Ryan Wilcox

Why Closing a Credit Card 'Responsibly' Can Still Hurt You a Decade Later

Closing a credit card the "right way" doesn't protect you from the long-term credit damage that can follow. Here's what most guides won't tell you.
May 9, 2026 | By Joel O'Leary

4 Money Moves to Make Before Summer Spending Hits -- One Could Save You $100 or More

Summer spending adds up fast. These money moves can help you earn more cash back, enjoy free activities, and protect your travel budget.
May 9, 2026 | By James McClenathen

My Credit Score Is Under 700. Can I Still Get a Balance Transfer Card?

A credit score under 700 doesn't automatically disqualify you. Here's what issuers actually look at, and what to do if you don't qualify.
May 9, 2026 | By Joel O'Leary

Our Favorite Balance Transfer Card if You Have Excellent Credit: May 2026

The Chase Freedom Flex offers a long intro APR on balance transfers plus ongoing cash back rewards -- a rare combo for excellent credit holders.
May 9, 2026 | By Ryan Wilcox

Best Savings Accounts Rates Today, May 9, 2026: Up to 5.00% APY

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
May 9, 2026 | By Joel O'Leary

Earn $750+ in Travel Rewards: The Best Credit Card Sign-Up Bonuses This Week, May 9, 2026

One of my all-time favorite travel cards has a great welcome bonus with a surprisingly reasonable spend requirement. Here's what to know.
May 8, 2026 | By Ryan Wilcox

Here's What Happens When You Open 5 Credit Cards in One Year

Opening five credit cards in one year is a bold move. Here's what actually happens to your credit score, rewards, and finances when you do it.
May 8, 2026 | By Joel O'Leary

Think You Need to Carry a Small Credit Card Balance Every Month? Here's Why That's a Myth

Carrying a credit card balance does not help your credit score. Here's what it actually costs you -- and what really builds credit over time.
May 8, 2026 | By Ryan Wilcox

The Amex Blue Cash Preferred Earns 6% on Groceries. Here's Why It's Still Not My Top Pick

The Amex Blue Cash Preferred's cash back rate on groceries at U.S. supermarkets sounds great -- but there's a catch. Here's the card I recommend instead.
May 8, 2026 | By Ryan Wilcox

This Chase Card's 5% Cash Back Categories Could Earn You $500+ a Year

This Chase card's rotating 5% cash back categories can add up fast. Here's how to earn $500 or more a year with no annual fee.
May 8, 2026 | By Jake FitzGerald

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 8, 2026

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
May 7, 2026 | By Joel O'Leary

Best Credit Card for People Paying Off Debt: May 2026

The Wells Fargo Reflect Card has an intro APR offer spanning nearly two full years. Here's why it's our top pick for paying off debt in May 2026.