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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

The back view of a white credit card on a red background with scattered piggy banks.
July 21, 2025 | By Ryan Wilcox

Here's How to Redeem Wells Fargo Rewards for Maximum Value

Wells Fargo Rewards are easy to earn, but how do you make the most of them? Learn how you can use travel partners to your advantage.
Author Joel O'Leary at Seacliff beach, South Australia
July 21, 2025 | By Joel O'Leary

Revenge Saving Helped Me Save $10,000 -- Here's How

I saved $10,000 in just six months using a "revenge saving" mindset. Here's how it worked -- and how you can use it to change your finances fast.
A cartoon bank vault that's open with cash and dollar signs visible inside.
July 21, 2025 | By Joel O'Leary

4% CD APYs Are Likely to Disappear Soon. Here's Why I'm Still Not Investing

CD rates over 4.00% are fading fast -- but that doesn't mean locking in is always the right move. Here's why I'm holding off and what I'm doing instead.
Piggy bank with "emergency fund" written on it
July 21, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 21, 2025: Up to 5.00%

High-yield savings accounts with APYs up to 5.00% are available today. Move your money now and let it start working harder for you.
21 APR credit card and 0 APR credit card against blue background.
July 21, 2025 | By James McClenathen

The Best Balance Transfer Cards This Week, July 21: 0% APR for up to 24 Months

The best balance transfer cards now have long 0% APR periods and no annual fees. Find the right card for you and start tackling debt today.
Six piggy banks in a row ranging from small to large on a blue cream slip background.
July 20, 2025 | By Jake FitzGerald

The 4 Safest Places to Park Your Cash in July 2025

Looking for the safest place to stash your cash? Here are four low-risk options offering around 4.00% APY in July 2025.
A white plane on a background of fluffy white clouds.
July 20, 2025 | By Jake FitzGerald

Switching Savings Accounts Won't Change Your Life, but It Might Pay for Your Next Flight

Still earning 0.01% on your savings? Switching to a high-yield savings account could earn you hundreds of dollars more.
A person in a coffee shop looks at stock graphs on their smartphone.
July 20, 2025 | By Joel O'Leary

Why Robinhood Is Still One of the Best Brokers for Beginners

Robinhood has its flaws, but for new investors looking to start small and grow long term, it remains one of the easiest platforms to get started.
A piggy bank wearing sunglasses on a beiger background with dollar bills.
July 20, 2025 | By Jake FitzGerald

4 High-Yield Savings Accounts Still Paying 3.80% APY or More

Looking to earn more on your savings? These four accounts are still offering 3.8% APY or more.
A magnifying glass on top of "0%" against a blue background.
July 20, 2025 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, July 20, 2025: No Interest for up to 2 Full Years

This week's best 0% intro APR credit cards offer up to 24 months interest-free -- perfect for saving on big buys or paying down balances.
A smartphone, coffee, and notepad with drawings of upward trending graphs and dollar signs on a wooden desk.
July 19, 2025 | By Joel O'Leary

Have $50K in Savings? Here's What to Do With It

If you're sitting on a large cash pile, you can put those funds to work inside high-yield accounts, CD ladders, and long-term investments.
A plain silver credit card on a background featuring various luggage.
July 19, 2025 | By Ryan Wilcox

3 Little‑Known Perks You Only Get With a High‑End Credit Card

These underrated premium card perks can save you hundreds on travel. See which high-end cards offer the best hidden benefits.
Metal bank safe in front of a brick wall background.
July 19, 2025 | By James McClenathen

This Is How Much You Can Make With $20,000 in a High-Yield Savings Account

A high-yield savings account earns about 10 times the national average APY. See how much money you could earn -- and find a great savings account today.
Mature man looking at his laptop with concern on his face.
July 19, 2025 | By James McClenathen

Do You Really Need $750,000 to Retire in 2025?

Wondering if $750,000 is enough to retire in 2025? Here's how rising yields, inflation, and your lifestyle choices affect your retirement plans.
Two white bank structures side by side, one with a red "X" over it, the other with a green checkmark.
July 19, 2025 | By Brooklyn Sprunger

College Students: Don't Let Your Savings Sit in a Lousy Account

Save smarter in college with low-fee, high-interest student savings accounts. Find the best options to grow your money and avoid costly fees.
An adult checks their online brokerage account using their tablet and smartphone.
July 19, 2025 | By Joel O'Leary

This Is My Absolute Favorite Broker for New Investors

SoFi is one of the easiest, most rewarding platforms for new investors. It offers commission-free trades, IRAs with a match, and a sleek mobile app.
Five stacks of bills ordered from small to large on a light purple background.
July 19, 2025 | By James McClenathen

2 CDs Paying 4.15%+ APY for Over a Year

CDs that pay high interest rates for longer than a year are rare right now. Here are two great options that can protect your savings from near-term interest rate cuts.
A blue gift box with white credit card leaning on it light blue background.
July 19, 2025 | By Joel O'Leary

Best Credit Card Sign-Up Bonuses This Week, July 19, 2025: Act Now Before They Disappear

This week's top credit card sign-up bonus offers bring big perks -- cash back, travel rewards, and more. Don't miss your chance to snag these limited-time deals.
Jar of coins with plant sprouting from the middle.
July 19, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 19, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY -- act now to lock in a top rate before offers like these start to disappear.
A piggy bank parachuting from the sky as money floats down around it.
July 18, 2025 | By Joel O'Leary

The 4 Safest Places for Retirees to Keep Their Money in July 2025

Here are four of the safest places retirees can stash their savings in July 2025 -- including options paying over 4.00% APY with little to no risk.
A person typing on a calculator while sitting in front of a laptop and notebook at a sunny cafe table.
July 18, 2025 | By Joel O'Leary

How I Double My Net Worth Every 10 Years

Here's how I use index funds and a simple math rule to double my net worth every decade -- without doing anything fancy.
A closed bank vault on a red background with red Xs.
July 18, 2025 | By Ryan Wilcox

The 3 Biggest Mistakes You Can Make When Investing in CDs

CDs can be a smart way to grow your money, but simple mistakes could cost you. Learn how to avoid the biggest CD pitfalls.
A cell phone with dollar bills exploding out of screen on a yellow background.
July 18, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Stashing all your money in a high-yield savings account might feel smart -- but it could be slowing down your wealth. Here's a better way to organize your cash.
Stacks of coins and a percentage sign.
July 18, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 18, 2025: Up to 5.00%

Now's the time -- high-yield savings accounts are offering up to 5.00% APY. Lock in a top rate before these limited-time deals slip away.
A retirement savings jar full of coins and bills next to a calculator and notepad.
July 17, 2025 | By Jake FitzGerald

Want to Retire With $1 Million? Start With Just $200 a Month

Think $1 million is out of reach? With just $200 a month and a long runway, you can absolutely retire as a millionaire. Here's how the math works.