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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

May 10, 2025 | By Jake FitzGerald

Americans Say They Need $1.26 Million to Retire -- Here's Why Most Are Falling Short

Americans say they need $1.26 million to retire -- but most aren't even close. Learn why so many are falling short and how to get back on track before it's too late.
May 10, 2025 | By Joel O'Leary

Don't Pay Full Price for Travel in 2025 -- These Cards Can Cover Most of It

Save big on travel in 2025 with the right credit cards. These top three picks can help cover flights, hotels, and more with points and rewards.
May 10, 2025 | By Joel O'Leary

Are CDs Worth It in May 2025?

The top CD rates are still over 4% in May 2025. Locking in a great rate now will pay off if rate cuts become a reality later this year.
May 10, 2025 | By Joel O'Leary

Don't Use Auto-Pay Until You Check This Credit Card Setting

Be careful picking the "default" auto-pay setting for your credit card. Find out the right way to set it up without accruing any interest.
May 10, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 10, 2025: Up to 5.00%

We've compiled a list of the best high-yield savings account rates today, with APYs up to 5.00%. Make a switch to maximize your earnings.
May 10, 2025 | By James McClenathen

Best CD Rates Today, May 10, 2025: Up to 4.55% APY

We've curated today's top CD rates with APYs of up to 4.55%. Lock in one of the best CDs today to maximize earnings on your savings while high rates last.
May 9, 2025 | By James McClenathen

Should You Open a 5-Year CD Now or Wait? May 2025 Answers Inside

Five-year CD rates are at the highest levels we're likely to see for a long time. But that doesn't mean they're a great investment for you. Find out more.
May 9, 2025 | By Joel O'Leary

I'm 62 With $900,000 in Savings. Should I Retire Now, or Wait?

Thinking about retiring at 62? Learn how to estimate your income, factor in healthcare, and decide if now's the right time to leave work for good.
May 9, 2025 | By James McClenathen

Best CD Rates Today, May 9, 2025: Up to 4.55% APY

Take advantage of today's short-term CD rates -- up to 4.55% -- to lock in a competitive rate before potential Fed rate cuts in the coming months.
May 9, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 9, 2025: Up to 5.00%

High-yield savings accounts are offering APYs of up to 5.00% today. These rates won't be around forever -- take advantage now while they last.
May 8, 2025 | By James McClenathen

Do You Have Too Much Money in Your Checking Account? 3 Red Flags to Watch in May 2025

Everyone needs a checking account. But once it has enough money to cover the bills, your checking account becomes a liability. Here's why.
May 8, 2025 | By Joel O'Leary

4 Reasons to Move Money Out of Savings in May 2025

Got cash piling up? Here are four smart reasons to move money out of savings now -- and what to do with it instead.
May 8, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 8, 2025: Up to 5.00%

Today's best high-yield savings accounts are offering APYs of 4.50% to 5.00%. But act now -- these rates might not stick around much longer.
May 8, 2025 | By James McClenathen

Best CD Rates Today: Fed Holds Rates Steady, Lock In a 4.55% APY Now -- May 8, 2025

Top CD rates today are up to 4.55% for terms of 10 months or less. Take advantage now before potential Fed rate cuts in the coming months.
May 7, 2025 | By Joel O'Leary

The Average American's Retirement Number Is $1.26M. Mine's Double That

Americans now think they need $1.26 million on average to retire. Here's why I'm aiming for double that -- and how you can calculate your magic number.
May 7, 2025 | By Joel O'Leary

Need More Spending Power? These 3 Premium Cards Offer Massive Limits in May 2025

Boost your buying power with these premium credit cards offering high limits and flexible spending in May 2025. Find out what they are.
May 7, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 7, 2025: Up to 5.00%

Unlock the top high-yield savings account rates today, with APYs reaching up to 5.00%. Take advantage now while competitive rates are still available.
May 7, 2025 | By James McClenathen

Best CD Rates Today: Fed Meeting Ends Today, Lock In a 4.55% APY Now -- May 7, 2025

Discover the top CD rates now available, featuring APYs of up to 4.55%. Secure your investment today while these competitive rates last.
May 6, 2025 | By Joel O'Leary

May 2025 Update: 3 Credit Score Perks Most People Don't Know About

Unlock cheaper insurance, lower security deposits, and premium rewards cards with a strong credit score. Here's how it pays to level up your credit.
May 6, 2025 | By Joel O'Leary

Wells Fargo Reflect Card: Nearly 2 Years Interest-Free -- Here's How

Get nearly two years interest-free with this Wells Fargo card -- see how it works and if it's right for you.
May 6, 2025 | By Jake FitzGerald

Are You on Track for Retirement? Most Americans Aren't -- Here's How to Catch Up

Most Americans are falling behind on retirement savings -- but it's not too late to catch up. Learn how much you really need and ways to close the gap, fast.
May 6, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 6, 2025: Up to 5.00%

The best HYSAs today are offering APYs of 4.50% to 5.00%. These rates might not stick around much longer, though. Take advantage while you still can.
May 6, 2025 | By James McClenathen

Best CD Rates Today: Lock In a 4.65% APY Before Fed Meetings Conclude Tomorrow -- May 6, 2025

Rates on short-term CDs are reaching highs of 4.65% now. Protect against potential Fed rate cuts on the horizon later this year and lock one in today.
May 5, 2025 | By Joel O'Leary

The 4 Safest Places to Park Your Cash in May 2025

Worried about market volatility? Here are four safe places to put your cash in May 2025 and earn up to 4.50% APY with minimal risk.
May 5, 2025 | By James McClenathen

Why I'm Moving Money Out of My High-Yield Savings Account in May 2025

I'll always have money in high-yield savings. But right now, I see a better long-term opportunity. Here's what it is -- and how you can capitalize on it, too.