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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 11, 2025 | By Jake FitzGerald

These Credit Card 'Benefits' Sound Great -- Until You Read the Fine Print

Find out the ins and outs of credit card benefits like cellphone protection, ticket presales, and dining credits -- and what to look for instead.
July 11, 2025 | By James McClenathen

Do You Really Need $2 Million to Retire in 2025?

Is it true that you could need $2 million to retire comfortably? Find out how your lifestyle, inflation, and rising yields affect your retirement number.
July 11, 2025 | By Joel O'Leary

6-Month vs. 5-Year CDs: What's the Best Investment in July 2025?

CD rates are sky-high right now, but they may not stay that way for long. Should you lock in a 5-year rate or ride the 6-month wave while it lasts?
July 11, 2025 | By James McClenathen

High Fees, Huge Value: 3 Credit Cards That Justify the Cost in 2025

The credit cards with the highest annual fees often have the biggest rewards. With these three cards, you can earn back the fee several times over.
July 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 11, 2025: Up to 5.00%

High-yield savings accounts are paying up to 5.00% APY today -- lock one in now before these standout rates begin to fade.
July 10, 2025 | By Ryan Wilcox

The New Chase Sapphire Reserve Card Has Over $2,000 Worth of Credits -- but Are They Worth the $795 Fee?

The Chase Sapphire Reserve just got a major refresh -- along with a bigger annual fee of $795. Here's how to know if the card makes sense for you.
July 10, 2025 | By Ryan Wilcox

The No. 1 Mistake People Make With Car Insurance

Want to save money on car insurance? Learn the biggest mistake drivers make so you can cut down on costs now.
July 10, 2025 | By Brooklyn Sprunger

Midyear Check-In: Are These 3 Money Mistakes Costing You?

Fix these three common slip-ups to boost savings, cut costs, and finish 2025 stronger. Small moves now can have big payoffs later.
July 10, 2025 | By Joel O'Leary

This Personal Loan Mistake Could Cost You Thousands in 2025

Use this smarter strategy instead of a personal loan to avoid interest charges and potentially save thousands in 2025.
July 10, 2025 | By Joel O'Leary

Forget CDs, Even With Rates Over 4%. Here's Where to Put Your Money Instead

CDs offer decent yields today, but there are better options for both short-term savings and long-term growth. Here's where to put your money instead.
July 10, 2025 | By Ryan Wilcox

This Card's 100,000-Point Bonus Is Worth up to $2,500 on Travel

The Chase Sapphire Reserve's limited-time welcome bonus can be redeemed for a total of up to $2,500 in travel rewards. Find out how.
July 10, 2025 | By Joel O'Leary

This Banking Mistake Could Quietly Cost You Thousands

I missed out on over $10K in interest before I learned about high-yield savings accounts -- here's how to avoid that same mistake.
July 10, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 10, 2025: Up to 5.00%

Today's best high-yield savings accounts pay up to 5.00% APY -- grab one now to maximize your earnings before these standout rates start to slip away.
July 10, 2025 | By James McClenathen

Best CD Rates Today, July 10, 2025: Up to 4.60% APY

Today's top short-term CDs offer up to 4.60% APY -- lock in a strong rate now before possible Fed cuts make returns less rewarding.
July 9, 2025 | By Ryan Wilcox

Warren Buffett Could've Bought His House in Cash. Here's Why He Still Took Out a Mortgage

Warren Buffett is worth billions, but he still took out a mortgage on his home. Here's why it made financial sense, and what everyday borrowers can learn from it.
July 9, 2025 | By Joel O'Leary

The Hidden Costs of Personal Loans (and How to Avoid Them)

Personal loans can be helpful, but surprise fees can add up fast. Here's how to spot hidden costs and keep more money in your pocket.
July 9, 2025 | By Jake FitzGerald

Your Savings Account Is Probably Ripping You Off

Your savings account could be paying you pennies while your money loses value. See why it's time to switch to a high-yield savings account that actually pays.
July 9, 2025 | By James McClenathen

Get up to 6% Cash Back and a $200 Bonus With the Bank of America Customized Cash Rewards Card

The Bank of America Customized Cash Rewards card will now double your cash back in year one. Should you apply?
July 9, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 9, 2025: Up to 5.00%

Top high-yield savings accounts are paying up to 5.00% APY today -- these strong rates won't last forever, so act now to lock in more earning power.
July 8, 2025 | By Ryan Wilcox

4 Red Flags That Your Retirement Plan Is Off Track

Many Americans fall behind on retirement without realizing it. Learn four key mistakes to avoid, and how to fix them.
July 8, 2025 | By James McClenathen

Get 2% Back on Everything and a $200 Bonus With This No-Fee Card

The Wells Fargo Active Cash Card is super simple, and that's the best thing about it. See if you should apply for this all-purpose spender -- or an alternative.
July 8, 2025 | By Jake FitzGerald

Bank of America's Cash Back Card Is Quietly Offering 6% Back and a $200 Bonus

Act fast, because right now the Bank of America Customized Cash Rewards card will double your cash back for your first year. Here's how to apply.
July 8, 2025 | By Jake FitzGerald

Don't Touch Your 401(k) -- a Personal Loan Might Be a Smarter Move

Thinking about raiding your 401(k) for quick cash? Learn why a personal loan could be a smarter, lower-cost move to protect your future and handle life's expenses.
July 8, 2025 | By Brooklyn Sprunger

Best Personal Loan Rates This Week, July 8, 2025: Rates Rise Again

Explore July 2025's best personal loan rates -- featuring low APRs, flexible terms, and fast approvals. Compare top offers and find your best match.
July 8, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 8, 2025: Up to 5.00%

High-yield savings accounts are offering APYs of up to 5.00% today. These rates won't be around forever -- take advantage now while they last.