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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.
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Recent Articles

Young man on laptop sitting on steps
Sept. 19, 2025 | By Jake FitzGerald

Why the Discover it® Chrome Could Be the Best Starter Card for 2025

This card is simple, has no annual fee, and matches cash back in year one. Read on to find out more about what makes it a great starter card option.
Amex Platinum mirror card design by pool.
Sept. 19, 2025 | By Ryan Wilcox

Amex Platinum Update: 3 Things You Need to Know

See our three big takeaways from the Amex Platinum refresh, including nearly $1,500 in new and expanded perks, to see if it's worth it for you.
Wealthy man in a suit counting money.
Sept. 19, 2025 | By Ryan Wilcox

I Broke Up With My Bank. Now I'm Earning $700 More a Year in Interest

I moved my money from Wells Fargo to SoFi® -- now I'm earning 380 times more in interest a year. Here's how easy it is for you to do the same.
Amex Platinum mirror card design paying for restaurant meal.
Sept. 19, 2025 | By Joel O'Leary

Is the Amex Platinum Worth Its New $895 Annual Fee?

The Amex Platinum just increased its annual fee. Here's how to tell if the card's premium perks and new credits are worth the steep price.
Money raining on smiling man
Sept. 19, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 19, 2025

Earn up to 5.00% APY with today's high-yield savings accounts -- check the best rates and pick the right spot to help your money grow.
Amex Platinum mirror card design by pool.
Sept. 18, 2025 | By Ryan Wilcox

7 Unique Perks of the New Amex Platinum Card

Learn how the Amex Platinum refresh added almost $1,500 in annual value, from expanded hotel credits to $400 a year at restaurants and more.
"Rates" on a stick note on a house
Sept. 18, 2025 | By Joel O'Leary

Why Mortgage Rates Probably Won't Drop After the Fed's Rate Cut

The Fed just cut rates. But don't expect mortgage rates to immediately follow suit. Here's why home buyers may not see cheaper loans just yet.
A family sitting on a couch while laughing and eating pizza.
Sept. 18, 2025 | By Ryan Wilcox

I Review Bank Accounts for a Living. Here's the One I Recommend to Friends and Family

Learn why I'm always telling my loved ones to switch to SoFi® -- plus two other savings accounts that can earn you hundreds more in interest this year.
Young man puts his hand to his face in frustration while holding his phone and looking at laptop.
Sept. 18, 2025 | By Jake FitzGerald

Here's Why Your Traditional Savings Account Is Probably Costing You Money

Still using a traditional savings account? Here's why it's costing you money and where your cash could grow faster.
A desk with a chalkboard with drawing of a piggy bank and a checkmark next to Excellent Credit Score.
Sept. 18, 2025 | By Joel O'Leary

Here's What Happens When Your Credit Score Reaches a Perfect 850

Hitting an 850 credit score sounds epic, but does it really change anything? Here's what actually happens when you reach the top.
Hundred dollar bills falling from a blue sky.
Sept. 18, 2025 | By Jake FitzGerald

Up to 5.00% APY: These Are the Best High-Yield Savings Account Rates Today, Sept. 18, 2025

High-yield savings accounts are still paying up to 5.00% APY today -- but rates this high likely won't be available much longer. Snag one before they drop.
A downward trending red arrow over top hundred dollar bills.
Sept. 17, 2025 | By Jake FitzGerald

Federal Reserve Interest Rates Cut: Don't Get Trapped in the Wrong Account

The Federal Reserve just cut interest rates. Lock in today's CD rates before they disappear, or move to an HYSA for flexibility.
Blocks spelling FED with another block featuring an up arrow and a down arrow being turned.
Sept. 17, 2025 | By James McClenathen

Fed Cuts Interest Rates by 0.25 Points. Here's What It Means for Savings and CDs

Savings and CD rates are likely to decline after the Federal Reserve's 25-basis-point rate cut. See how much they might change -- and what you should do now.
A young woman working on a laptop in a sunny cafe.
Sept. 17, 2025 | By James McClenathen

4 Reasons to Open a SoFi® Savings Account Before Interest Rates Drop

SoFi® offers a high APY, a six-month APY boost for new members, no monthly fees, and more. Here's why now is the perfect time to open an account.
A man looking through paper bills while sitting on a couch in front of a laptop.
Sept. 17, 2025 | By Joel O'Leary

I Pay My Credit Card Bill Every Week. Here's Why

Paying my credit card weekly helps me stay on top of spending, avoid interest, and benefits my credit profile. Here's why it works so well.
Red percent sign amid white dollar signs
Sept. 17, 2025 | By Jake FitzGerald

The Fed Meeting in September Is Likely to Slash Rates, Here's What to Expect

The Fed meeting in September could bring a rate cut. Here's what that means for savings accounts and CDs, and how to prepare.
Man using laptop to search for flights.
Sept. 17, 2025 | By Joel O'Leary

5 Places You Should Never Swipe Your Debit Card

Debit cards can leave your money exposed. Here are five risky places where swiping could cost you more than you think.
A jar that says emergency savings is on a bookshelf and full of cash.
Sept. 17, 2025 | By Ryan Wilcox

If You're Parking More Than $25K in Your Savings Account, You're Doing It Wrong

Keeping more than a few months' worth of expenses in your savings account could cost you. Find out where you should put your cash instead.
Man shopping in store aisle for groceries.
Sept. 17, 2025 | By Ryan Wilcox

The No. 1 Grocery Card of September 2025: Earn 6% Cash Back and a $250 Bonus

The Amex Blue Cash Preferred is our favorite grocery card of 2025. Learn how it can earn you hundreds a year on everyday essentials.
woman smiling and holding a large pile of cash
Sept. 17, 2025 | By Ryan Wilcox

Act Now: Earn up to 4.50% APY on Your Cash for 6 Months With This Savings Account

Find out how you can earn a bonus of up to $300, plus a 0.70% APY boost for six months, with this limited-time offer from SoFi®.
An hourglass being held in a hand outdoors.
Sept. 17, 2025 | By Ryan Wilcox

This Could Be Your Last Chance to Lock in 4%-Plus CD Rates

Interest rates are expected to fall over the next several years. Now's the time to lock your money in a high-APY CD while you still can.
Young traveler on a trolley in London wearing sunglasses with British flag design on them.
Sept. 17, 2025 | By Joel O'Leary

Is the Chase Sapphire Preferred Still the King of Travel Rewards in 2025?

Is this still the best $95 travel card in 2025, with a generous welcome bonus and flexible rewards? Find out why I think so.
Piggy bank surround by cash stacks
Sept. 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today: Sept. 17, 2025 -- Up to 5.00% APY

Today's best high-yield savings accounts offer up to 5.00% APY -- see the top rates and choose a good place to grow your money before rates dip.
An hourglass on top of a calendar.
Sept. 16, 2025 | By James McClenathen

Snag One of These 4.15%+ CD Rates Before They Disappear

The Federal Reserve is expected to cut interest rates at this week's meeting. If you want to lock in a high APY while you still can, check out these three CDs.
plant growing out of jar of coins
Sept. 16, 2025 | By Joel O'Leary

Here's How to Earn $10,000 With CDs

With today's top APYs, here's how much cash it takes to earn $10,000 with a traditional certificate of deposit.