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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 5, 2026 | By Joel O'Leary

How Long Does It Actually Take to Pay Off $10,000 With a Balance Transfer Card?

A balance transfer card stops the interest and starts a clock. Learn how to set a monthly payment that clears $10,000 before the intro window ends.
July 4, 2026 | By Joel O'Leary

These 10 States Pay the Most for Gas as Prices Remain Elevated

Drivers in high-mileage states spend the most on gas, not those with the priciest pumps. See the 10 states topping the list in 2026.
July 2, 2026 | By Joel O'Leary

The 3 Smartest Ways to Withdraw $10,000+ From the Bank

Withdrawing $10,000 or more takes a little planning. ACH transfers, wire transfers, and cashier's checks differ on speed, cost, and safety.
July 1, 2026 | By Joel O'Leary

My Wife and I Have $140,000 Each in Our Roth IRAs. Here's How

Maxing out a Roth IRA in 2026 takes around $625 a month. Here's how consistent contributions and index funds grew our balances into six figures.
June 29, 2026 | By Joel O'Leary

Here's How to Make $1,000 a Month in Interest

It takes about $300,000 at today's top rates to generate $1,000 per month in interest. Here's a breakdown at different rates and where to keep it.
June 29, 2026 | By Joel O'Leary

Why I Chose a Roth IRA Over a Traditional One

I'd rather pay taxes on my retirement savings now than guess at a higher rate later. That's the core reason I picked Roth over traditional IRA.
June 28, 2026 | By Joel O'Leary

Do I Need a Credit Card to Rent a Car?

No, you can rent a car with a debit card at most agencies. Here's what rental car companies require and why I still recommend using a credit card.
June 28, 2026 | By Joel O'Leary

How Much Income Puts You in the Upper, Middle, or Lower Class?

The Census Bureau puts the top 20% of households above $175,700. But your bracket and your real financial class aren't the same thing -- here's the gap.
June 27, 2026 | By Ryan Wilcox

How to Invest in SpaceX Stock: A Step-by-Step Guide to Buying SPCX

Want to buy SpaceX stock? Here's a step-by-step guide to purchasing your first shares, plus how to find the right brokerage for you.
June 27, 2026 | By Joel O'Leary

What Bank Has the Best Free Checking Account in June 2026?

A free checking account should cost nothing to keep, with no monthly fee and no minimum balance. Here's the pick I'm recommending in 2026.
June 27, 2026 | By Joel O'Leary

Forget CDs, Even With Rates at 4%. Here's Where I'd Put My Money Now

CDs lock your money up for a fixed rate, but a high-yield savings account can offer comparable yield without giving up access to your cash.
June 26, 2026 | By Joel O'Leary

Here's What Income Actually Makes You Upper Class in 2026

Cracking the top 20% of U.S. earners takes about $182,000 in 2026. Here's how income quintiles break down -- and why your bracket isn't what matters most.
June 23, 2026 | By Joel O'Leary

Here's How to Pick the Right Balance Transfer Card for Your Debt Amount

How much you owe can change which balance transfer card is right for you. Here's how to match the intro period, fee, and credit limit to your debt amount.
June 23, 2026 | By Ryan Wilcox

Here's What Happens When You Withdraw $10,000 From Your Bank Account

Withdrawing $10,000 in cash from your bank is perfectly legal -- but if you do, the government will find out about it. Here's why.
June 21, 2026 | By Ryan Wilcox

How Often Should You Apply for a New Credit Card?

There's no universal rule for how often you should land a new credit card -- but there are a few important things to consider. Here's what to know.
June 14, 2026 | By Ryan Wilcox

5 Ways to Invest $1,000 Right Now

Have $1,000 to invest? Here are five smart ways to put it to work, from index funds to high-yield savings, that can earn you real money.
June 13, 2026 | By Joel O'Leary

Here's What It Takes to Get the Best Credit Cards Now

Card issuers weigh income, debt load, and recent activity, not just your score. Here's how banks decide who earns top rewards.
June 12, 2026 | By Ryan Wilcox

Best Brokers for SPCX Stock in June 2026

Want to take part in the largest IPO in stock market history? Here are three great places to grab a piece of SpaceX today.
June 12, 2026 | By Joel O'Leary

Millennials Have an Average 401(k) Balance of $82,600. How Does Your Generation Stack Up?

Maxing out a 401(k) feels responsible, but a huge pretax balance can limit you later. See how a smarter mix of accounts adds flexibility.
June 11, 2026 | By Joel O'Leary

Here's the Average 401(k) Balance by Age vs. What You Actually Need

See how generational retirement savings stack up against expert benchmarks, plus simple moves to help you catch up at any age.
June 11, 2026 | By Ryan Wilcox

Here's What Actually Changes When Your Credit Score Hits 800

Hitting an 800 credit score is a big accomplishment, but it's not the end-all, be-all. Here's what actually changes when you do it -- and what doesn't.
June 10, 2026 | By Joel O'Leary

7 Things Business Owners Should Never Charge on a Personal Card

Mixing company costs into personal credit can muddy tax deductions and create accounting headaches. Here's what belongs on a business account instead.
June 9, 2026 | By Ryan Wilcox

Here's What Happens When You Keep a Credit Card Open for Over 10 Years

Keeping a credit card open for a decade does more for your finances than you might think. Here's what actually changes (and what doesn't).
June 8, 2026 | By Joel O'Leary

I Didn't Open a Roth IRA Until 31. Here's What That Delay Really Cost

Opening a Roth IRA eight years earlier would have left me $280,000 richer today. Here are the current contribution limits and how to start now.
June 7, 2026 | By Joel O'Leary

You Can Open a Brokerage Account in 10 Minutes. Here's How I Do It for Friends

Opening your first investment account takes less time than most people expect, with no minimum deposit and no monthly fees at most brokers.