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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

June 1, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, June 1, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
May 31, 2026 | By Joel O'Leary

How to Decide if a Credit Card's Annual Fee Is Worth It

Here's a practical framework for deciding if a credit card's annual fee pays off, plus a personal take on running the real math before applying.
May 30, 2026 | By Joel O'Leary

5 Reasons (Besides Rewards) to Buy Nearly Everything With a Credit Card

The bigger wins when using credit cards are fraud protection, purchase coverage, payment flexibility, dispute rights, and travel insurance.
May 30, 2026 | By Joel O'Leary

Here's One Downside to a High-Yield Savings Account in 2026

High-yield savings APYs have drifted lower in 2026. Here's the one downside savers overlook -- and where to put long-term money instead.
May 30, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, May 30, 2026: Earn up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
May 29, 2026 | By Joel O'Leary

Credit Card Debt Is the No. 1 Financial Stress of Every Generation. Here's How to Get Out of It

Money stress hits every generation, and credit card debt is one of the biggest drivers. Here are practical, proven ways to break the cycle and start fresh.
May 29, 2026 | By Joel O'Leary

3 (Perfectly Legal) Hacks to Improve Your Credit Score

Most credit score hacks are myths or shortcuts that don't work. These three are perfectly legal, free, and can actually move your score upwards.
May 29, 2026 | By Joel O'Leary

The Trump Accounts App Just Launched. Here's How to Register Before the July 4 Rollout

The Trump Accounts app launched today. Here's how to download it, sign up your child, and who qualifies for the $1,000 Treasury contribution.
May 29, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Today, May 29, 2026

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 and a trio of hold decisions so far in 2026.
May 28, 2026 | By Joel O'Leary

I Have a 4.25% Mortgage and Enough Cash to Pay It Off. Here's Why I'm Keeping the Debt

Not all debt is bad debt. Here's how I think about a low fixed-rate mortgage versus keeping that money invested for the next 20 years.
May 28, 2026 | By Joel O'Leary

3 Reasons Americans Can't Stop Living Paycheck to Paycheck in 2026

Three big forces -- rising essentials, record household debt, and slowing wage growth -- are keeping most Americans living paycheck to paycheck in 2026.
May 28, 2026 | By Ryan Wilcox

Best High-Yield Savings Rates Today, May 28, 2026: Up to 5.00% APY Still Available

Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
May 27, 2026 | By Ryan Wilcox

Best Savings Account Rates Today, May 27, 2026: APYs up to 5.00%

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into 2026.
May 26, 2026 | By Ryan Wilcox

Top High-Yield Savings Accounts Offering up to 5.00% APY Right Now, May 26, 2026

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.
May 25, 2026 | By Ryan Wilcox

Best High-Yield Savings Accounts Today, May 25, 2026: Earn Up to 5.00% APY

The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further in 2026.
May 24, 2026 | By Joel O'Leary

Here's How Much Your Savings Account Is Losing to Inflation Right Now -- and the Fix

Inflation jumped to 3.8% in April 2026 while most big-bank savings accounts pay just 0.01% APY. See exactly how much that gap costs you each year -- and how to close it.
May 23, 2026 | By Joel O'Leary

Here's Why 'Credit Piggybacking' Can Sometimes Backfire -- and When It's Worth It

Adding someone as an authorized user can boost their credit score, but only in the right situations. Here's when credit piggybacking works and when it backfires.
May 23, 2026 | By Joel O'Leary

56% of Gen Z and 50% of Millennials Don't Have a 1-Month Emergency Fund. Here's Where to Start.

A new Motley Fool Money survey reveals most younger Americans lack emergency savings. Here's how to build a starter cushion without overhauling your life.
May 23, 2026 | By Joel O'Leary

I Compared Paying Off $6,700 in Credit Card Debt vs. Investing in the S&P 500. Here's What the Math Says

Investing for the future is smart, but if you've got lingering credit card debt it's holding you back more than you realize. Here's why paying off debt first almost always wins.
May 21, 2026 | By Joel O'Leary

Trump Accounts Are Coming July 4. Here's How They Work, and Who Gets $1,000

Trump accounts launch July 4, 2026. Here's what they are, who qualifies for the $1,000 federal seed money, and how families can use them to save for kids.
May 21, 2026 | By Joel O'Leary

My Friend Built a $60,000 CD Ladder. Here's How Much It Earns Monthly in 2026

A simple CD ladder strategy that pays monthly interest, keeps cash accessible, and locks in rates before they drop further.
May 21, 2026 | By Joel O'Leary

Here's Why the Best Balance Transfer Cards Have No Rewards Programs

No-rewards balance transfer cards beat the ones offering both 0% intro APR and cash back for most people in heavy debt – here's the math that proves it.
May 19, 2026 | By Joel O'Leary

Here's What 5 Years of Not Investing Has Cost You, in 2026 Dollars

Investors in the S&P 500 made huge gains over the past five years. Here's what you can still do today to start building long-term wealth.
May 18, 2026 | By James McClenathen

Inflation Could Hit 6% This Summer. Here's What That Means for Your Wallet

Q2 inflation forecasts just jumped from 2.7% to 6%. Don't panic -- but do move your cash somewhere it earns more than 0.01%.
May 17, 2026 | By Joel O'Leary

Here's What Happens to Your Credit Score When You Close Your Oldest Credit Card

Closing your oldest credit card isn't the credit-score disaster most people fear. Two overlooked details explain why your real risk is somewhere else entirely.