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Motley Fool Money Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

July 8, 2025 | By James McClenathen

Best CD Rates Today, July 8, 2025: Up to 4.60% APY

The top CD rates today are up to 4.60% for short-term CDs. Take advantage now before potential Fed rate cuts lower future returns.
July 7, 2025 | By Jake FitzGerald

5 Reasons Not to Settle for State Minimum Car Insurance

State minimum car insurance feels like a budget win, but it could leave you exposed. Here's why you might want better coverage.
July 7, 2025 | By Joel O'Leary

Watch Out for These 4 Hidden Fees Lurking in Personal Loan Offers

Personal loans can be helpful, but hidden fees can sneak up on you. Here's how to spot them before they drain your wallet.
July 7, 2025 | By Jake FitzGerald

Do You Really Need $1 Million to Retire in 2025?

Wondering if you need $1 million to retire in 2025? Here's how inflation, rising yields, and your lifestyle affect your real retirement number.
July 7, 2025 | By Joel O'Leary

7 Red Flags When Shopping for a Personal Loan Online

Watch out for these big red flags before accepting an online personal loan. Protect your money and avoid costly traps.
July 7, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 7, 2025: Up to 5.00%

It's midyear, and high-yield savings accounts still offer up to 5.00% APY -- now 's a smart time to move your money and watch your savings grow.
July 7, 2025 | By James McClenathen

Best CD Rates Today, July 7, 2025: Up to 4.55% APY

With the year halfway through, short-term CDs still offer up to 4.55% APY -- lock in a solid rate now before potential Fed cuts reduce future returns.
July 6, 2025 | By Joel O'Leary

Had the Same Bank Account for 20 Years? It's Time to Switch Now -- Here's Why

Switching banks could earn you 10x more in interest and eliminate annoying fees. Here's why upgrading your old account is totally worth it.
July 6, 2025 | By Ryan Wilcox

Here's What Lenders Aren't Telling You About Personal Loans in 2025

Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't always explain upfront.
July 6, 2025 | By Joel O'Leary

Saving Just $12 Per Day Can Make You Rich. Here's How

A small daily habit of saving and investing can snowball into $1 million or more. Here's how to put compound interest to work for you.
July 6, 2025 | By Brooklyn Sprunger

Longest 0% Intro APR Credit Cards This Week, July 6, 2025: No Interest Until 2027 Starts Here

Compare the best 0% intro APR credit cards this week -- enjoy up to 24 months interest-free and start saving on big purchases or balance transfers.
July 6, 2025 | By Joel O'Leary

Best Bank Account Bonuses This Week: July 6, 2025

Score a few hundred dollars with this week's best bank bonuses -- easy steps, no hidden hoops, just real cash for opening a new account.
July 6, 2025 | By James McClenathen

Best CD Rates Today, July 6, 2025: Up to 4.55% APY

Short-term CDs still offer up to 4.55% APY past the halfway point of the year-- lock in a strong rate now before possible Fed cuts lower your earning potential.
July 5, 2025 | By Joel O'Leary

5 Credit Card Myths That Could Hurt Your Score

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.
July 5, 2025 | By Joel O'Leary

I Just Moved a $10,000 Credit Limit From One Chase Card to Another in 60 Seconds

Chase now lets you move credit limits between cards instantly in the app, without a credit check. Here's how I did it in under a minute.
July 5, 2025 | By Joel O'Leary

Should You Open a Bank Account to Get a Sign-Up Bonus?

You can earn hundreds for opening a new checking or savings account. Here's how it all works and which offers are hot right now.
July 5, 2025 | By Joel O'Leary

Best Credit Card Bonuses This Week, July 5, 2025: Grab a Limited-Time Offer While They Last

Snag this week's top credit card welcome bonuses -- cash back, travel perks, and more. These limited-time offers go fast, so grab the right card while you can.
July 5, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 5, 2025: Up to 5.00%

Halfway through the year, top high-yield savings accounts still offer up to 5.00% APY -- now's the time to put your money to work and grow your savings.
July 4, 2025 | By Jake FitzGerald

Travel Like a Pro: 3 Cards That Scream First-Class (and Unlock Airport Lounges)

Upgrade your next trip with these three credit cards offering lounge access, luxury perks, and top travel points -- perfect for flying in style, even in coach.
July 4, 2025 | By Joel O'Leary

3 Expensive Savings Account Mistakes You Might Be Making

Most Americans are losing money in savings. Here are three top mistakes -- and how to fix them to earn more, save smarter, and skip the fees.
July 4, 2025 | By Ryan Wilcox

How to Get Delta Platinum Medallion Status

Delta Platinum status comes with real travel perks. Learn the fastest ways to qualify, including credit cards that can help.
July 4, 2025 | By James McClenathen

3 Smart Moves to Make Before Interest Rates Fall Again

The Federal Reserve may cut interest rates later this year, which would mean lower rates on savings, loans, and more. Here are some ways to prepare yourself.
July 4, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, July 4, 2025: Up to 5.00%

We've reached the halfway point of the year, and top high-yield savings accounts still offer up to 5.00% APY -- let your money start working harder for you.
July 3, 2025 | By Joel O'Leary

Should You Downgrade Your Chase Sapphire Reserve Card? Here's How to Decide

This premium travel card just got a big overhaul -- along with a huge fee increase. Here's how to tell if it's still worth it, or if it's time to switch.
July 3, 2025 | By Ryan Wilcox

Don't Want to Pay the Chase Sapphire Reserve Card's New $795 Fee? Here Are 3 Alternatives

Firmly against paying the Chase Sapphire Reserve's newly-increased annual fee? These three top travel cards offer valuable perks for less.