Motley Fool Money Articles
Learn more about applying the principles of money management to help stay in control of your finances.
Recent Articles
July 21, 2026 | By
Joel O'Leary
Nearly Half of Americans Make This Expensive Money Mistake Every Month
A low-interest savings account can cost you hundreds a year in interest you'll never notice missing. Here's how the loss adds up and how to fix it.
July 21, 2026 | By
Joel O'Leary
4 Reasons to Get Your Credit Score Above 800
An 800 credit score does more than look good. It cuts borrowing costs across loans and insurance, and gives your score room to breathe.
July 21, 2026 | By
Joel O'Leary
3 Situations Where a High-Yield Savings Account is a Bad Idea
Credit card debt, long-term investing, and frequent transfers are three cases where a high-yield savings account is the wrong place for your money.
July 21, 2026 | By
Joel O'Leary
3 Best Brokers for Investing in the S&P 500
Fidelity, Charles Schwab, and SoFi® lead the pack for S&P 500 investors, with low fees, no commissions, and easy index fund access.
July 21, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 21, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY, but what will happen after the Fed meets next week? Find out more.
July 20, 2026 | By
Joel O'Leary
You'll Probably Never Hit 850. Here's the Credit Score That Actually Gets You the Best Rates
The best loan terms and credit perks kick in around a credit score of 780, not a perfect 850. Here's the number to aim for and how to reach it.
July 20, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 20, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 19, 2026 | By
Ryan Wilcox
How to Pick the Right Balance Transfer Card if You Have Less-Than-Perfect Credit
You can still get a balance transfer card with fair credit, but options are limited. Here's how to pick the right one and what to watch for.
July 18, 2026 | By
Ryan Wilcox
56% of Gen Z Don't Have a 1-Month Emergency Fund. Here's the Fastest Way to Build One
More than half of Gen Z doesn't have one month's worth of funds saved up. Here's the fastest way to get there, plus my favorite place to keep that money.
July 18, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 18, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 17, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 17, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 16, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 16, 2026: Up to 4.50% APY Still Available
The July Fed meeting will arrive in less than two weeks. But for now, top HYSAs continue to offer up to 4.50% APY. Find out more.
July 15, 2026 | By
Joel O'Leary
Is a Trump Account Worth It if Your Child Won't Get the Free $1,000?
Weighing a Trump Account's tax-advantaged head start against the flexibility of other custodial accounts for kids who miss the seed deposit.
July 15, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 15, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 14, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 14, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 13, 2026 | By
Joel O'Leary
Is Cash Safer Than a Card?
A credit card is usually safer than cash for everyday spending because of fraud protection. Cash's only real edge is privacy.
July 13, 2026 | By
Ryan Wilcox
Best High-Yield Savings Accounts Today, July 13, 2026: Earn up to 4.50% APY
Top high-yield savings accounts are still paying up to 4.50% APY, but those yields could change as we enter the back half of 2026.
July 12, 2026 | By
Joel O'Leary
What Happens to Your HYSA Rate When the Fed Cuts Rates?
When the Fed cuts rates, your savings APY usually falls too, but not instantly and not at every bank. Here's how the two are connected.
July 11, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Today, July 11, 2026
The Fed has held rates steady four times so far in 2026. As a result, today's top high-yield savings accounts continue to offer up to 4.50% APY.
July 10, 2026 | By
Ryan Wilcox
Here's What Happens When You Pay Down $5,000 in Credit Card Debt at Once -- and What to Do Next
Just paid off $5,000 in credit card debt? Learn whether to close your old card, how long your score takes to update, and what to do with your money next.
July 10, 2026 | By
Ryan Wilcox
Best High-Yield Savings Rates Today, July 10, 2026: Up to 4.50% APY Still on Offer
The June Fed meeting came and went with no change to rates. Top HYSAs continue to offer up to 4.50% APY. Find out more.
July 9, 2026 | By
Joel O'Leary
Will the Fed Cut Rates in July 2026? Here's What the Markets Say
A Fed rate cut isn't happening in July 2026. Here's why a hike is on the table instead, and what it means for your savings and debt.
July 9, 2026 | By
Ryan Wilcox
Best Savings Accounts Offering up to 4.50% APY Today, July 9, 2026
The best high-yield savings accounts continue to offer up to 4.50% APY after the Fed held rates steady again last month. Find out more.
July 8, 2026 | By
Ryan Wilcox
Top High-Yield Savings Accounts Offering up to 4.50% APY Right Now, July 8, 2026
Today's best high-yield savings accounts offer up to 4.50% APY -- see top rates and choose the perfect place to help your money grow faster this year.
July 7, 2026 | By
Joel O'Leary
Can You Do a Balance Transfer More Than Once?
Yes, you can do a balance transfer more than once. But qualifying, transfer fees, and your credit limits all shape whether multiple balance transfers are worth it.
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