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Figure Technology Solutions(NASDAQ) FIGR

Market Cap$5.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2025)-20%
5 YearN/A
1 YearN/A
1 Month-8%
$25.86
+3.56%
+0.89Today
Figure Technology Solutions last closing stock price
MetricPriceDate
Last closeUSD 24.972026-07-29
Figure Technology Solutions stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-16.88%USD 30.042026-07-22
1 month-7.76%USD 27.072026-06-29
3 month-28.86%USD 35.102026-04-30
Year to date-38.86%USD 40.842025-12-31
Since inception-19.74%USD 31.112025-09-11

Figure Technology Solutions Financials at a Glance

Market Cap

$5.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$620.20M

Net Income (TTM)

$179.62M

EPS (TTM)

$0.66

P/E Ratio

37.88

Dividend

$0.00

Beta (Volatility)

3.18 (High)

Price

$25.86

Volume

2,939,188

Open

$25.94

Previous Close

$25.81

Daily Range

$25.08 - $26.20

52-Week Range

$24.90 - $78.00

Estimated Earnings Date

Aug 13, 2026

FIGR News

Two people conferring with another person in the kitchen of a home

Why Figure Technology Solutions Stock Zoomed More Than 21% Higher This Week

Eric VolkmanJul 3, 2026
SellAlert-Blue.png

FIGR Chief Capital Officer Sells 26K Shares for Nearly $834,000

Andy GouldMar 24, 2026
Concerned young person with head in hands gazing at a screen

Why Figure Technology Solutions Stock Dived by Almost 26% Today

Eric VolkmanFeb 27, 2026
BuyAlert-Green.png

Big Money Pours Into Recently-Debuted Fintech Stock

Jake LerchNov 26, 2025

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About Figure Technology Solutions

Figure helps homeowners get cash from their home equity through a fast online process. The company also builds technology for trading digital assets like cryptocurrency. Its systems make financial transactions quicker and cheaper for both banks and individuals.

What Figure Offers

  • Home Equity Lines: Credit lines for homeowners to borrow against their property value; accounted for 71% of total net revenue in 2025.
  • Figure Connect: A digital marketplace that links loan sellers with buyers to improve market liquidity.
  • Digital Asset Exchange: A platform for trading cryptocurrencies and unique digital assets using blockchain technology.
  • YLDS: An interest-bearing digital coin that acts as a secure way to move money or store value.
  • Democratized Prime: A tool that lets users lend their assets to others in exchange for interest at market rates.

New Paths for Growth

  • Launched the On-Chain Public Equity Network (OPEN) in February 2026 to modernize how public stocks are issued and traded.
  • Completed a public offering of Series A Blockchain Common Stock in February 2026 to trade 24 hours a day on its own exchange.
  • Formed a joint venture with Sixth Street Partners in February 2025 to purchase and securitize home equity loans.
  • Introduced a share repurchase program in February 2026 to buy back up to $200 million of its own stock.

Why Figure is Different

The company uses its own blockchain technology to cut the time it takes to fund a home loan from 43 days to just 10. By automating tasks like income checks and property valuations, Figure can produce loans at a fraction of the cost paid by traditional mortgage banks.

The Recent Numbers

  • Net income rose to $134.3 million for the year ended December 31, 2025, up from $19.9 million in 2024.
  • Total revenue reached $223.2 million in Q4 2025.
  • Home equity lending volume grew by 62% year-over-year to $8.3 billion in 2025.
  • Free cash flow was negative $2.1 billion in Q4 2025.
  • The company had 307 active partners using its technology as of December 31, 2025.

Bottom Line

Figure has transformed from a startup lender into a profitable technology firm that powers both home loans and digital asset markets. Its move into blockchain-based stock trading shows a focus on replacing old financial systems with automated tools.

AI Generated • Apr 22, 2026

Industry

Consumer Finance

Sector

Financials

Employees

602

CEO

Michael B. Tannenbaum

Website

www.figure.com

Headquarters

Reno, NV 89501, US

FIGR Financials

Key Financial Metrics (TTM)

Gross Margin

90.01%

Operating Margin

32.93%

Net Income Margin

28.96%

Return on Equity

17.59%

Return on Capital

7.64%

Return on Assets

6.58%

Earnings Yield

2.64%

Dividend Yield

0.00%

Payout Ratio

0.04%

Stock Overview

Market Cap

$5.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

220.52M

Volume

2.94M

Avg. Volume

3.80M

Financials (TTM)

Gross Profit

$558.27M

Operating Income

$204.26M

EBITDA

$218.26M

Operating Cash Flow

-$3.74B

Capital Expenditure

-$5.45M

Free Cash Flow

-$3.75B

Cash & ST Invst.

$1.46B

Total Debt

$1.32B

Figure Technology Solutions Performance Analysis

Figure Technology Solutions annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20232023-12-31USD 183,280,000N/A
20242024-12-31USD 275,669,00050.4%
20252025-12-31USD 457,211,00065.9%
Figure Technology Solutions sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3071.6%
Q32025-09-3041.9%
Q42025-12-3165.4%
Q12026-03-31-25.2%
Figure Technology Solutions annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20232023-12-31USD -0.23N/A
20242024-12-31USD 0.00N/A
20252025-12-31USD 0.29N/A
Figure Technology Solutions sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-303689.7%
Q32025-09-30142.9%
Q42025-12-31-64.7%
Q12026-03-31200.0%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$167.01M

+201.4%

Gross Profit

$145.56M

+197.6%

Gross Margin

87.16%

N/A

Market Cap

$5.51BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$9.15M

N/A

Employees

602

N/A

Net Income

$44.95M

+5581.1%

EBITDA

$54.99M

+254.0%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$1.46B

+261.0%

Total Debt

$1.32B

+51.3%

Accounts Receivable

$65.33M

-88.1%

Inventory

$0.00

N/A

Long Term Debt

$266.12M

+38.6%

Short Term Debt

$1.06B

+55.1%

Return on Assets

6.58%

N/A

Return on Invested Capital

12.21%

N/A

Free Cash Flow

$0.00

+100.0%

Operating Cash Flow

$0.00

+100.0%

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Questions About FIGR

What is the current price of Figure Technology Solutions?

Figure Technology Solutions is trading at $25.81 per share.

What is the 52-week range for Figure Technology Solutions?

Over the past 52 weeks, Figure Technology Solutions has traded between $24.90 and $78.00.

How much debt does Figure Technology Solutions have?

As of the most recent reporting period, Figure Technology Solutions reported total debt of $1.32B.

How much cash does Figure Technology Solutions have on hand?

Figure Technology Solutions reported $1.54B in cash and cash equivalents in its most recent financial results.

What is Figure Technology Solutions’s dividend yield?

Figure Technology Solutions does not currently have a dividend yield.

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