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Marqeta(NASDAQ) MQ

Current Price$16.87
Market Cap$1.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)-86%
5 Year-84%
1 Year-27%
1 Month+14%
Marqeta last closing stock price
MetricPriceDate
Last closeUSD 17.162026-07-22
Marqeta stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.21%USD 17.372026-07-15
1 month+14.1%USD 15.042026-06-22
3 month+0%USD 17.162026-04-23
Year to date-9.68%USD 19.002025-12-31
1 year-26.67%USD 23.402025-07-22
3 year-18.75%USD 21.122023-07-21
5 year-83.97%USD 107.082021-07-23
Since inception-85.94%USD 122.082021-06-09

Marqeta Financials at a Glance

Market Cap

$1.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$651.61M

Net Income (TTM)

$2.17M

EPS (TTM)

$0.02

P/E Ratio

794.44

Dividend

$0.00

Beta (Volatility)

1.55 (High)

Price

$16.87

Volume

241,954.942

Open

$17.08

Previous Close

$17.16

Daily Range

$16.61 - $17.08

52-Week Range

$14.80 - $28.16

Estimated Earnings Date

Aug 4, 2026

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About Marqeta

Marqeta helps businesses create their own custom payment cards. It makes building and managing card programs fast and simple. Companies use it to offer banking services to their users.

How the Platform Works

  • Processing Services: Issuer processor tools giving customers access to a dashboard and real-time funding features.
  • Card Issuing: Support for debit, prepaid, and credit products in virtual or physical forms.
  • Banking and Money Movement: Direct deposit, ACH transfers, and bank account features provided through partner banks.
  • Program Management: Handling of complex tasks like dispute resolution, reconciliation, and card delivery for customers.
  • Value Added Services: Specialized tools for tokenization, fraud management, and digital banking experiences.

Growing the Network

  • Acquired Power Finance in early 2023 to add credit card tools to the platform.
  • Purchased Transact Payments Limited, also known as TransactPay, to expand program management services across Europe and the UK.
  • Extended a strategic partnership with Block in 2023 for Cash App and Square Debit Card programs through mid-2028.
  • Partnered with Visa and Mastercard to support international expansion and product development.

Built for Scale

The platform uses open application programming interfaces to let developers embed payment features directly into their own apps or websites. This cloud-native technology allows businesses to launch card programs in more than 40 countries using one global system.

The Financial Picture

  • Quarterly revenue reached $172.1 million in Q4 2025, up 26.7% from Q4 2024.
  • Free cash flow rose to $33.8 million in Q4 2025, a 65% increase year-over-year.
  • Net income improved to a loss of $1.4 million in Q4 2025, narrowing from a $27.1 million loss in Q4 2024.
  • Operating cash flow hit $53.3 million in Q4 2025, up 115.4% from the same period in 2024.

Evolution at a Glance

Marqeta has moved from a simple card processor to a broad provider of embedded finance and banking tools. Its shift toward diverse credit and international offerings helps it serve a wide range of global tech businesses.

AI Generated • Apr 29, 2026

Industry

Diversified Financial Services

Employees

938

CEO

Michael Milotich, MBA

Headquarters

Oakland, CA 94612, US

MQ Financials

Key Financial Metrics (TTM)

Gross Margin

56.68%

Operating Margin

-3.72%

Net Income Margin

0.33%

Return on Equity

0.27%

Return on Capital

-3.72%

Return on Assets

0.15%

Earnings Yield

0.13%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$1.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

106.01M

Volume

241.95K

Avg. Volume

1.16M

Financials (TTM)

Gross Profit

$369.31M

Operating Income

-$24.25M

EBITDA

$33.41M

Operating Cash Flow

$149.27M

Capital Expenditure

-$36.92M

Free Cash Flow

$112.35M

Cash & ST Invst.

$992.46M

Total Debt

$15.09M

Marqeta Performance Analysis

Marqeta annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 748,206,00044.7%
20232023-12-31USD 676,171,000-9.6%
20242024-12-31USD 506,995,000-25.0%
20252025-12-31USD 624,884,00023.3%
Marqeta sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-308.1%
Q32025-09-308.6%
Q42025-12-315.4%
Q12026-03-31-3.7%
Marqeta annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -1.3611.9%
20232023-12-31USD -1.6723.6%
20242024-12-31USD 0.21N/A
20252025-12-31USD -0.12N/A
Marqeta sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22025-06-3091.5%
Q32025-09-30-478.6%
Q42025-12-3160.5%
Q12026-03-31665.6%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q1 2026YOY CHG

Revenue

$165.80M

+19.2%

Gross Profit

$30.72M

-68.9%

Gross Margin

18.53%

N/A

Market Cap

$1.82BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$1.94M

N/A

Employees

938

N/A

Net Income

$7.83M

+194.8%

EBITDA

$16.88M

+726.6%

Quarterly Fundamentals

Name
Q1 2026YOY CHG

Total Cash

$992.46M

+0.4%

Total Debt

$15.09M

+24.5%

Accounts Receivable

$172.04M

+59.6%

Inventory

$0.00

N/A

Long Term Debt

$4.80M

+18373.1%

Short Term Debt

$10.28M

-14.9%

Return on Assets

0.15%

N/A

Return on Invested Capital

-3.21%

N/A

Free Cash Flow

-$4.65M

-274.5%

Operating Cash Flow

-$3.37M

-133.7%

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Questions About MQ

What is the current price of Marqeta?

Marqeta is trading at $16.83 per share.

What is the 52-week range for Marqeta?

Over the past 52 weeks, Marqeta has traded between $14.80 and $28.16.

How much debt does Marqeta have?

As of the most recent reporting period, Marqeta reported total debt of $15.09M.

How much cash does Marqeta have on hand?

Marqeta reported $955.19M in cash and cash equivalents in its most recent financial results.

What is Marqeta’s dividend yield?

Marqeta does not currently have a dividend yield.

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