Nu Holdings logo

Nu Holdings(NYSE) NU

Market Cap$59.08BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+18%
5 YearN/A
1 Year-23%
1 Month-14%
Premium Feature
Moneyball Superscore
87/100
$12.35
+0.94%
+0.11Today
Nu Holdings last closing stock price
MetricPriceDate
Last closeUSD 12.232026-09-28
Nu Holdings stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-13.02%USD 14.062026-09-21
1 month-14.48%USD 14.302026-08-28
3 month-8.46%USD 13.362026-06-30
Year to date-26.94%USD 16.742025-12-31
1 year-22.5%USD 15.782025-09-26
3 year+68.69%USD 7.252023-09-29
Since inception+18.39%USD 10.332021-12-09

Nu Holdings Financials at a Glance

Market Cap

$59.08BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$19.38B

Net Income (TTM)

$3.61B

EPS (TTM)

$0.73

P/E Ratio

16.45

Dividend

$0.00

Beta (Volatility)

1.57 (High)

Price

$12.35

Volume

40,790,054.963

Open

$12.30

Previous Close

$12.23

Daily Range

$12.27 - $12.50

52-Week Range

$11.20 - $18.98

Estimated Earnings Date

Nov 12, 2026

NU News

GettyMoneyRaining

Prediction: Nu Holdings' Sell-Off on Monday Is an Opportunity

Rick MunarrizSep 29, 2026
nu_holdings_logo_on_smartphone_NU

Prediction: Nu Holdings Will Earn More Than $5 Billion in 2027

Brett SchaferSep 24, 2026
TMF-Bull-Statue-Green-StockVStock.png.png

JPMorgan Chase Stock Is Beating Nu This Year, but Only One of Them Had Positive Free Cash Flow Last Year

Sarah SidlowSep 16, 2026
Using a Nu credit card and app

Is Nu Holdings Stock a Buy, Sell, or Hold With Shares 20% Below Their 52-Week High?

Jennifer SaibilSep 12, 2026
GettyImages-1472083960

Nu Holdings Cleared $1 Billion in Quarterly Net Income With 139 Million Customers

Dave KovaleskiSep 3, 2026
NU

Should You Buy, Sell, or Hold Nu Holdings Now That Its Earnings Are Out?

Ryan VanzoAug 23, 2026
mqdefault_custom_2 (3)

Nu Holdings Stock: Buy or Sell?

Parkev Tatevosian, CFAAug 19, 2026
using Nu Holdings app on phone

Nu Holdings Added Millions of Customers Again Last Quarter. Is the Stock Priced for That Growth?

Neil PatelAug 19, 2026
Page 1

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About Nu Holdings

Nu Holdings Ltd. is a leading digital banking platform operating in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company offers a range of financial services, including credit and prepaid cards, mobile payment solutions, and investment products, catering to both individual and business customers.

Products and Services
  • Nu credit and prepaid cards for flexible spending
  • Nu Shopping, an integrated marketplace for e-commerce
  • NuCrypto, a platform for buying and selling cryptocurrencies
Growth Outlook
  • Revenue increased to $5.52 billion in Q2 2026, up from $4.98 billion in Q1 2026
  • Net income rose to $1.06 billion in Q2 2026, reflecting strong operational efficiency
  • Return on equity reached 30.26% in TTM, indicating robust profitability
Financial Highlights
  • Gross profit margin improved to 45.27% in Q2 2026
  • Operating income margin stood at 22.40% in Q2 2026
  • Cash and cash equivalents totaled $19.60 billion as of June 30, 2026
Nu Holdings Ltd. has established itself as a significant player in the digital banking sector, leveraging technology to provide innovative financial solutions. The company's recent financial performance demonstrates strong growth, with a notable increase in revenue and net income in the latest quarter. The improvement in gross and operating profit margins highlights effective cost management and operational efficiency. With a solid cash position, Nu Holdings is well-positioned to invest in future growth opportunities and expand its market presence. The company's focus on customer-centric solutions and digital innovation continues to drive its competitive advantage in the rapidly evolving financial services landscape.
AI Generated • Sep 19, 2026

Industry

Banks

Sector

Financials

Employees

8,049

CEO

David Vélez Osorno, MBA

Website

www.nubank.com.br

Headquarters

São Paulo, SP 05409-000, BR

NU Financials

Key Financial Metrics (TTM)

Gross Margin

44.03%

Operating Margin

22.62%

Net Income Margin

18.61%

Return on Equity

30.26%

Return on Capital

23.44%

Return on Assets

4.36%

Earnings Yield

6.08%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$59.08BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

4.83B

Volume

40.79M

Avg. Volume

80.14M

Financials (TTM)

Gross Profit

$8.53B

Operating Income

$4.38B

EBITDA

$4.48B

Operating Cash Flow

-$4.27B

Capital Expenditure

$58.72M

Free Cash Flow

-$4.22B

Cash & ST Invst.

$33.27B

Total Debt

$42.02B

Nu Holdings Performance Analysis

Nu Holdings annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 3,733,829,000169.5%
20232023-12-31USD 7,011,250,00087.8%
20242024-12-31USD 10,330,237,00047.3%
20252025-12-31USD 14,498,450,00040.3%
Nu Holdings sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.3%
Q42025-12-3112.7%
Q12026-03-315.9%
Q22026-06-3010.8%
Nu Holdings annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.08117.0%
20232023-12-31USD 0.21N/A
20242024-12-31USD 0.4090.1%
20252025-12-31USD 0.5844.9%
Nu Holdings sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3023.1%
Q42025-12-3112.5%
Q12026-03-31N/A
Q22026-06-3022.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$5.52B

+49.9%

Gross Profit

$2.50B

+52.3%

Gross Margin

45.27%

N/A

Market Cap

$59.08BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$7.35M

N/A

Employees

8,037

N/A

Net Income

$1.06B

+66.5%

EBITDA

$1.24B

+37.5%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$33.27B

+21.1%

Total Debt

$42.02B

+1724.6%

Accounts Receivable

$21.49B

+28.2%

Inventory

$0.00

N/A

Long Term Debt

$2.52B

+138.5%

Short Term Debt

$39.51B

+3067.1%

Return on Assets

4.36%

N/A

Return on Invested Capital

10.14%

N/A

Free Cash Flow

-$2.93B

-218.1%

Operating Cash Flow

-$2.92B

-214.4%

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Questions About NU

What is the current price of Nu Holdings?

Nu Holdings is trading at $12.36 per share.

What is the 52-week range for Nu Holdings?

Over the past 52 weeks, Nu Holdings has traded between $11.20 and $18.98.

How much debt does Nu Holdings have?

As of the most recent reporting period, Nu Holdings reported total debt of $42.02B.

How much cash does Nu Holdings have on hand?

Nu Holdings does not have cash on hand data available.

What is Nu Holdings’s dividend yield?

Nu Holdings does not currently have a dividend yield.

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