Nu Holdings logo

Nu Holdings(NYSE) NU

Market Cap$70.09BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2021)+40%
5 YearN/A
1 Year-3%
1 Month+6%
Premium Feature
Moneyball Superscore
84/100
$15.30
+5.45%
+0.79Today
Nu Holdings last closing stock price
MetricPriceDate
Last closeUSD 14.512026-10-19
Nu Holdings stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-9.37%USD 16.012026-10-12
1 month+6.3%USD 13.652026-09-18
3 month+0.83%USD 14.392026-07-21
Year to date-13.32%USD 16.742025-12-31
1 year-3.27%USD 15.002025-10-17
3 year+77.6%USD 8.172023-10-20
Since inception+40.46%USD 10.332021-12-09

Nu Holdings Financials at a Glance

Market Cap

$70.09BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

$19.38B

Net Income (TTM)

$3.61B

EPS (TTM)

$0.73

P/E Ratio

19.52

Dividend

$0.00

Beta (Volatility)

1.59 (High)

Price

$15.30

Volume

43,448,739.276

Open

$14.62

Previous Close

$14.51

Daily Range

$14.60 - $15.40

52-Week Range

$11.20 - $18.98

Estimated Earnings Date

Nov 12, 2026

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About Nu Holdings

Nu Holdings Ltd. is a leading digital banking platform operating in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company offers a range of financial services, including credit and prepaid cards, mobile payment solutions, and investment products, aiming to provide accessible banking solutions to its customers.

Products and Services
  • Nu credit and prepaid cards for flexible spending
  • Nu Shopping, an integrated marketplace for e-commerce
  • NuCrypto for buying and selling cryptocurrencies
Growth Outlook
  • Revenue increased to $5.52 billion in Q2 2026, up from $4.98 billion in Q1 2026
  • Net income rose to $1.06 billion in Q2 2026, reflecting strong profitability
  • Return on equity stands at 30.26%, indicating efficient use of shareholder funds
Financial Highlights
  • Gross profit margin improved to 45.27% in Q2 2026
  • Operating income margin reached 22.40% in Q2 2026
  • Net income margin of 19.21% showcases robust profitability
Nu Holdings Ltd. has established itself as a significant player in the digital banking sector, leveraging technology to enhance customer experience and streamline financial services. The company's impressive revenue growth and profitability metrics indicate a strong operational performance, making it an attractive option for investors interested in the evolving financial services landscape. With a focus on innovation and customer-centric solutions, Nu Holdings is well-positioned to capitalize on the growing demand for digital banking services in Latin America and beyond.
AI Generated • Oct 19, 2026

Industry

Banks

Employees

8,049

CEO

David Vélez Osorno, MBA

Headquarters

São Paulo, SP 05409-000, BR

NU Financials

Key Financial Metrics (TTM)

Gross Margin

44.03%

Operating Margin

22.62%

Net Income Margin

18.61%

Return on Equity

30.26%

Return on Capital

23.44%

Return on Assets

4.36%

Earnings Yield

5.12%

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

$70.09BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

4.83B

Volume

43.45M

Avg. Volume

77.26M

Financials (TTM)

Gross Profit

$8.53B

Operating Income

$4.38B

EBITDA

$4.52B

Operating Cash Flow

-$4.27B

Capital Expenditure

$58.72M

Free Cash Flow

-$4.22B

Cash & ST Invst.

$33.27B

Total Debt

$42.02B

Nu Holdings Performance Analysis

Nu Holdings annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31USD 3,733,829,000169.5%
20232023-12-31USD 7,011,250,00087.8%
20242024-12-31USD 10,330,237,00047.3%
20252025-12-31USD 14,498,450,00040.3%
Nu Holdings sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3013.3%
Q42025-12-3112.7%
Q12026-03-315.9%
Q22026-06-3010.8%
Nu Holdings annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31USD -0.08117.0%
20232023-12-31USD 0.21N/A
20242024-12-31USD 0.4090.1%
20252025-12-31USD 0.5844.9%
Nu Holdings sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32025-09-3023.1%
Q42025-12-3112.5%
Q12026-03-31N/A
Q22026-06-3022.2%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

$5.52B

+49.9%

Gross Profit

$2.50B

+52.3%

Gross Margin

45.27%

N/A

Market Cap

$70.09BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

$8.72M

N/A

Employees

8,037

N/A

Net Income

$1.06B

+66.5%

EBITDA

$1.28B

+42.2%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

$33.27B

+21.1%

Total Debt

$42.02B

+1724.6%

Accounts Receivable

$21.49B

+28.2%

Inventory

$0.00

N/A

Long Term Debt

$2.52B

+138.5%

Short Term Debt

$39.51B

+3067.1%

Return on Assets

4.36%

N/A

Return on Invested Capital

10.14%

N/A

Free Cash Flow

-$2.93B

-218.1%

Operating Cash Flow

-$2.92B

-214.4%

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Questions About NU

What is the current price of Nu Holdings?

Nu Holdings is trading at $15.37 per share.

What is the 52-week range for Nu Holdings?

Over the past 52 weeks, Nu Holdings has traded between $11.20 and $18.98.

How much debt does Nu Holdings have?

As of the most recent reporting period, Nu Holdings reported total debt of $42.02B.

How much cash does Nu Holdings have on hand?

Nu Holdings does not have cash on hand data available.

What is Nu Holdings’s dividend yield?

Nu Holdings does not currently have a dividend yield.

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