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J And Friends(NASDAQ) PT

Market CapN/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2018)-98%
5 Year-79%
1 Year-4%
1 Month-2%
N/A
J And Friends last closing stock price
MetricPriceDate
Last closeUSD 0.942026-10-23
J And Friends stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.3%USD 0.932026-10-16
1 month-1.64%USD 0.962026-09-23
3 month+11.75%USD 0.842026-07-24
Year to date+3.51%USD 0.912025-12-31
1 year-4.36%USD 0.992025-10-23
3 year-12.77%USD 1.082023-10-24
5 year-79.44%USD 4.582021-10-22
Since inception-98.49%USD 62.452018-10-25

J And Friends Financials at a Glance

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

CN¥35.55M

Net Income (TTM)

-CN¥11.90M

EPS (TTM)

N/A

P/E Ratio

N/A

Dividend

N/A

Beta (Volatility)

N/A

Price

N/A

Volume

N/A

Open

N/A

Previous Close

N/A

Daily Range

N/A

52-Week Range

N/A

Estimated Earnings Date

Nov 6, 2025

PT News

No articles available.

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About J And Friends

J and Friends Holdings Limited is a financial services company that provides innovative financial and digital solutions to micro, small, and medium-sized enterprises (MSMEs and SMEs) in China and internationally. The company operates an open platform that connects business and financial partners, facilitating direct financial solutions for end-users.

Products and Services
  • Point-of-sale financing solutions branded as Dumiao
  • Wealth management services including fund distribution and robo-advisory
  • International installment loan solutions and insurance platform Myfin
Growth Outlook
  • Revenue of 7.66 million CNY in Q2 2025, consistent with previous quarters
  • Gross profit margin of 60.9% indicates strong profitability potential
  • Investment in technology and digital marketing tools to enhance partner capabilities
Financial Highlights
  • Net income of -2.44 million CNY in Q2 2025, reflecting ongoing operational challenges
  • Current ratio of 1.25 suggests adequate short-term financial health
  • Debt ratio of 23.4% indicates manageable leverage levels
J and Friends Holdings Limited is positioned within the financial services sector, focusing on credit solutions tailored for SMEs. The company's diverse offerings, including point-of-sale financing and wealth management services, cater to a growing market segment. Despite recent financial challenges, the company maintains a solid gross profit margin, indicating potential for future profitability. The current ratio suggests that the company is capable of meeting its short-term obligations, while its manageable debt levels provide a cushion for operational flexibility. As the company continues to invest in technology and enhance its service offerings, it remains a noteworthy player in the financial services landscape.
AI Generated • Oct 18, 2026

Industry

Consumer Finance

Sector

Financials

Employees

30

CEO

Zexiong Huang

Website

www.pintec.com

Headquarters

Beijing, 100027, CN

PT Financials

Key Financial Metrics (TTM)

Gross Margin

71.53%

Operating Margin

-83.85%

Net Income Margin

-82.85%

Return on Equity

4.65%

Return on Capital

N/A

Return on Assets

-14.16%

Earnings Yield

N/A

Dividend Yield

0.00%

Payout Ratio

0.00%

Stock Overview

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

N/A

Volume

N/A

Avg. Volume

N/A

Financials (TTM)

Gross Profit

CN¥22.74M

Operating Income

-CN¥13.71M

EBITDA

-CN¥4.12M

Operating Cash Flow

CN¥0.00

Capital Expenditure

CN¥0.00

Free Cash Flow

CN¥0.00

Cash & ST Invst.

CN¥33.90M

Total Debt

CN¥3.32M

J And Friends Performance Analysis

J And Friends annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31CNY 11,073,829-58.8%
20232023-12-31CNY 7,440,619-32.8%
20242024-12-31CNY 4,882,992-34.4%
20252025-12-31CNY 1,602,226-67.2%
J And Friends sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32024-09-3035.5%
Q42024-12-31N/A
Q12025-03-31-24.2%
Q22025-06-30N/A
J And Friends annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31CNY -3.2978.8%
20232023-12-31CNY -0.79-76.1%
20242024-12-31CNY -0.14-82.8%
20252025-12-31CNY -0.08-41.2%
J And Friends sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q32024-09-3018.5%
Q42024-12-31N/A
Q12025-03-3122.7%
Q22025-06-30N/A

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2025YOY CHG

Revenue

CN¥7.66M

+2.7%

Gross Profit

CN¥4.67M

+4.9%

Gross Margin

60.92%

N/A

Market Cap

N/AMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

N/A

N/A

Employees

78

N/A

Net Income

-CN¥2.44M

+42.2%

EBITDA

CN¥0.00

+100.0%

Quarterly Fundamentals

Name
Q2 2025YOY CHG

Total Cash

CN¥33.90M

-24.0%

Total Debt

CN¥3.32M

N/A

Accounts Receivable

CN¥1.88M

-96.8%

Inventory

CN¥0.00

N/A

Long Term Debt

CN¥454.00K

N/A

Short Term Debt

CN¥2.87M

N/A

Return on Assets

-14.16%

N/A

Return on Invested Capital

-16.96%

N/A

Free Cash Flow

CN¥0.00

N/A

Operating Cash Flow

CN¥0.00

N/A

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Questions About PT

What is the current price of J And Friends?

J And Friends is trading at N/A per share.

What is the 52-week range for J And Friends?

Over the past 52 weeks, J And Friends has traded between N/A and N/A.

How much debt does J And Friends have?

As of the most recent reporting period, J And Friends reported total debt of CN¥2.19M.

How much cash does J And Friends have on hand?

J And Friends reported CN¥945.00K in cash and cash equivalents in its most recent financial results.

What is J And Friends’s dividend yield?

J And Friends does not currently have a dividend yield.

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