OSB Group logo

OSB Group(LSE) OSB

Market Cap£1.61BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+396%
5 Year-6%
1 Year-10%
1 Month-6%
£4.79
-0.54%
-0.03Today
OSB Group last closing stock price
MetricPriceDate
Last closeGBX 482.002026-10-19
OSB Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-2.19%GBX 492.802026-10-12
1 month-5.77%GBX 511.502026-09-18
3 month-14.16%GBX 561.502026-07-21
Year to date-24.39%GBX 637.502025-12-31
1 year-10.24%GBX 537.002025-10-17
3 year+62.29%GBX 297.002023-10-20
5 year-6.04%GBX 513.002021-10-20
Since inception+395.77%GBX 0.972014-06-05

OSB Group Financials at a Glance

Market Cap

£1.61BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£3.81B

Net Income (TTM)

£556.80M

EPS (TTM)

£0.75

P/E Ratio

6.28

Dividend

£0.36

Beta (Volatility)

0.03 (Low)

Price

£4.79

Volume

596,376

Open

£4.80

Previous Close

£4.79

Daily Range

£4.71 - £4.83

52-Week Range

£4.71 - £6.48

Estimated Earnings Date

Mar 18, 2027

OSB News

No articles available.

Motley Fool Moneyball Superscore

Our CEO Is Handing Members His Secret Weapon

It's called Motley Fool Moneyball, our new proprietary AI tool

We spent over half a million dollars in R&D to build a tool that makes stock research faster, sharper, and smarter. Our analysts use it every day, and now, you can too.

Get Access Now

About OSB Group

OSB Group Plc operates as a specialist mortgage lending company in the United Kingdom and India, focusing on providing a range of mortgage products and financial services. The company is structured into two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS), offering diverse mortgage solutions to meet various customer needs.

Products and Services
  • Buy-to-let, residential, bridging, and commercial mortgages
  • Mortgage servicing, lending, and deposit-taking services
  • Asset finance and back-office processing services
Growth Outlook
  • Strong demand for mortgage products supports revenue growth
  • Expansion into new markets enhances competitive positioning
  • Focus on digital transformation aims to improve operational efficiency
Financial Highlights
  • Recent quarterly revenue of £907.1 million reflects robust performance
  • Trailing twelve months (TTM) net income margin stands at 15.38%
  • Dividend yield of 7.40% indicates attractive returns for investors
OSB Group Plc has established itself as a key player in the mortgage lending sector, leveraging its extensive product offerings and market expertise. The company's recent financial performance demonstrates resilience, with a significant revenue figure in the latest quarter. The focus on growth through market expansion and digital initiatives positions OSB Group for continued success. With a strong dividend yield, the company presents an appealing option for investors seeking income alongside growth potential.
AI Generated • Oct 8, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

2,489

CEO

Andrew John Golding

Website

osb.co.uk

Headquarters

Chatham, ME4 4QZ, GB

OSB Financials

Key Financial Metrics (TTM)

Gross Margin

35.23%

Operating Margin

20.37%

Net Income Margin

15.38%

Return on Equity

13.06%

Return on Capital

6.24%

Return on Assets

0.94%

Earnings Yield

15.92%

Dividend Yield

7.45%

Payout Ratio

44.02%

Stock Overview

Market Cap

£1.61BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

334.41M

Volume

596.38K

Avg. Volume

1.14M

Financials (TTM)

Gross Profit

£1.29B

Operating Income

£746.50M

EBITDA

£769.60M

Operating Cash Flow

£649.40M

Capital Expenditure

-£66.60M

Free Cash Flow

£582.80M

Cash & ST Invst.

£1.11B

Total Debt

£2.48B

OSB Group Performance Analysis

OSB Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 1,075,900,00041.8%
20232023-12-31GBP 1,770,900,00064.6%
20242024-12-31GBP 2,101,600,00018.7%
20252025-12-31GBP 1,925,500,000-8.4%
OSB Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-6.3%
Q22025-06-30-6.7%
Q42025-12-31-0.2%
Q22026-06-30-4.0%
OSB Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.9019.3%
20232023-12-31GBP 0.65-27.7%
20242024-12-31GBP 0.7616.5%
20252025-12-31GBP 0.74-2.7%
OSB Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-25.6%
Q22025-06-3012.5%
Q42025-12-312.8%
Q22026-06-302.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£907.10M

-16.2%

Gross Profit

£323.70M

-11.9%

Gross Margin

35.69%

N/A

Market Cap

£1.61BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£663.04K

N/A

Employees

2,431

N/A

Net Income

£141.30M

-20.8%

EBITDA

£191.00M

-22.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£1.11B

-67.7%

Total Debt

£2.48B

-39.1%

Accounts Receivable

£0.00

N/A

Inventory

£0.00

N/A

Long Term Debt

£2.48B

-39.2%

Short Term Debt

£0.00

N/A

Return on Assets

0.94%

N/A

Return on Invested Capital

1.24%

N/A

Free Cash Flow

£644.70M

+573.7%

Operating Cash Flow

£657.30M

+454.7%

Other Investments to Explore

People Also Watch

Symbol / CompanyPricePrice Chg
SHAW.LShawbrook Group PLC
£2.90+0.00%
PAG.LParagon Banking Group PLC
£7.08-0.14%
MTRO.LMetro Bank PLC
£1.61-1.71%
CBG.LClose Brothers Group plc
£3.71+0.38%

Trending Stocks

Symbol / CompanyPricePrice Chg
SOXLDirexion Shares ETF Trust - Direxion Daily Semiconductor Bull 3x ETF
$100.23+1.60%
CRWVCoreWeave
$62.67+2.54%
SOXSDirexion Shares ETF Trust - Direxion Daily Semiconductor Bear 3x ETF
$45.91-1.55%
BITOProShares Trust - ProShares Bitcoin ETF
$11.02+0.93%

Questions About OSB

What is the current price of OSB Group?

OSB Group is trading at £4.79 per share.

What is the 52-week range for OSB Group?

Over the past 52 weeks, OSB Group has traded between £4.71 and £6.48.

How much debt does OSB Group have?

As of the most recent reporting period, OSB Group reported total debt of £3.86B.

How much cash does OSB Group have on hand?

OSB Group does not have cash on hand data available.

What is OSB Group’s dividend yield?

OSB Group currently has a dividend yield of 7.45%.

Premium Investing Services

Invest better with The Motley Fool. Get stock recommendations, portfolio guidance, and more from The Motley Fool's premium services.

View Premium Services