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OSB Group(LSE) OSB

Current Price£5.65
Market Cap£1.92BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+464%
5 Year+16%
1 Year+1%
1 Month+6%
OSB Group last closing stock price
MetricPriceDate
Last closeGBX 565.002026-07-27
OSB Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week+1.62%GBX 556.002026-07-20
1 month+5.61%GBX 535.002026-06-26
3 month+10.03%GBX 513.502026-04-28
Year to date-11.37%GBX 637.502025-12-31
1 year+0.89%GBX 560.002025-07-25
3 year+58.89%GBX 355.602023-07-28
5 year+16.4%GBX 485.402021-07-28
Since inception+464.18%GBX 1.002014-06-05

OSB Group Financials at a Glance

Market Cap

£1.92BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£1.96B

Net Income (TTM)

£589.30M

EPS (TTM)

£0.74

P/E Ratio

7.43

Dividend

£0.35

Beta (Volatility)

0.04 (Low)

Price

£5.65

Volume

56,771

Open

£5.67

Previous Close

£5.62

Daily Range

£5.62 - £5.70

52-Week Range

£4.79 - £6.48

Estimated Earnings Date

Aug 6, 2026

OSB News

No articles available.

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About OSB Group

OSB Group Plc operates as a specialist mortgage lending company in the United Kingdom and India, focusing on providing a range of mortgage products and services. The company is structured into two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS), catering to diverse customer needs.

Products and Services
  • Offers buy-to-let, residential, bridging, and commercial mortgages
  • Provides mortgage servicing, lending, and deposit-taking services
  • Operates under various brands including Precise and Kent Reliance
Growth Outlook
  • Revenue for Q4 2025 reached £957.8 million, indicating strong demand
  • Net income for Q4 2025 was £143.6 million, showcasing profitability
  • Operating income margin of 19.8% reflects efficient operations
Financial Highlights
  • Trailing twelve months (TTM) revenue of £3.5 billion demonstrates consistent growth
  • Dividend yield of 6.55% offers attractive returns to shareholders
  • Price-to-earnings (P/E) ratio of 7.19 suggests potential undervaluation
OSB Group Plc has established itself as a key player in the mortgage lending sector, with a diverse portfolio of products tailored to meet various customer needs. The company's recent financial performance indicates a robust growth trajectory, supported by strong revenue and net income figures. The attractive dividend yield further enhances its appeal to potential investors. With a focus on operational efficiency and a solid market presence, OSB Group Plc is well-positioned for future growth in the competitive financial services landscape.
AI Generated • Jul 9, 2026

Industry

Diversified Financial Services

Employees

2,489

CEO

Andrew John Golding

Website

osb.co.uk

Headquarters

Chatham, ME4 4QZ, GB

OSB Financials

Key Financial Metrics (TTM)

Gross Margin

51.54%

Operating Margin

29.85%

Net Income Margin

22.29%

Return on Equity

13.26%

Return on Capital

6.24%

Return on Assets

0.92%

Earnings Yield

13.46%

Dividend Yield

6.29%

Payout Ratio

45.50%

Stock Overview

Market Cap

£1.92BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

341.43M

Volume

56.77K

Avg. Volume

921.78K

Financials (TTM)

Gross Profit

£2.05B

Operating Income

£805.20M

EBITDA

£818.80M

Operating Cash Flow

£110.60M

Capital Expenditure

-£76.80M

Free Cash Flow

£33.80M

Cash & ST Invst.

£400.00K

Total Debt

£4.01B

OSB Group Performance Analysis

OSB Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 1,075,900,00041.8%
20232023-12-31GBP 1,770,900,00064.6%
20242024-12-31GBP 2,101,600,00018.7%
20252025-12-31GBP 1,925,500,000-8.4%
OSB Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30-65.7%
Q42024-12-31-15.1%
Q22025-06-303.7%
Q42025-12-31195.8%
OSB Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.9019.3%
20232023-12-31GBP 0.65-27.7%
20242024-12-31GBP 0.7616.5%
20252025-12-31GBP 0.74-2.7%
OSB Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q22024-06-30-17.3%
Q42024-12-31-25.6%
Q22025-06-3012.5%
Q42025-12-312.8%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q4 2025YOY CHG

Revenue

£957.80M

-10.7%

Gross Profit

£336.70M

-68.6%

Gross Margin

35.15%

N/A

Market Cap

£1.92BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£770.24K

N/A

Employees

2,489

N/A

Net Income

£143.60M

-34.4%

EBITDA

£190.20M

-37.3%

Quarterly Fundamentals

Name
Q4 2025YOY CHG

Total Cash

£400.00K

-100.0%

Total Debt

£4.01B

-19.7%

Accounts Receivable

£1.70M

N/A

Inventory

£0.00

N/A

Long Term Debt

£3.94B

-18.0%

Short Term Debt

£62.00M

-60.1%

Return on Assets

0.92%

N/A

Return on Invested Capital

1.23%

N/A

Free Cash Flow

-£183.70M

+50.9%

Operating Cash Flow

-£166.80M

+53.8%

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Questions About OSB

What is the current price of OSB Group?

OSB Group is trading at £5.65 per share.

What is the 52-week range for OSB Group?

Over the past 52 weeks, OSB Group has traded between £4.79 and £6.48.

How much debt does OSB Group have?

As of the most recent reporting period, OSB Group reported total debt of £3.86B.

How much cash does OSB Group have on hand?

OSB Group does not have cash on hand data available.

What is OSB Group’s dividend yield?

OSB Group currently has a dividend yield of 6.29%.

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