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OSB Group(LSE) OSB

Market Cap£1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.
Since IPO (2014)+419%
5 Year+2%
1 Year-9%
1 Month-9%
£5.03
-0.40%
-0.02Today
OSB Group last closing stock price
MetricPriceDate
Last closeGBX 502.502026-08-17
OSB Group stock price return by period
PeriodPrice returnPrice at period startPeriod start date
1 week-1.08%GBX 508.002026-08-10
1 month-9.38%GBX 554.502026-07-17
3 month+2.22%GBX 491.602026-05-19
Year to date-21.18%GBX 637.502025-12-31
1 year-9.21%GBX 553.502025-08-15
3 year+35.74%GBX 370.202023-08-18
5 year+2.34%GBX 491.002021-08-18
Since inception+418.92%GBX 0.972014-06-05

OSB Group Financials at a Glance

Market Cap

£1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Revenue (TTM)

£2.50B

Net Income (TTM)

£556.80M

EPS (TTM)

£0.75

P/E Ratio

6.57

Dividend

£0.47

Beta (Volatility)

0.04 (Low)

Price

£5.03

Volume

250,720

Open

£5.12

Previous Close

£5.05

Daily Range

£5.02 - £5.12

52-Week Range

£4.79 - £6.48

Estimated Earnings Date

Mar 18, 2027

OSB News

No articles available.

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About OSB Group

OSB Group Plc operates as a specialist mortgage lending company in the United Kingdom and India, focusing on providing a range of mortgage products and services. The company is structured into two segments: OneSavings Bank (OSB) and Charter Court Financial Services (CCFS), offering various mortgage solutions tailored to meet diverse customer needs.

Products and Services
  • Buy-to-let, residential, bridging, and commercial mortgages
  • Mortgage servicing, lending, and deposit-taking services
  • Asset finance and back-office processing services
Growth Outlook
  • Revenue of £957.8 million reported in Q4 2025, indicating strong market demand
  • Net income of £143.6 million in Q2 2025, showcasing profitability
  • Continued expansion in the mortgage market expected to drive future growth
Financial Highlights
  • Trailing twelve months (TTM) revenue of £3.5 billion, reflecting robust performance
  • Dividend yield of 6.78%, appealing for income-focused investors
  • Price-to-earnings (P/E) ratio of 6.94, suggesting potential value
OSB Group Plc has established itself as a key player in the mortgage lending sector, with a diverse portfolio of products catering to various customer segments. The company's recent financial performance demonstrates resilience and growth potential, particularly in the face of evolving market conditions. The strong revenue figures and profitability metrics indicate a solid foundation for future expansion. Investors may find the attractive dividend yield and favorable valuation ratios appealing as the company continues to navigate the competitive landscape of the financial services industry.
AI Generated • Aug 8, 2026

Industry

Diversified Financial Services

Sector

Financials

Employees

2,489

CEO

Andrew John Golding

Website

osb.co.uk

Headquarters

Chatham, ME4 4QZ, GB

OSB Financials

Key Financial Metrics (TTM)

Gross Margin

35.41%

Operating Margin

20.24%

Net Income Margin

15.28%

Return on Equity

13.06%

Return on Capital

6.24%

Return on Assets

0.94%

Earnings Yield

15.22%

Dividend Yield

9.34%

Payout Ratio

44.02%

Stock Overview

Market Cap

£1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

Shares Outstanding

338.98M

Volume

250.72K

Avg. Volume

966.58K

Financials (TTM)

Gross Profit

£1.30B

Operating Income

£750.30M

EBITDA

£762.90M

Operating Cash Flow

£649.40M

Capital Expenditure

-£66.60M

Free Cash Flow

£582.80M

Cash & ST Invst.

£1.11B

Total Debt

£2.48B

OSB Group Performance Analysis

OSB Group annual revenue and year-over-year revenue growth by fiscal year
Fiscal yearPeriod endRevenueYoY growth
20222022-12-31GBP 1,075,900,00041.8%
20232023-12-31GBP 1,770,900,00064.6%
20242024-12-31GBP 2,101,600,00018.7%
20252025-12-31GBP 1,925,500,000-8.4%
OSB Group sequential (quarter-over-quarter) revenue growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-15.1%
Q22025-06-303.7%
Q42025-12-31195.8%
Q22026-06-30-5.3%
OSB Group annual diluted earnings per share and year-over-year EPS growth by fiscal year
Fiscal yearPeriod endDiluted EPSYoY growth
20222022-12-31GBP 0.9019.3%
20232023-12-31GBP 0.65-27.7%
20242024-12-31GBP 0.7616.5%
20252025-12-31GBP 0.74-2.7%
OSB Group sequential (quarter-over-quarter) diluted earnings per share growth by fiscal quarter
Fiscal quarterPeriod endQoQ growth
Q42024-12-31-25.6%
Q22025-06-3012.5%
Q42025-12-312.8%
Q22026-06-302.7%

Revenue Growth Rate

Annual and quarterly growth comparison

Earnings Per Share Growth Rate

Annual and quarterly EPS growth comparison

Quarterly Performance

Name
Q2 2026YOY CHG

Revenue

£907.10M

+146.6%

Gross Profit

£323.70M

-69.9%

Gross Margin

35.69%

N/A

Market Cap

£1.71BMarket cap calculated using publicly traded shares outstanding only. Does not include unlisted, private, or dual-class non-traded shares. Implied market cap may vary.

N/A

Market Cap/Employee

£687.09K

N/A

Employees

2,489

N/A

Net Income

£141.30M

-18.7%

EBITDA

£191.00M

-22.6%

Quarterly Fundamentals

Name
Q2 2026YOY CHG

Total Cash

£1.11B

-67.7%

Total Debt

£2.48B

-39.1%

Accounts Receivable

£0.00

N/A

Inventory

£0.00

N/A

Long Term Debt

£2.48B

-39.2%

Short Term Debt

£0.00

N/A

Return on Assets

0.94%

N/A

Return on Invested Capital

1.24%

N/A

Free Cash Flow

£644.70M

+573.7%

Operating Cash Flow

£657.30M

+454.7%

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Questions About OSB

What is the current price of OSB Group?

OSB Group is trading at £5.03 per share.

What is the 52-week range for OSB Group?

Over the past 52 weeks, OSB Group has traded between £4.79 and £6.48.

How much debt does OSB Group have?

As of the most recent reporting period, OSB Group reported total debt of £3.86B.

How much cash does OSB Group have on hand?

OSB Group does not have cash on hand data available.

What is OSB Group’s dividend yield?

OSB Group currently has a dividend yield of 9.34%.

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